Consumer Credit Manager jobs in Lincoln, NE
Consumer Credit Manager supervises underwriting operations and oversees the loan application review process to determine loan eligibility and terms. Coordinates the day-to-day activities of the underwriting team to ensure that loan screening is conducted timely, accurately, and in compliance with all regulations. Being a Consumer Credit Manager provides loan options or product recommendations based on qualifications and keeps the team updated and informed of new products, regulations, or product changes. Assists customers through the loan process by researching and answering complex or unique customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Manager requires a bachelor's degree. Typically reports to a manager. The Consumer Credit Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. To be a Consumer Credit Manager typically requires 5 years experience in the related area as an individual contributor. 1 - 3 years supervisory experience may be required. Extensive knowledge of the function and department processes. (Copyright 2024 Salary.com)
Recently Added Consumer Credit Manager jobs
- Liberty First Credit Union
-
Lincoln, NE
FULL_TIME
-
General Summary: To minimize credit union losses due to loan default through a rigorous collection process while being sensitive to any hardships which may have caused a member to default on financial obligations owed to the credit union. Work with the loan officers to analyze delinquent history to possibly restructure, consolidate and/or prevent the possibilities of future membership debt. Perform all functions of the collection area as well as solving problems and helping work related issues by guiding and advising staff in the efficient handling of the collection area environment needs.
Essential Functions:
- Coordinate and implement work schedule for the collection area.
- Maintain a working knowledge of the Bankruptcy Act and consumer protection laws.
- Maintain knowledge of all state and federal regulations that are applicable to the transactions done by both collection and lending areas of banking.
- Conduct collection calls on past due accounts in person, by phone and/or documented letters and notices of correspondence.
- Work with and train collections associates to review and consider the member’s entire portfolio before taking any action; payment history, credit history, checking account history, direct deposit, etc.
- Provide assistance and direction for members with past due accounts.
- Produce and monitor monthly collection reports for Board and Management review.
- Oversee the handling of recovery and sale of repossessions.
- Handle acquisition and sale of foreclosed real estate.
- Oversee and review accounts turned over for collection or to the attorney for collection.
- Process Life, Health & Accident insurance claims.
- Direct the processing of delinquent notices, Right to Cure letters and all other collection notices and letters.
- Assist in taking loan applications and giving Blue Book and PC Car-Facts as needed.
- Provide the knowledge and monitor the collection software to make sure it is being used to the maximum benefit for the credit union.
- Complete and direct staff to complete computer-based compliance training and testing provided by the training area.
- Obtain and direct the ability to prepare lending documents to help members work out of their financial binds. Includes taking, developing and close status applications to put both the members and the credit union in a better financial situation.
- Foster a teamwork approach with collection staff in dealing with other working areas.
- Monitor and achieve collection goals and maintain delinquency objectives.
- Assist in evaluating and completing job performances.
- Conduct oneself in a professional manner in relationship to all credit union activities.
- Develop an understanding of credit union philosophy, organization, bylaws and operational procedures.
NOTE: The list of essential functions is not exhaustive. It may be supplemented as necessary from time to time.
Additional Functions
1. Actively support our “sales and service “culture and demonstrate these skills by communicating to members the benefits and features of all our products and services.
2. Expect and embrace change by being flexible and adaptable. Meet performance objectives and expectations (i.e. Sales, Quality Service and Reliability).
3. Help analyze needs and changes in the credit union to maintain and increase member expectations along with creating potential new products for members.
4. Complete in-house training based on required classes set up for this position.
5. Assist in any area as directed by management.
Job Specifications:
Associate degree with 2 years collection experience. Equivalent experience considered (e.g. 3-4 years of collection experience)
High degree of accuracy/detail skills
Organization skills with the ability to supervise train and plan
Counseling and interviewing experience with mature judgment
Maintain continued interest in improving quality banking products and services
Interested in the wellbeing of people along with the ability to communicate positively and effectively
Disclaimer
The above information on this description has been designed to indicate the general nature and level of work performed employees
\within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities
and qualifications required of employees assigned to this job.
#hc109168 - 1 Month Ago
- Cash-Wa Distributing
-
Kearney, NE
OTHER
- Job Details Job Location: Cash-Wa Kearney - Kearney, NE Position Type: Full Time Salary Range: Undisclosed Job Shift: Day Shift (8am-5pm), Monday-Friday Job Category: Accounting DescriptionCredit Mana...
- 2 Days Ago
- Cash-Wa
-
Kearney, NE
FULL_TIME
- Credit Manager This in-office position will primarily focus on administering our credit and collections process while evaluating customer's creditworthiness in assigning appropriate terms. Exceptional...
- 3 Days Ago
- Liberty First Credit Union
-
Lincoln, NE
FULL_TIME
- We are seeking an accomplished and passionate leader with a strong drive for success in the residential mortgage industry, you will be at the forefront of shaping our residential lending strategies, d...
- 5 Days Ago
- Liberty First Credit Union
-
Lincoln, NE
FULL_TIME
- Liberty First Credit Union is currently searching for a driven leader to join our Sales, Service, and Lending Team in Lincoln! A Branch Manager is responsible for development of new business, expandin...
- 26 Days Ago
- Liberty First Credit Union
-
Lincoln, NE
FULL_TIME
- General Summary Responsible for the expansion of existing lending member relationships, the development of new business, and the supervision of designated lending center staff. Serve our membership by...
- 16 Days Ago
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0 Consumer Credit Manager jobs found in Lincoln, NE area
- Fiserv
-
Lincoln, NE
- Calling all innovators find your future at Fiserv.Were Fiserv, a global leader in Fintech and payments, and we move mone...
- 4/24/2024 12:00:00 AM
- Elevance Health
-
Lincoln, NE
- Elevance Health eCOB Specialist II LINCOLN , Nebraska Apply Now WARNING: Please beware of phishing scams that solicit in...
- 4/23/2024 12:00:00 AM
- ApTask
-
Waterloo, NE
- About Client: The client provides information technology (IT) services, including business outsourcing, infrastructure t...
- 4/23/2024 12:00:00 AM
- Wells Fargo & Co.
-
Lincoln, NE
- **Non-producing Mortgage Retail Sales Manager** Location: Lincoln, Nebraska **Job ID** R-110572 **About this role:** Wel...
- 4/22/2024 12:00:00 AM
- Nelnet
-
Lincoln, NE
- Nelnet is a diversified and innovative company committed to enriching lives through the power of service as a student lo...
- 4/22/2024 12:00:00 AM
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