Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Who We Are:
Gerald is a leading global metals trading company. Its business consists of the physical sale, development, trade and structured financing of commodities and commodity linked assets. Gerald is a diversified metals trader, across precious and non-precious metals and operates on a global basis and with mining and metals assets and facilities in various jurisdictions.
Position Summary:
The Credit Department provides worldwide credit risk assessment for various departments of the Gerald Group. The information and reports generated by the Credit Analyst is essential to protect the company from credit losses. She/he is responsible for various credit related functions including but not limited to performing credit reviews on local and international customers and preparing credit proposals, monitoring the compliance with the credit policy and credit limits, assisting to manage the credit insurance program as well as performing due diligence (i.e. KYC) on counterparties.
Responsibilities:
Experience:
Why Work for Us?
We are an equal-opportunity employer. Our teams consist of professionals with diverse backgrounds and skill sets, all of which contribute to the efficacy and profitability of our operations. We take pride in our contributions in aiding developing economies, reducing carbon emissions, and in building towards a more progressive and equitable future.
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