Consumer Credit Manager jobs in Houston, TX

Consumer Credit Manager supervises underwriting operations and oversees the loan application review process to determine loan eligibility and terms. Coordinates the day-to-day activities of the underwriting team to ensure that loan screening is conducted timely, accurately, and in compliance with all regulations. Being a Consumer Credit Manager provides loan options or product recommendations based on qualifications and keeps the team updated and informed of new products, regulations, or product changes. Assists customers through the loan process by researching and answering complex or unique customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Manager requires a bachelor's degree. Typically reports to a manager. The Consumer Credit Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. To be a Consumer Credit Manager typically requires 5 years experience in the related area as an individual contributor. 1 - 3 years supervisory experience may be required. Extensive knowledge of the function and department processes. (Copyright 2024 Salary.com)

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Consumer Loan Officer
  • Houston Federal Credit Union
  • Sugar, TX FULL_TIME
  • Houston Federal Credit Union
    Consumer Loan Officer
    Full-Time
    Position is located in Sugar Land, Texas with potential for remote/telework.
    Role:
    To assist current and potential members with their Credit Union financial needs; explains services, interviews applicants for loan application, processes loan request for decision. Funds and closes loan with loan applicants, collects underwriting stipulations, gathers complete and accurate title work for lien perfection. This role does not have lending authority. Position is hourly plus commission; commissions paid monthly.
    Essential Functions & Responsibilities:
    • Interviews loan applicants to develop information concerning their loan needs, earnings, and financial condition.
    • Explains loan options to members, evaluates their needs, recommends loan options and presents ancillary products available for that specific loan type.
    • Processes and prepares all loan documents for decision. Answers questions about products and services, and resolves problems that are within their authority to resolve.
    • Refers problems that are beyond their authority to their supervisor, along with their recommendations.
    • Presents and explains features and benefits to loan ancillary products and services.
    • Complete accurate title work document procurement for the purpose of lien perfection.
    • Funds approved loan and closes explaining the terms and conditions to the member.
    • Meet or exceeds loan dollar, referral / cross-selling, and ancillary product goals each month.
    • Other duties as assigned.
    • Must have availability Monday-Friday, some weeknights until 7:00pm, and alternating Saturdays 8:00am - 2:00pm.
      Performance Measurements
    • To provide prompt, accurate, courteous, friendly, timely and professional service to all members.
    • To troubleshoot and resolve member and internal inquiries in a timely, friendly and accurate manner.
    • To ensure all documentation is completed accurately within the required time allotment.
    • To meet the referral and loan dollar goal each month.
    • To meet or exceed ancillary product goals monthly.
    • To maintain a professional, courteous, and friendly atmosphere for members and co-workers.
    • To maintain a dependable record of attendance and timeliness.
    • Is responsible for compliance with all required regulations and policies, especially with all Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) policies, procedures and regulations.
      Knowledge and Skills
      Experience - Two or more years of similar or related experience.
      Education - At least a high school education or GED
      Interpersonal Skills - Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication. Bilingual Preferred but not required.
    • Must have qualities that are consistent with our CORE Values:
      • Integrity, Honesty, & Respect
      • Passion, Commitment & Enthusiasm
      • Seek Excellence in All We Do
      • Work Hard and Have Fun
      • Friendly Service and Superior Value
  • 15 Days Ago

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Consumer Loan Servicing Specialist
  • Members Choice Credit Union
  • Houston, TX FULL_TIME
  • Members Choice Credit Union (MCCU) is a full-service member-owned financial cooperative based in Houston, Texas, with an 80-year legacy of serving our members and the community. At MCCU, we are always...
  • 1 Month Ago

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Consumer Loan Funder
  • Houston Federal Credit Union
  • Sugar, TX FULL_TIME
  • Houston Federal Credit Union Job Title: Consumer Loan Funder Sugar Land Branch Type: Full Time Role: To assist the consumer lending and consumer loan services teams by reviewing consumer loans that ar...
  • 25 Days Ago

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Financial Examiner I
  • Texas Office of Consumer Credit Commissioner
  • Houston, TX FULL_TIME
  • YOU MUST COMPLETE A STATE OF TEXAS JOB APPLICATION TO APPLY FOR THIS JOB. RESUMES IN LIEU OF AN OFFICIAL STATE OF TEXAS JOB APPLICATION ARE NOT SUFFICIENT. FOR MORE INFORMATION ON THIS JOB POSTING PLE...
  • 1 Month Ago

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Sales Manager - Electrical Distribution
  • Scott Fetzer Consumer Brands
  • Houston, TX FULL_TIME
  • About Halex: With more than 75 years in the business, we are anything but static. As a national leader of conduit fittings and accessories to the largest retailers in the United States, HALEX understa...
  • 15 Days Ago

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Regional Lending Manager
  • Consumer Portfolio Services, Inc.
  • Houston, TX FULL_TIME
  • About the Company: Consumer Portfolio Services, Inc. is a leader in the sub-prime auto finance industry, is a fast-paced, aggressive mid-sized company that has shown consistent revenue growth year aft...
  • 20 Days Ago

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0 Consumer Credit Manager jobs found in Houston, TX area

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Lease Sales Representative / B2B Outside Sales Nationwide
  • Penske Truck Leasing
  • Spring, TX
  • We expect to have positions like this available in the future, and are looking to identify talent for those roles today....
  • 4/19/2024 12:00:00 AM

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Bilingual Personal Banker_40 Hours_Gessner & Braeswood
  • WELLS FARGO BANK
  • Houston, TX
  • About this role: Wells Fargo is seeking an Associate Personal Banker (SAFE) for our National Branch Network as part of t...
  • 4/19/2024 12:00:00 AM

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Teller at Weslayan & Bissonnet, 20 hours
  • WELLS FARGO BANK
  • Houston, TX
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 4/19/2024 12:00:00 AM

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Teller at Buffalo Speedway, 20 hours
  • WELLS FARGO BANK
  • Houston, TX
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 4/19/2024 12:00:00 AM

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Relationship Mgr I - C&IB
  • PNC
  • Houston, TX
  • Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
  • 4/18/2024 12:00:00 AM

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Caregiver - Residential Support Staff (Sat & Sun 8P-8A)
  • Caregiver Inc
  • Houston, TX
  • Payrate: $12.00/HR Shift: Sat and Sun 8:00PM - 8:00AM Residential Support Staff Caregiver is a leading Texas-based provi...
  • 4/16/2024 12:00:00 AM

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Caregiver - Residential Support Staff (Sat & Sun 8PM - 8AM)
  • Caregiver Inc
  • Houston, TX
  • Payrate: $12.00/HR Shift: Sat and Sun 8:00PM - 8:00AM Residential Support Staff Caregiver is a leading Texas-based provi...
  • 4/16/2024 12:00:00 AM

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CORPORATE HOTEL CHIEF FINANCIAL OFFICER (CFO)
  • Hospitality Pro Search
  • Houston, TX
  • Job Description Job Description CHIEF FINANCIAL OFFICER for HOUSTON BASED MULTI-UNIT HOSPITALITY GROUP A multi-unit hosp...
  • 4/15/2024 12:00:00 AM

Houston is located 165 miles (266 km) east of Austin, 88 miles (142 km) west of the Louisiana border, and 250 miles (400 km) south of Dallas. The city has a total area of 627 square miles (1,620 km2); this comprises 599.59 square miles (1,552.9 km2) of land and 22.3 square miles (58 km2) covered by water. The Piney Woods are north of Houston. Most of Houston is located on the gulf coastal plain, and its vegetation is classified as temperate grassland and forest. Much of the city was built on forested land, marshes, swamp, or prairie and are all still visible in surrounding areas.[citation need...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Manager jobs
$107,612 to $158,637
Houston, Texas area prices
were up 2.3% from a year ago

Consumer Credit Manager in Albuquerque, NM
The consumer credit manager reviews the initial application for a loan, as well as the underwriting for the dispersal or denial of the request.
December 11, 2019
Consumer Credit Manager in Grand Forks, ND
Credit Bureau Services is part of a vast network of local credit bureaus, which gather all sorts of data on the credit worthiness of millions of Americans.
December 06, 2019
Consumer Credit Manager in Denver, CO
“In other words, the evolution of the UK consumer credit industry has outpaced its current regulation.
November 28, 2019