Consumer Credit Analyst jobs in Topeka, KS
Consumer Credit Analyst reviews loan applications and related documentation to determine loan eligibility and terms. Analyzes financial information provided and collects additional documentation as necessary. Being a Consumer Credit Analyst provides loan options, terms, or other product recommendations based on qualifications. Assists customers through the loan process by researching and answering customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Analyst typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Consumer Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Consumer Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Consumer Credit Analyst jobs
Credit Analyst
- HR Partners
-
Topeka, KS
FULL_TIME
-
Company: Kaw Valley Bank
Title: Credit Analyst
Job Classification: Non-Exempt, Full-Time
Primary Accountabilities:
The Credit Analyst is responsible for administering Kaw Valley Bank’s (“Bank’s”) entire loan portfolio by ensuring sound credit practices, proper documentation, analysis and adherence to credit policies. Position will provide ongoing credit training and development.
Major Duties:- Provides credit analysis for the lending activities of the Bank by analyzing financial information on borrowers and guarantors. Performs global cash flow analysis when necessary
- Underwrites, analyzes and prepares loan presentations for Commercial and Business banking loans.
- Analyzes the credit and collateral aspects of business and individual loans both secured and unsecured.
- Ensures overall bank loan documentation and credit file administration is complete and consistent with loan policy. Directs and oversees processes to ensure loans comply with contractual and legal terms of the credit (i.e. financial covenant tracking, borrowing base certification, lien/collateral perfection, and related terms.)
- Monitors loans to ensure proper documentation with respect to items such as periodic calculation of ratios to determine financial compliance. Provides accurate financial analysis.
- Conducts financial analyses to support lending guidelines (i.e. LTV, Debt Service Coverage, Credit Ratios) for impact on credit quality and efficiency, or other analytical projects as assigned.
- Validates credit risk ratings and loan structure (i.e. pricing, credit compliance & appropriate accounting treatment such as TDR/Non-Accrual).
- Ensures credit systems are designed based on current credit risk profile and ensure confirmations are delivered and analyzed for Asset-Based (Account Receivable) loans.
- Performs additional duties as assigned.
- Undergraduate degree in a business or finance related field. In lieu of degree, equivalent experience may be accepted.
- Three (3) to five (5) years of experience in credit risk management, internal/external loan review, and/or previous credit analyst experience. One (1) to three (3) years previous lending experience is preferred but not required.
- Experience with quantitative analysis methods such as stress testing, regression, loss forecasting, global cash flow analysis, etc.
- Knowledge of loan documentation, appraisal analysis.
- Must possess discretion, good judgment, and organizational and analytical skills and able to make reliable and prompt decisions using available information.
- Must have strong experience with Excel, Word, and KVB core systems.
- Must have thorough understanding of financial data such as tax returns, accountant prepared documents, cash flow, balance sheet, profit & loss, and collateral dynamics of customer’s properties and geographic area.
- Excellent communications skills, both written and verbal and must be able to read, write, speak, and otherwise communicate with customers in English.
- Must demonstrate good work habits, maintain a professional appearance and attitude, and follow policies and procedures.
- Ability to sit for extended periods of time.
- Work normally requires finger dexterity and eye-hand coordination to operate computer keyboard at a moderate skill level.
- Ability to read computer screens and email, mail and talk on the phone.
- Ability to lift up to twenty-five (25) pounds.
- Professional and deadline-oriented environment in an office setting.
- Interacts frequently with senior management, customers, prospects, operations and technical staff. When needed and in conjunction with loan officers will meet with current and potential customers to obtain information needed for loan requests.
- Potential exposure to dangerous criminal activity.
Employee Benefits Include: Paid Sick/Vacation Time, Paid Holidays, Health & Dental Insurance, Short- & Long-Term Disability, 401(K) with a Match plus more.
Please apply at: https://www.kawvalleybank.com/about/careers We are an Equal Opportunity Employer. - 9 Days Ago
Processing operator
- Post Consumer Brands
-
Lawrence, KS
FULL_TIME
- Job Description Business Unit Overview Brand We’re always searching the center store for the next exciting product to add to our portfolio, and right now, we’re growing and need passionate, driven ind...
- 1 Month Ago
Consumer Access Specialist - Ottawa
- AdventHealth Ottawa
-
Ottawa, KS
FULL_TIME
- Description All the benefits and perks you need for you and your family: (Customizable depending on job. 3-5 bullets preferred) Benefits from Day One Paid Days Off from Day One Student Loan Repayment ...
- 9 Days Ago
Consumer Safety Inspector
- USDA Food Safety and Inspection Service
-
Waterville, KS
FULL_TIME
- Duties YOU WILL/MAY: Ensure that regulated establishments produce a safe product by executing appropriate inspection methods, determining non-compliance with regulatory requirements, documenting nonco...
- 10 Days Ago
Consumer loan specialist
- OneMain Financial
-
Topeka, KS
FULL_TIME
- At OneMain, Consumer Loan Sales Specialists empower customers listening to their needs and providing access to friendly, fast, and affordable financing for life’s expenses. Consumer Loan Sales Special...
- 1 Month Ago
Consumer Loan Sales Specialist
- OneMain Financial
-
Topeka, KS
FULL_TIME
- At OneMain, Consumer Loan Sales Specialists empower customers - listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. Consumer Loan Sales Speci...
- 1 Month Ago
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0 Consumer Credit Analyst jobs found in Topeka, KS area
Laboratory Technician
- ICL Group
-
Lawrence, KS
- As the Lab Technician, you will be responsible for conducting all raw material, in-process, and finished product analyse...
- 4/24/2024 12:00:00 AM
Director, Americas Cloud Economist
- Nutanix
-
Topeka, KS
- Nutanix is disrupting the multi-billion-dollar enterprise data center market by pioneering an enterprise cloud platform ...
- 4/24/2024 12:00:00 AM
Delivery Driver
- DoorDash
-
Topeka, KS
- Your time. Your Goals. What is DoorDash Available in over 4,000 cities in the U.S, DoorDash connects local businesses an...
- 4/23/2024 12:00:00 AM
Delivery Driver - Sign Up and Start Earning
- DoorDash
-
Topeka, KS
- Your time. Your Goals. What is DoorDash Available in over 4,000 cities in the U.S, DoorDash connects local businesses an...
- 4/23/2024 12:00:00 AM
Delivery Driver - No Experience Needed
- DoorDash
-
Topeka, KS
- Your time. Your Goals. What is DoorDash Available in over 4,000 cities in the U.S, DoorDash connects local businesses an...
- 4/23/2024 12:00:00 AM
Delivery Driver - Earn Extra Cash
- DoorDash
-
Topeka, KS
- Your time. Your Goals. What is DoorDash Available in over 4,000 cities in the U.S, DoorDash connects local businesses an...
- 4/23/2024 12:00:00 AM
Dental Hygienist
- GoTu
-
Topeka, KS
- Pay Range: $40-$70/Hour By using the GoTu app, you can find local temporary and permanent opportunities and get peace of...
- 4/23/2024 12:00:00 AM
Production Ops/Engineering Intern
- Axiota US Inc
-
Wamego, KS
- Job Description Job Description Axiota Animal Health is an innovative global company that discovers, develops, and marke...
- 4/20/2024 12:00:00 AM
About Topeka, Kansas
Topeka (/toʊˈpiːkə/; Kansa: Tó Pee Kuh) is the capital city of the U.S. state of Kansas and the seat of Shawnee County. It is situated along the Kansas River in the central part of Shawnee County, in northeast Kansas, in the Central United States. As of the 2010 census, the city population was 127,473. The Topeka Metropolitan Statistical Area, which includes Shawnee, Jackson, Jefferson, Osage, and Wabaunsee counties, had a population of 233,870 in the 2010 census.
The name Topeka is a Kansa-Osage sentence that means "place where we dug potatoes", or "a good place to dig potatoes". As a plac...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Analyst jobs
$49,522 to $67,316
Topeka, Kansas area prices
were up 1.3% from a year ago
were up 1.3% from a year ago
What does a Consumer Credit Analyst do?
Consumer Credit Analyst in Columbus, OH
It is helpful to consult a proven example such as the following consumer credit analyst resume sample.
February 20, 2020
Reading credit reports and piecing together the story of a person’s finances is imperative to being a good consumer credit analyst.
January 03, 2020
Consumer Credit Analyst in Philadelphia, PA
Because consumer financials are rarely cut and dried, credit analysts must be able to evaluate a large amount of information in a short period of time and provide an honest and objective appraisal of a person’s financial situation.
February 02, 2020
Consumer Credit Analyst in Spartanburg, SC
Prerequisite to this, consumer credit analysts must have a firm grasp on what constitutes a good risk and what constitutes a faulty one.
January 12, 2020