Consumer Credit Supervisor supervises underwriting operations and oversees the loan application review process to determine loan eligibility and terms. Coordinates the day-to-day activities of the underwriting team to ensure that loan screening is conducted timely, accurately, and in compliance with all regulations. Being a Consumer Credit Supervisor provides loan options or product recommendations based on qualifications and keeps the team updated and informed of new products, regulations, or product changes. Assists customers through the loan process by researching and answering complex or unique customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Supervisor requires a bachelor's degree. Typically reports to a manager. The Consumer Credit Supervisor supervises a small group of para-professional staff in an organization characterized by highly transactional or repetitive processes. Contributes to the development of processes and procedures. To be a Consumer Credit Supervisor typically requires 3 years experience in the related area as an individual contributor. Thorough knowledge of functional area under supervision. (Copyright 2024 Salary.com)
Salary Range: $50,000 - $62,000
PRIMARY RESPONSIBILITY:
The Credit Analyst is chiefly responsible for analyzing and evaluating financial information in undertaking the preparation of credit analyses for new loan requests or annual reviews. In addition, the Credit Analyst assists the Relationship Managers in completing the Managed by Delinquency (MBD) reviews. The Credit Analyst is also responsible for ensuring that all loan requests adhere to loan policy requirements. They work closely with the Relationship Managers and prepare the objective and independent credit analyses serves which as the basis for approval of all commercial credit relationships.
ESSENTIAL FUNCTIONS:
EDUCATION AND EXPERIENCE:
Bachelor’s degree in Accounting, Business, Finance or a business related discipline, or the equivalent combination of education and experience.
COMPETENCIES:
PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to use hands or fingers, handle, or feel and reach with hands and arms. The employee frequently is required to stand, sit, climb or balance, and talk or hear. The employee regularly is required to walk and stoop, kneel, crouch, crawl, and climb stairs. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, and ability to adjust focus.
WORK ENVIRONMENT:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The work environment is indoor and climate controlled. On occasion, an employee may work outdoors when real estate inspections are performed. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Genesee Regional Bank is an equal opportunity organization. We recruit, employ, train, compensate, and promote without regard to race, religion, creed, color, national origin, age, gender, sexual orientation, gender identity, marital status, disability, veteran status, or any other basis protected by applicable federal, state or local law.
THIS JOB DESCRIPTION IS SUBJECT TO CHANGE AT ANY TIME.
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