Consumer Credit Analyst jobs in Springfield, IL

CONSUMER LOAN MANAGER – DECATUR, IL (Woodford Street)

This is a mid-level management position, which has upward mobility potential based on performance and personal interests. Staley Credit Union is a community-based organization that prides itself on being the loan expert. Reporting to the Chief Lending Officer, the Consumer Loan Manager is responsible for the development of new lenders and occasionally assisting other lenders up to their approval authority.

Staley Credit Union, located in Decatur, Illinois, provides its members with a complete array of financial products and services. Our mission is to provide convenient, responsible and progressive financial services to our members and serve the community by providing scholarship opportunities through our foundation. Founded in 1930, our original philosophy still holds true today “People Helping People”. For more information, visit us at www.staleycu.com.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Training/mentoring less experienced loan officers to utilize our LOS, as well as underwriting according to Loan Policy
• Understands and abides by consumer compliance regulations
• Assist with the development of new lending programs
• Explain loan programs to members, evaluate their needs and recommend product and service options
• Evaluate financial position, originate and underwrite consumer loans including vehicle, credit card, secured/unsecured and home equity loans
• Discuss the benefits of debt protection coverage, GAP and extended warranty options with members
• Ensure that title liens are perfected and insurance requirements are met

WHAT WE REQUIRE:

• Bachelor degree required
• A highly motivated individual, with at least 7 years lending experience that includes auto, home equity and unsecured lending
• Lending experience must include a strong background with home equity and/or conventional mortgages, FHA, VA & USDA loans
• Prior managerial experience is preferred
• Excellent verbal and written communication skills
• Strong analytical and multi-tasking skills
• Exhibit strong relationship building skills, including initiating and maintaining trusting relationships with our members
• Must be registered with Nationwide Mortgage License System (NMLS) within 30 days of employment
• Excellent Microsoft Office skills (Word and Excel)

WHAT WE OFFER:

We offer a competitive pay plus bonus and monthly incentive pay opportunities. Our excellent benefits include health, dental, vision, life insurance, 401k with discretionary match, growth opportunities and a team-based environment.

Staley Credit Union is an equal opportunity employer.

Job Type: Full-time

Pay: $60,000.00 - $75,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Tuition reimbursement
• Vision insurance

Schedule:

• 8 hour shift
• Monday to Friday
• Weekends as needed

Education:

• Bachelor's (Required)

Experience:

• Lending: 5 years (Required)

Ability to Relocate:

• Decatur, IL 62526: Relocate before starting work (Required)

Work Location: In person