Consumer Credit Supervisor jobs in Sacramento, CA

Consumer Credit Supervisor supervises underwriting operations and oversees the loan application review process to determine loan eligibility and terms. Coordinates the day-to-day activities of the underwriting team to ensure that loan screening is conducted timely, accurately, and in compliance with all regulations. Being a Consumer Credit Supervisor provides loan options or product recommendations based on qualifications and keeps the team updated and informed of new products, regulations, or product changes. Assists customers through the loan process by researching and answering complex or unique customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Supervisor requires a bachelor's degree. Typically reports to a manager. The Consumer Credit Supervisor supervises a small group of para-professional staff in an organization characterized by highly transactional or repetitive processes. Contributes to the development of processes and procedures. To be a Consumer Credit Supervisor typically requires 3 years experience in the related area as an individual contributor. Thorough knowledge of functional area under supervision. (Copyright 2024 Salary.com)

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Director - Credit Risk
  • Golden 1 Credit Union
  • Sacramento, CA FULL_TIME
  • TITLE: DIRECTOR - CREDIT RISK
    STATUS: EXMEPT
    REPORTS TO: VP - FINANCE
    DEPARTMENT: CREDIT RISK
    JOB CODE: 11549
    PAY SCALE: $152,300.00 - $185,000.00 ANNUALLY

    GENERAL DESCRIPTION:
    Responsible for leading and directing all aspects of Credit Risk within the organization. Credit Risk is ultimately responsible for identifying, measuring, reporting, and managing the Credit Risk function within the organization. Credit Risk will perform this function by conducting ongoing in-depth portfolio risk analyses and performance monitoring to protect Golden 1’s assets including identifying mitigating controls and measures to mitigate credit exposure related to loan products (including loan participations purchased) and other member products and services with a credit element (i.e. Courtesy Pay, credit qualification for deposit products, deposit withdrawal limits, minimum opening account amounts). Monitors industry and internal credit risk exposures and operational risk considerations, with the goal of reducing overall risk. Works closely with leadership in Finance, Lending, and Product Analytics & Risk to develop and communicate policies and programs directed at mitigating credit risk.

    TASKS, DUTIES, FUNCTIONS:
    1. Understand, evaluate and direct Golden 1’s credit culture, underwriting, related lending policies, risk profile, portfolio and product concentration risks, including geographic, industry, risk rating methodology, and other aggregate credit characteristics.
    2. Train, develop and direct the Credit Risk Team they are monitoring (1) loan portfolio performance including static pool analysis (2) credit risk trends including quality, product, economic, and underwriting standards and (3) conditions affecting collateral values and identify resultant credit exposures.
    3. Foster a positive and engaging work environment for each team member by promoting skill development, coaching for improvement and growth, inspiring others through your words and actions, ensuring positive employee morale throughout Golden 1, and embracing our mission, vision and core values.
    4. Responsible for ensuring the Credit Risk Management Committee (CRMC) obtains sufficient information and analysis to allow the committee to discharge its fiduciary responsibilities for credit risk. This will include the development and presentation of comprehensive and relevant reporting to the CRMC.
    5. Responsible for ensuring the creation, implementation and reevaluation of best practice credit risk-related procedures and policies throughout the credit union.
    6. Perform risk reviews as needed for member products and services.
    7. Evaluate and recommend credit policies and procedures as appropriate to CRMC.
    8. Contribute to enhancing loan policies as needed to fulfill credit risk functions and goals.
    9. Partner with Lending and Product Analytics & Risk to monitor and evaluate ongoing performance of custom score (AI) models used in the loan decisioning process.
    10. Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.
    11. Develop and maintain an understanding of the pertinent regulatory requirements and risks inherent to job responsibilities. Establish and maintain control activities that mitigate those risks consistent with the Credit Union’s risk appetite and ensure operational integrity and compliance with applicable regulations.
    PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASKS:
    1. Effective oral and written communication skills required to make presentations, and discuss products and services.
    2. Must possess sufficient manual dexterity to skillfully operate an on-line computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine and telephone.

    ORGANIZATIONAL CONTACTS & RELATIONSHIPS:
    1. INTERNAL: All departments, all levels of management. May make regular reports to the Credit Policy, Strategy and Credit committees.
    2. EXTERNAL: Peers in other financial institutions.

    QUALIFICATIONS:
    1. EDUCATION: Bachelor’s Degree in related field or equivalent work experience.
    2. EXPERIENCE: 8 years or more experience as a Lender or in Credit Risk or Credit Administration at a financial institution. Demonstrated experience performing consumer and real estate credit risk management functions. Commercial credit risk experience is a plus.
    3. KNOWLEDGE/SKILLS: Excellent knowledge of credit risk, project management, audit and business analysis. Excellent planning, time management, decision-making, presentation, organization, and interpersonal skills. Working knowledge of personal computer operations and various credit modeling/software applications such as SAS, R, or Python.

    PHYSICAL REQUIREMENTS:
    1. Prolonged sitting throughout the workday with occasional mobility required.
    2. Corrected vision within the normal range.
    3. Hearing within normal range. A device to enhance hearing will be provided if needed.
    4. Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc.
    5. Unusually long work hours may be required to accomplish tasks.

    LICENSES/CERTIFICATIONS:
    None
    REV. 2/8/2024
  • 8 Days Ago

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ASSOCIATE GOVERNMENTAL PROGRAM ANALYST
  • Department of Consumer Affairs
  • Sacramento, CA FULL_TIME
  • Are you passionate about helping others? Would you consider yourself a creative person who enjoys thinking outside of the box? Do you want to work with a diverse, energetic team committed to assisting...
  • 6 Days Ago

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OFFICE TECHNICIAN (TYPING)
  • Department of Consumer Affairs
  • Sacramento, CA FULL_TIME
  • Job Description and Duties The Contractors State License Board is currently recruiting for an Office Technician (Typing) within the Administration Division, Cashiers Unit. The position is located in S...
  • 6 Days Ago

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PROGRAM TECHNICIAN II
  • Department of Consumer Affairs
  • Sacramento, CA FULL_TIME
  • Job Description and Duties The Contractors State License Board is currently recruiting for a Program Technician II in the Enforcement Division, Intake Center. The position is located in Sacramento. Un...
  • 6 Days Ago

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C. E. A.
  • Department of Consumer Affairs
  • Sacramento, CA FULL_TIME
  • Under the general direction of the Chief Deputy Registrar (CEA B) the Chief of Legislation (CEA A), is responsible for the development, organization, and management of the Contractors State License Bo...
  • 6 Days Ago

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ASSOCIATE GOVERNMENTAL PROGRAM ANALYST
  • Department of Consumer Affairs
  • Sacramento, CA FULL_TIME
  • Are you passionate about helping others? Would you consider yourself a creative person who enjoys thinking outside of the box? Do you want to work with a diverse, energetic team committed to assisting...
  • 6 Days Ago

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0 Consumer Credit Supervisor jobs found in Sacramento, CA area

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Internal Revenue Agent/ Senior Revenue Agent (Examiner)- (6 Month Roster) - Amended
  • Department Of The Treasury
  • Sacramento, CA
  • Duties WHAT IS THE LARGE BUSINESS AND INTERNATIONAL (LBI) DIVISION? A description of the business units can be found at:...
  • 4/16/2024 12:00:00 AM

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Park Ranger Recruit
  • Sacramento County, CA
  • Sacramento, CA
  • Salary : $62,264.16 Annually Location : Sacramento, CA Job Type: Permanent Full-Time Job Number: 29576-A Department: Reg...
  • 4/16/2024 12:00:00 AM

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Child Custody Recommending Counselor - Family Court Services (2 positions)
  • Sacramento Superior Court
  • Sacramento, CA
  • Salary: $3,901.41 - $4,515.77 Biweekly Location : William R. Ridgeway Family Relations Courthouse, CA Job Type: Full-Tim...
  • 4/16/2024 12:00:00 AM

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Human Resources Manager III
  • Sacramento County, CA
  • Sacramento, CA
  • Salary : $160,567.20 - $177,041.52 Annually Location : Sacramento, CA Job Type: Permanent Full-Time Job Number: 28970-B ...
  • 4/16/2024 12:00:00 AM

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Supervisory Internal Revenue Agent (12 month roster) AMENDED
  • Department Of The Treasury
  • Sacramento, CA
  • Duties WHAT IS THE LBI - LARGE BUSINESS AND INTERNATIONAL DIVISION? A description of the business units can be found at:...
  • 4/15/2024 12:00:00 AM

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Compliance Technician
  • Buena Vista Gaming Commission
  • Ione, CA
  • Job Description Job Description Job Summary: Under the direction of the Compliance Manager, the successful candidate for...
  • 4/14/2024 12:00:00 AM

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Internal Revenue Agent (Fed State Local Gvmt Spec - Examiner) 12 MONTH ROSTER AMENDED
  • Department Of The Treasury
  • Fairfield, CA
  • Duties WHAT IS THE TAX EXEMPT & GOVERNMENT ENTITIES (TE/GE) DIVISION? A description of the business units can be found a...
  • 4/14/2024 12:00:00 AM

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Assistant Branch Manager (Sales & Service) FT Sacramento, CA Arden branch
  • BNP Paribas Bank NV
  • Sacramento, CA
  • We are looking for **Assistant Branch Manager (Sales & Service) FT Sacramento, CA Arden branch** **Location** At Bank of...
  • 4/12/2024 12:00:00 AM

Sacramento (/ˌsækrəˈmɛntoʊ/ SAK-rə-MEN-toh; Spanish: [sakɾaˈmento]) is the capital city of the U.S. state of California and the seat of Sacramento County. Located at the confluence of the Sacramento River and the American River in Northern California's Sacramento Valley, Sacramento's estimated 2018 population of 501,334 makes it the sixth-largest city in California and the ninth largest capital in the United States. Sacramento is the seat of the California Assembly, the Governor of California, and Supreme Court of California, making it the state's political center and a hub for lobbying and th...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Supervisor jobs
$96,414 to $131,290
Sacramento, California area prices
were up 2.5% from a year ago

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