Consumer Credit Manager jobs in Clarksville, TN

Consumer Credit Manager supervises underwriting operations and oversees the loan application review process to determine loan eligibility and terms. Coordinates the day-to-day activities of the underwriting team to ensure that loan screening is conducted timely, accurately, and in compliance with all regulations. Being a Consumer Credit Manager provides loan options or product recommendations based on qualifications and keeps the team updated and informed of new products, regulations, or product changes. Assists customers through the loan process by researching and answering complex or unique customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Manager requires a bachelor's degree. Typically reports to a manager. The Consumer Credit Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. To be a Consumer Credit Manager typically requires 5 years experience in the related area as an individual contributor. 1 - 3 years supervisory experience may be required. Extensive knowledge of the function and department processes. (Copyright 2024 Salary.com)

F
Fraud Operations Manager
  • Fortera Federal Credit Union
  • Clarksville, TN FULL_TIME
  • Position Purpose


    The Fraud Operations Manager analyzes moderate to complex account activity utilizing various fraud tools to detect and prevent fraudulent activity. Identifies and escalates to the VP, Risk Management, any suspected, alleged or known internal and external fraud investigations against the Credit Union and its members. Reports directly to the VP, Risk Management and will be a member of the Risk Management Department. Conducts investigations as well as researching and identifying all possible avenues to recover funds and/or property obtained by such fraud, coordinating with appropriate law enforcement agencies to help identify and facilitate the prosecution of the person(s) perpetrating such fraud. Ensures compliance with established Credit Union policies and procedures, supporting the Compliance Management Program. Performs all duties in accordance with the Credit Union’s policies and procedures and all federal and U.S. state laws and regulations wherein the Credit Union operates.


    Essential Functions and Basic Duties


    • Proactively assists in the oversight of a proactive Fraud Risk Management Program using data extraction, data analytics and management reporting.
    • Identifies and monitors fraud risks within the organization.
    • Contributes to the development and implementation of Fraud Risk processes, tools, policies, standards, and procedures in alignment with the Fraud Risk Program.
    • Analyzes activity to detect and prevent fraudulent activity based on reports, alerts, or notifications from third parties requesting assistance.
    • Analyzes potential check and deposit fraud, debit card, and checking irregularities, including returned deposited items, wire and ACH activity, check kiting, new account fraud activity, commercial and consumer loan fraud, and any other suspicious activities.
    • Oversees and performs investigations regarding actual and suspected fraud activities, providing oversight and appropriate resolution to the business units.
    • Prepares in-depth fraud case investigations narratives, which support: Suspicious Incident Reporting, Elder Abuse Reporting, Subpoenas, Human Resource corrective action, and police reports.
    • Prepares and analyzes internal and external fraud loss data reporting to monitor risk management activities associated with significant losses.
    • Risk assesses the effectiveness of anti-fraud programs and controls in place.
    • Effectively communicates emerging and/or changing risk and related control opportunities and enhancements to senior management.
    • Collaborates with Risk Management Department to comprehend, develop, and perform Key Risk Indicators reporting.
    • Maintains awareness of key process changes, system changes, organization or governance structure, and key outsourcing arrangements/vendor exposure and how they impact operational risk management.
    • Assists management in the development and implementation of the anti-fraud control activities both preventative and detective controls.
    • Prepares monthly/quarterly management reports of all activities, including averted and sustained losses, and recovered monies.
    • Adheres to all regulatory filing timelines.
    • Follows policies and procedures, complete tasks correctly and on time, and support the Credit Union’s goals and values.
    • Performs other duties as assigned by management.

    Performance Measurements


    • Demonstrate knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position to include but not limited to the following: Regulation Z (Truth-In-Lending Act), Regulation B (Equal Credit Opportunity Act), FHA (Fair Housing Act), Home Mortgage Disclosure Act, Real Estate Settlement Procedures Act, Fair Credit Reporting Act, Bank Secrecy Act in conjunction with the USA PATRIOT Act, Anti-Money Laundering and Customer Information Program, and Right to Financial Privacy Act (state and federal).
    • Communicate in a create clear and concise summary documents of on-going investigations and provide detailed instructions to team members.
    • Analyze complex situations, provide guidance, make recommendations, and/or escalate issues timely.
    • Communicate effectively with all management levels to assess business needs in a professional manner.
    • Maintain and update documents in timely manner on SharePoint.
    • Make informal and formal presentations, inside and outside the organization; speak before assigned team or other groups as needed.
    • Ability to work with little to no supervision while performing duties.
    • Fortera core values are satisfactorily demonstrated.

    Special Note: Fortera Federal Credit Union is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected Veteran status.


    Please be advised, visa sponsorship is not available for this position.




    Required Skills

    Required Skills/Abilities:


    • Ability to resolve problems and function without supervision
    • Strong strategic and tactical analytical skills as well as the ability to exercise discretionary judgment.
    • Strong oral and written communication skills.
    • Able to work in a cooperative manner with others.
    • Process-driven with the capability to design and implement solutions for increased efficiency and management oversight
    • Strong organizational skills
    • Ability to use a PC, related software applications and standard office equipment
    • Strong proficiency with MS Office Suite required (MS Word, MS Excel, and MS PowerPoint).
    • Professional dress, appearance, and attitude
    • Ability to deal with complex difficult problems involving multiple facets and variables in non-standardized situations.
    • Must have the ability to work independently, as a team, and handle multiple tasks in a high-volume lending environment
    • Able to meet deadlines and maintain an effective and efficient workflow.
    • Ability to work-well under pressure while always promoting a professional image of the Credit Union.
    • Regular and predictable attendance.

    Physical Activities and Requirements


    Finger Dexterity:


    • Using primarily just the fingers to make small movements such as typing, picking up small objects, or pinching fingers together.

    Talking:

    • Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.

    Average Hearing:

    • Able to hear average or normal conversations and receive ordinary information.

    Repetitive Motion:


    • Movements frequently and regularly required using the wrists, hands, and/or fingers.

    Average Visual Abilities:


    • Average, ordinary, visual acuity necessary to prepare or inspect documents or products or operate machinery.

    Physical Strength:

    • Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.)

    Working Conditions


    None:


    • No hazardous or significantly unpleasant conditions (such as in a typical office).

    Mental Activities and Requirements


    Reasoning Ability:


    • Ability to apply common sense understanding to carry out detailed but uninvolved instructions and to deal with problems involving a few variables.

    Mathematics Ability:


    • Ability to perform basic math skills and to use decimals to compute ratios and percents, and to draw and interpret graphs.

    Language Ability:


    • Able to read periodicals, journals, manuals, dictionaries, thesauruses, and encyclopedias. Ability to prepare business letters, proposals, summaries, and reports using prescribed format and conforming to all rules of punctuation, grammar, diction, and style. Ability to conduct training, communicate at panel discussions and make professional presentations.



    Required Experience

    Education/Certification:

    • Bachelor’s Degree in business administration, criminal justice, or related field or an equivalent combination of formal education and experience.

    Preferred Knowledge:


    • Fraud risk analysis in the financial services industry
    • Monetary control and applicable regulations.
    • Credit Union administration, lending and operations products and services; related state and federal laws and regulations, and other Credit Union operational policies and procedures.

    Experience Required:

    • Five to seven years of experience in financial institution operations or working financial crimes investigations of which at least three years should be in a comparable management position.
  • 20 Days Ago

H
Consumer Loan Specialist
  • Heights Finance Corporation
  • Dickson, TN FULL_TIME
  • Overview We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Consumer Loan Specialist assists both new and e...
  • 25 Days Ago

C
Consumer Loan Specialist
  • CURO Financial Technologies Corp
  • Dickson, TN FULL_TIME
  • Overview We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Consumer Loan Specialist assists both new and e...
  • 25 Days Ago

C
Consumer Loan Specialist
  • Curo
  • Dickson, TN FULL_TIME
  • Overview: Reach new heights in your career with Heights Finance! At Heights Finance we service our communities by offering personal installment loans designed to help our customers get the money they ...
  • 10 Days Ago

L
Credit Analyst (Experience Preferred)
  • Legends Bank
  • Clarksville, TN FULL_TIME
  • Legends Bank Job Description Job Title: Credit Analyst Department: Loan Reports To: VP/Credit Officer FLSA Status: Non-exempt SUMMARY Analyzes credit data to estimate degree of risk involved in extend...
  • 24 Days Ago

F
Controller
  • Fortera Federal Credit Union
  • Clarksville, TN FULL_TIME
  • Position Purpose Responsible for the accounting operations of the credit union, under the guidance of the VP, Accounting. Oversees the staff responsible for general ledger, accounts payable, fixed ass...
  • 19 Days Ago

Filters

Clear All

  • Filter Jobs by companies
  • More

0 Consumer Credit Manager jobs found in Clarksville, TN area

C
Commercial Relationship Manager
  • Citizens Trust Bank
  • Nashville, TN
  • Job Description Job Description Celebrating over 100 years in the community, Citizens Trust Bank remains committed to pr...
  • 3/29/2024 12:00:00 AM

C
Senior Commercial Relationship Manager
  • Citizens Trust Bank
  • Nashville, TN
  • Job Description Job Description Senior Commercial Relationship Manager – Nashville, TN Step into the dynamic world of Ci...
  • 3/29/2024 12:00:00 AM

C
Enrollment Director (Remote)
  • Cengage Group
  • Nashville, TN
  • **We believe in the power and joy of learning** At Cengage Group, our employees have a direct impact in helping students...
  • 3/28/2024 12:00:00 AM

R
Assistant Branch Manager
  • Regional Finance
  • Antioch, TN
  • Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our cu...
  • 3/28/2024 12:00:00 AM

U
Area Field Manager
  • U-Haul
  • Nashville, TN
  • Location: 503 New Paul Rd, La Vergne, Tennessee 37086 United States of America Are you a self-starter? Are you tired of ...
  • 3/25/2024 12:00:00 AM

W
Team Lead/Sales Manager
  • wearekite.com
  • Nashville, TN
  • **Team Lead/Sales Manager** at kite Nashville, TN We are kite, and we think a sales agency should aim higher. The best s...
  • 3/25/2024 12:00:00 AM

E
Sales Associate
  • Express, Inc.
  • Antioch, TN
  • Overview About Express, Inc. Express, Inc. is a multi-brand fashion retailer whose portfolio includes Express, Bonobos a...
  • 3/25/2024 12:00:00 AM

A
Bellevue Financial Services Officer
  • Ascend Federal Credit Union
  • Nashville, TN
  • About Us: Ascend is the largest credit union in Middle Tennessee and one of the largest credit unions in the United Stat...
  • 3/25/2024 12:00:00 AM

Clarksville is the county seat of Montgomery County, Tennessee, United States. It is the fifth-largest city in the state behind Nashville, Memphis, Knoxville, and Chattanooga. The city had a population of 132,929 at the 2010 census, and an estimated population of 153,205 in 2017. It is the principal central city of the Clarksville, TN–KY metropolitan statistical area, which consists of Montgomery and Stewart Counties in Tennessee, and Christian and Trigg Counties in Kentucky. The city was founded in 1785 and incorporated in 1807, and named for General George Rogers Clark, frontier fighter and ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Manager jobs
$97,262 to $143,389
Clarksville, Tennessee area prices
were up 1.3% from a year ago

Consumer Credit Manager in Albuquerque, NM
The consumer credit manager reviews the initial application for a loan, as well as the underwriting for the dispersal or denial of the request.
December 11, 2019
Consumer Credit Manager in Grand Forks, ND
Credit Bureau Services is part of a vast network of local credit bureaus, which gather all sorts of data on the credit worthiness of millions of Americans.
December 06, 2019
Consumer Credit Manager in Denver, CO
“In other words, the evolution of the UK consumer credit industry has outpaced its current regulation.
November 28, 2019