Consumer Credit Supervisor jobs in Albany, NY

Consumer Credit Supervisor supervises underwriting operations and oversees the loan application review process to determine loan eligibility and terms. Coordinates the day-to-day activities of the underwriting team to ensure that loan screening is conducted timely, accurately, and in compliance with all regulations. Being a Consumer Credit Supervisor provides loan options or product recommendations based on qualifications and keeps the team updated and informed of new products, regulations, or product changes. Assists customers through the loan process by researching and answering complex or unique customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Supervisor requires a bachelor's degree. Typically reports to a manager. The Consumer Credit Supervisor supervises a small group of para-professional staff in an organization characterized by highly transactional or repetitive processes. Contributes to the development of processes and procedures. To be a Consumer Credit Supervisor typically requires 3 years experience in the related area as an individual contributor. Thorough knowledge of functional area under supervision. (Copyright 2024 Salary.com)

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Commercial Credit Analyst
  • Pioneer Savings Bank
  • Albany, NY FULL_TIME
  • TITLE: Commercial Credit Analyst
    LOCATION: Headquarters
    REPORTS TO: Commercial Credit Officer
    CLASSIFICATION: Full Time, Exempt
    PAY GRADE: EX 55 ($58,459 - $85,000 annually)
    AVAILABILITY: Monday-Friday 8:00am-5:00pm

    Position Summary:
    Responsible for providing analytical support to the Commercial Loan approval and credit renewal processes by assembling, analyzing, and organizing relevant data in an objective and independent manner.

    Essential Job Functions:
    • Analyze new loan requests including review of financial, organizational, industry and competitive data within provided formats, to ensure appropriate and timely credit decisions are recommended and presented for approval.
    • Complete required annual credit reviews, term loan reviews, monitoring of covenants and evaluation of risk rating grades and credit scores as part of the ongoing due diligence of the commercial portfolio.
    • Review commercial loan requests for completeness. Gather necessary supporting financial information, reports, and other data necessary to analyze credit requests in the preparation of applicable underwriting documents.
    • Determine the sufficiency of both business cash flow, and global cash flow of the borrower and guarantors. Analyze collateral and guarantor strength and review loan request conformance to Bank policies.
    • Attend customer calls with lender upon request.
    • Utilize the Bank’s software programs to spread financial statements, analyze cash flow, obtain operating ratios, test covenants, compile industry comparisons, and recognize and analyze trends to determine the viability of requests.
    • Assemble and maintain commercial credit files and maintain the imaging system.
    • Utilize public and institutional data to compile compliance data on loans, responsibility to order Credit Reports, Business Reports, Tax Searches and other analytical and compliance related data as needed.
    • Provide back up support for colleagues, when necessary.
    • Use knowledge of the bank’s services to develop and/or refer potential customers to the appropriate business development or sales officer.
    • Perform additional duties as assigned.

    Education & Experience:
    • Bachelor’s Degree in Business, Finance, or Accounting required.
    • Two (2) years’ experience in a Commercial Credit Analyst position preferred.
    • Five (5) years’ experience as a Commercial Credit Analyst can be substituted for the educational requirement.
    • Must possess a high level of analytical ability and proficiency in Word, and Excel. Expectation to become proficient in the use of Bank systems and use of the Internet to complete research.
    • Individual should be experienced in analyzing financial statements and making industry evaluations.
    • Flexibility with regard to work schedule (some evenings and Saturdays) and able to meet deadlines.
    • Transportation between local offices required.

    As an Equal Opportunity / Affirmative Action Employer, Pioneer Bank will not discriminate in its employment practices due to an applicant’s race, color, creed, religion, sex (including pregnancy, childbirth or related medical conditions), sexual orientation, gender identity or expression, transgender status, age, national origin, marital status, citizenship, physical and mental disability, criminal record, genetic information, predisposition or carrier status, status with respect to receiving public assistance, domestic violence victim status, a disabled, special, recently separated, active duty wartime, campaign badge, Armed Forces service medal veteran, or any other characteristics protected under applicable law.

    The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.
  • 3 Days Ago

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Credit Risk Analyst
  • New York ISO
  • Rensselaer, NY FULL_TIME
  • The NYISO’s Finance department invites applications for a full-time Credit Risk Analyst. The Credit Risk Analyst will assess and review credit portfolios of NYISO Market Participants and assist in con...
  • 3 Days Ago

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Commercial Credit Underwriter 2
  • Community Bank System, Inc.
  • Albany, NY FULL_TIME
  • OverviewAt Community Bank System, Inc. (CBSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Ban...
  • 1 Month Ago

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Risk Generalist
  • Sunmark Credit Union
  • Latham, NY FULL_TIME
  • People Helping People, that is what Sunmark Credit Union is all about!Why join the Sunmark Squad? Sunmark is a local credit union making a big difference in our community. For 85 years, we strive to b...
  • 18 Days Ago

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Chief Financial Officer (CFO)
  • Sunmark Credit Union
  • Latham, NY FULL_TIME
  • At Sunmark Credit Union, we strive to build brighter financial futures and communities. With our "Good Vibes" culture, we build relationships with our members and look for solutions for all their fina...
  • 20 Days Ago

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Member Relationship Representative II
  • Sunmark Credit Union
  • Hudson, NY FULL_TIME
  • People Helping People, that is what Sunmark Credit Union is all about! Our Hudson team, located at 207A Green Street is hiring! Must be able to travel to our Latham office for training. Starting pay, ...
  • 20 Days Ago

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0 Consumer Credit Supervisor jobs found in Albany, NY area

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Financial Analyst
  • Sunmark Credit Union
  • Latham, NY
  • Job Description Job Description People Helping People, that is what Sunmark Credit Union is all about! Why join the Sunm...
  • 4/26/2024 12:00:00 AM

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Supervisory Internal Revenue Agent 12 month Roster
  • Department Of The Treasury
  • Albany, NY
  • Duties WHAT IS THE LBI - Large Business and InternationalDIVISION? A description of the business units can be found at: ...
  • 4/25/2024 12:00:00 AM

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Fuel Compliance Officer - 12 Month Roster
  • Department Of The Treasury
  • Albany, NY
  • DutiesWHAT IS THE SMALL BUSINESS SELF EMPLOYEDDIVISION DIVISION?A description of the business units can be found at: htt...
  • 4/23/2024 12:00:00 AM

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Internal Revenue Agent (Examiner) - DIRECT HIRE (12 Month Register) AMENDED
  • Department Of The Treasury
  • Albany, NY
  • Duties WHAT ARE THE APPEALS (AP), LARGE BUSINESS AND INTERNATIONAL (LB&I), SMALL BUSINESS SELF-EMPLOYED (SB/SE) AND TAX ...
  • 4/22/2024 12:00:00 AM

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Internal Revenue Agent (Senior Employee Plans Agent-Examiner) 12-MONTH ROSTER (AMENDED)
  • Department Of The Treasury
  • Albany, NY
  • Duties WHAT IS THE TAX EXEMPT/GOVERNMENT ENTITIES (TEGE) DIVISION? A description of the business units can be found at: ...
  • 4/22/2024 12:00:00 AM

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Internal Revenue Agent (Examiner-Joint Committee Specialist) 12 MONTH ROSTER 'AMENDED'
  • Department Of The Treasury
  • Albany, NY
  • Duties WHAT IS THE LARGE BUSINESS & INTERNATIONAL (LB&I)DIVISION? A description of the business units can be found at: h...
  • 4/22/2024 12:00:00 AM

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Internal Revenue Agent / Senior Revenue Agent (Examiner)-12 Month Roster AMENDED
  • Department Of The Treasury
  • Albany, NY
  • Duties WHAT IS THE LARGE BUSINESS AND INTERNATIONAL DIVISION? A description of the business units can be found at: https...
  • 4/22/2024 12:00:00 AM

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Internal Revenue Agent - 12 Month Roster
  • Department Of The Treasury
  • Albany, NY
  • Duties WHAT IS THE LARGE BUSINESS AND INTERNATIONAL(LB&I)DIVISION? A description of the business units can be found at: ...
  • 4/22/2024 12:00:00 AM

Albany (/ˈɔːlbəni/ (listen) ALL-bə-nee) is the capital of the U.S. state of New York and the seat of Albany County. Albany is located on the west bank of the Hudson River approximately 10 miles (16 km) south of its confluence with the Mohawk River and approximately 135 miles (220 km) north of New York City. Albany is known for its rich history, commerce, culture, architecture, and institutions of higher education. Albany constitutes the economic and cultural core of the Capital District of New York State, which comprises the Albany–Schenectady–Troy, NY Metropolitan Statistical Area, including ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Supervisor jobs
$90,528 to $123,274
Albany, New York area prices
were up 1.5% from a year ago

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