Consumer Credit Manager jobs in Wilmington, DE

Consumer Credit Manager supervises underwriting operations and oversees the loan application review process to determine loan eligibility and terms. Coordinates the day-to-day activities of the underwriting team to ensure that loan screening is conducted timely, accurately, and in compliance with all regulations. Being a Consumer Credit Manager provides loan options or product recommendations based on qualifications and keeps the team updated and informed of new products, regulations, or product changes. Assists customers through the loan process by researching and answering complex or unique customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Manager requires a bachelor's degree. Typically reports to a manager. The Consumer Credit Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. To be a Consumer Credit Manager typically requires 5 years experience in the related area as an individual contributor. 1 - 3 years supervisory experience may be required. Extensive knowledge of the function and department processes. (Copyright 2024 Salary.com)

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CONSUMER LOAN PROCESSOR
  • Dover Federal Credit Union
  • Dover, DE FULL_TIME
  • Description

    The primary purpose of this position is to provide information on credit union products and services to members and stake holders in accordance with credit union policies and procedures and State and Federal rules and regulations; obtain information/documentation for the loan process and loan applicants’ credit history, interact with members or dealers when additional information is needed; perform other member service transactions.


    Essential Functions

    Deliver service, to both internal and external members, in alignment with the credit union’s Service Promises.

    • Understand and possess adequate knowledge to explain loan products and loan processes to stake holders.
    • Provide prompt, efficient, professional, courteous member service.
    • Assist members, dealers and staff members by obtaining information and documentations essential to the loan decision process. This includes obtaining credit reports, verifying debts, estimating monthly payments for any outstanding debts not listed and adding to the liabilities in the application process, then forwarding the application to the underwriter for a decision.
    • Maintain reports and pipelines indicating status of loans, productivity and deadlines.
    • Prepare loan documents and required disclosures to staff members, dealers or directly to members for signature and loan booking.
    • Ensure documents returned from both Direct and Indirect channels are completed/signed properly and meet loan requirements.
    • Review title search, appraisal, flood search, and recording of liens.
    • Follow up with phone calls to members, staff members or dealers for status of approved loans that have not been booked or funded. Answer any questions that may arise in the process.
    • Fund Home equity loans to members. Send out payoff documents and checks, as needed.
    • Fund Indirect loans to Dealers. Monitor reports for dealer incentives.
    • Open accounts for indirect loan members through third party software.
    • Create and send out wires for mortgage closings. Follow up on the fed status of the wire and maintain records.
    • Miscellaneous duties concerning loan maintenance such as rate adjustments, payment corrections, loan changes, etc.

    Requirements

    • Requires education equivalent to a four-year high school education.
    • At least one year of experience in branch office of a credit union or financial institution required.
    • Work requires knowledge of consumer loan policy, credit-granting criteria, and interest rates. Knowledge of interviewing skills and techniques also required.
    • Professional, well developed interpersonal skills essential for interviewing loan applicants and projecting a positive image as representative of the credit union.
    • Ability to multi-task and prioritize according to time constraints.
    • Ability to work independently.
    • Accuracy and attention to details.
    • Requires judgment. May be required to respond to unscripted questions, critical to loan decisions.
    • Intermediate mathematical skills required (calculations and concepts involving decimals, percentages, fractions, etc.)
    • Intermediate knowledge of computers and Microsoft Office Applications, specifically MS Word and Excel preferred.

    Physical Requirement

    The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    While performing the duties of this job, the employee is frequently required to sit, use hands to finger, handle or feel, reach with hands and arms, and talk or hear. The employee is occasionally required to stand, walk, bend, kneel, and reach above or at shoulder level. The employee must occasionally lift/push/pull and/or carry up to 10 pounds.

  • 1 Month Ago

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VP, Consumer Lending
  • Dover Federal Credit Union
  • Dover, DE FULL_TIME
  • DescriptionThe primary function of this position is to provide oversight and leadership for the consumer lending team. The VP, Consumer Lending is responsible for developing and implementing sound gro...
  • 1 Month Ago

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Consumer Loan Specialist
  • Dover Federal Credit Union
  • Dover, DE FULL_TIME
  • DescriptionThe primary purpose of this position is to perform all necessary loan document preparation, member contact and loan funding for all consumer loan types. Additional responsibilities include ...
  • 1 Month Ago

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Consumer Credit Review Executive Director
  • JPMC Candidate Experience page
  • Wilmington, DE FULL_TIME
  • Credit Review is an independent function within Internal Audit at JPMorgan Chase & Co. that aims to enhance and protect the firm by providing risk-based and objective assurance, advice and insight. Us...
  • 1 Month Ago

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Lead Risk Analytics Consultant - Consumer Credit, Corporate Risk
  • Wells Fargo
  • Wilmington, DE FULL_TIME
  • About this role: Wells Fargo is seeking a Lead Risk Analytics Consultant to become a member of the Corporate Risk group's Credit Risk line of business. This team improves risk strategies in multiple a...
  • 1 Month Ago

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Senior Lead Risk Analytics Consultant - Consumer Credit, Corporate Risk
  • B10 Wells Fargo Bank, N. A.
  • Wilmington, DE FULL_TIME
  • About this role: Wells Fargo is seeking a Senior Lead Risk Analytics Consultant to become a member of the Corporate Risk group’s Credit Risk line of business. This team improves risk strategies in mul...
  • 1 Month Ago

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0 Consumer Credit Manager jobs found in Wilmington, DE area

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Vice President, PBWM Risk Quantification Regularity Risk Officer - C13 - Hybrid
  • Citigroup, Inc.
  • Wilmington, DE
  • Vice President, PBWM Risk Quantification Regularity Risk Officer About Citi Citi, the leading global bank and provides c...
  • 3/19/2024 12:00:00 AM

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Sr Operations Manager
  • CTDI
  • West Chester, PA
  • CTDI is a large-scale Engineering, Repair, and Logistics company that services the country's largest wireless telecommun...
  • 3/18/2024 12:00:00 AM

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Senior Manager, Snacks R&D - Goldfish
  • The Judge Group
  • Camden, NJ
  • Since 1869 we've connected people through food they love. Our history was created by remarkable people, ideas, and innov...
  • 3/18/2024 12:00:00 AM

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Early Careers | Risk Management | Wilmington
  • Goldman Sachs
  • Wilmington, DE
  • MORE ABOUT THIS JOB: Please note division and function examples are representative of opportunities common for this skil...
  • 3/17/2024 12:00:00 AM

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Product Manager II
  • PNC Financial Services Group, Inc.
  • Wilmington, DE
  • Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
  • 3/17/2024 12:00:00 AM

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Manager, Product Manager- Small Business Bank
  • Capital One
  • Wilmington, DE
  • Center 2 (19050), United States of America, McLean, Virginia Manager, Product Manager- Small Business Bank At Capital On...
  • 3/17/2024 12:00:00 AM

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Branch Manager - Storage Solutions
  • Mobile Mini, Inc.
  • Chester, PA
  • Location: West Chester , PA At Mobile Mini, our Branch Managers oversee portable storage solutions for businesses, home ...
  • 3/15/2024 12:00:00 AM

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Keyholder/Sales Lead
  • Jockey
  • Blackwood, NJ
  • At Jockey, caring is our responsibility. It's the fabric of who we are and drives everything we do. It drives us to list...
  • 3/15/2024 12:00:00 AM

According to the United States Census Bureau, the city has a total area of 17.0 square miles (44 km2). Of that, 10.9 square miles (28 km2) is land and 6.2 square miles (16 km2) is water. The total area is 36.25% water. The city sits at the confluence of the Christina River and the Delaware River, about 33 miles (53 km) southwest of Philadelphia. Wilmington Train Station, one of the southernmost stops on Philadelphia's SEPTA rail transportation system, is also served by Northeast Corridor Amtrak passenger trains. Wilmington is served by I-95 and I-495 within city limits. In addition, the twin-s...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Manager jobs
$112,436 to $165,758
Wilmington, Delaware area prices
were up 1.0% from a year ago

Consumer Credit Manager in Albuquerque, NM
The consumer credit manager reviews the initial application for a loan, as well as the underwriting for the dispersal or denial of the request.
December 11, 2019
Consumer Credit Manager in Grand Forks, ND
Credit Bureau Services is part of a vast network of local credit bureaus, which gather all sorts of data on the credit worthiness of millions of Americans.
December 06, 2019
Consumer Credit Manager in Denver, CO
“In other words, the evolution of the UK consumer credit industry has outpaced its current regulation.
November 28, 2019