Consumer Credit Supervisor jobs in Waterloo, IA

Consumer Credit Supervisor supervises underwriting operations and oversees the loan application review process to determine loan eligibility and terms. Coordinates the day-to-day activities of the underwriting team to ensure that loan screening is conducted timely, accurately, and in compliance with all regulations. Being a Consumer Credit Supervisor provides loan options or product recommendations based on qualifications and keeps the team updated and informed of new products, regulations, or product changes. Assists customers through the loan process by researching and answering complex or unique customer inquiries, clarifying details, and coordinating with internal parties. Additionally, Consumer Credit Supervisor requires a bachelor's degree. Typically reports to a manager. The Consumer Credit Supervisor supervises a small group of para-professional staff in an organization characterized by highly transactional or repetitive processes. Contributes to the development of processes and procedures. To be a Consumer Credit Supervisor typically requires 3 years experience in the related area as an individual contributor. Thorough knowledge of functional area under supervision. (Copyright 2024 Salary.com)

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Senior Commercial Credit Analyst - FT
  • Veridian Credit Union
  • Waterloo, IA FULL_TIME
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    This is a hybrid position that requires individual to work 2 days a week from one of our locations in North East, or Central IA, or Omaha, NE.

    WANT TO BE A PART OF AN AWARD WINNING TEAM, APPLY TODAY!!

    Take a look at all our great benefits here!

    Application deadline: March 14, 2024

    SUMMARY

    The primary focus of a Senior Commercial Credit Analyst is providing written presentation of interpreting and analyzing business and personal financial statements, tax returns, credit reports and other information pertinent to the evaluation of a commercial loan request to a Commercial Loan Officer and/or the Commercial Lending Committee. Additionally, the Senior Commercial Credit Analyst completes annual credit reviews and property inspections.

    ESSENTIAL FUNCTIONS

    • Interpret and analyze business and personal financial statements, tax returns, credit reports and other information pertinent to the evaluation of a commercial loan request.
    • Determine profitability, net worth, and ability for repayment, creating cash flow analysis for all borrowers and guarantors.
    • Generate financial ratios to evaluate members' current financial status, trends and comparison to industry averages.
    • Assess collateral values and credit risk associated with commercial loan requests. Perform asset verifications and property inspections as needed.
    • Provide written presentation of the credit request along with risk rating to the Commercial Loan Officer and or the Commercial Lending Committee.
    • Perform analysis for annual credit reviews to identify continued creditworthiness.
    • Identify strengths and weaknesses of a business borrower to effectively manage credit exposure.
    • Strong understanding of the core systems and all commercial lending software systems.   
    • Knowledgeable of NCUA and Iowa Code guidelines for business lending, as well as all credit union policies and procedures.
    • Possess a general understanding of appraisals and valuations to assist in collateral analysis.
    • Monitor the training needs of Credit Analysts, providing performance feedback as necessary.

    KEY ATTRIBUTES

    • Oral and written communication skills.
    • Member service focus.
    • Attention to detail and accuracy.
    • Positive attitude that supports a team environment.
    • Dependable and punctual; flexible during peak times.
    • High level of confidentiality.
    • Organizational skills.
    • Self-motivated; ability to work without close supervision.
    • Problem solving; analysis.

    PHYSICAL DEMANDS

    The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job:

    • Occasionally lift and/or move items over 10 pounds.
    • Remain sedentary (seated) for extended periods of time.

    WORKING CONDITIONS

    This job operates in a professional office environment and routinely uses standard office equipment.

    TRAVEL

    Limited travel expected.

    REQUIRED EDUCATION AND EXPERIENCE

    • Bachelor's Degree in Accounting, Finance, or related field.
    • 3 years of experience in commercial lending or investments.
    • 3 years of experience with credit analysis.
    • 3 years of experience with asset/liability management and risk assessment.
    • Proficient in Excel.

    PREFERRED EDUCATION AND EXPERIENCE

    • Proficiency in Credit Quest.

    OTHER DUTIES

    Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

    ABOUT VERIDIAN

    Veridian Credit Union provides equal employment opportunities to all employees and applicants for employment without regard to age, race, creed, color, sex, pregnancy, sexual orientation, gender identity, military service, national origin, religion, physical or mental disability, genetic information, or any other classifications protected by applicable federal, state or local laws.

  • 1 Month Ago

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Consumer Safety Inspector
  • Food Safety and Inspection Service
  • Tama, IA FULL_TIME
  • VACANCY INFORMATION: Tama IA CSI, GS-1862-07/08/09, SJ-618 Establishment: M8-Iowa Premium, LLC located in Tama county IA Work Schedule: Mon-Fri. Hours vary based on assignment Activity: Slaughter/Proc...
  • Just Posted

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Contact Center Representative I
  • Veridian Credit Union
  • Waterloo, IA FULL_TIME
  • Under general supervision and in compliance with established policies and procedures, the Contact Center Representative I is responsible for providing superior member service by conducting transaction...
  • 8 Days Ago

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Loan Advisor I/II - FT
  • Veridian Credit Union
  • Waterloo, IA FULL_TIME
  • This position requires an individual to work full-time from our Logan Ave Hy-Vee location in Waterloo, Iowa.WANT TO BE A PART OF AN AWARD WINNING TEAM, APPLY TODAY!!Take a look at all our great benefi...
  • 9 Days Ago

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Benefits Coordinator
  • Veridian Credit Union
  • Waterloo, IA FULL_TIME
  • Benefits coordinator- FULL TIMEDeadline: 4/19/2024Hybrid Remote- 2 days in-office per week choosing from T/W/TH. Rest of the week working from home!MUST LIVE IN THE CEDAR FALLS/WATERLOO IOWA OR SURROU...
  • 1 Day Ago

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VI - Agent Associate - FT
  • Veridian Credit Union
  • Waterloo, IA FULL_TIME
  • This is a hybrid position that requires individual to work 2 days a week from one of our locations in Waterloo or Cedar Rapids, IA. WANT TO BE A PART OF AN AWARD WINNING TEAM, APPLY TODAY!!Application...
  • 5 Days Ago

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0 Consumer Credit Supervisor jobs found in Waterloo, IA area

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Cashier
  • Walmart
  • Waterloo, IA
  • Job Description **Overview:** As a Walmart Cashier, you play a crucial role in providing exceptional customer service wh...
  • 4/15/2024 12:00:00 AM

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Pharmacy Technician / Pharm Tech Apprenticeship
  • WALGREENS
  • Waterloo, IA
  • Our pharmacy technician positions have undergone an exciting transformation, moving from a transaction-based environment...
  • 4/15/2024 12:00:00 AM

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Travel Nurse (RN) Med/Surg (Medical-Surgical)
  • Epic Travel Staffing (formerly Emerald Health Services)
  • Waterloo, IA
  • Epic Travel Staffing is hiring a Local RN - Med/Surg - 2G Shift: Days / 7a-7:30p, 12x3, 36hrs per week Length: 13 weeks ...
  • 4/15/2024 12:00:00 AM

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Travel Nurse (RN) Med/Surg (Medical-Surgical)
  • Epic Travel Staffing (formerly Emerald Health Services)
  • Waterloo, IA
  • Epic Travel Staffing is hiring a Local RN - Med/Surg 4G Shift: Days, 7a-7:30p, 12x3, 36hrs per week Length: 13 weeks Req...
  • 4/15/2024 12:00:00 AM

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Assistant Branch Manager & Management Hire
  • Under Armour
  • Waverly, IA
  • Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
  • 4/14/2024 12:00:00 AM

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General Education Associate
  • Vinton-Shellsburg Community School District
  • Vinton, IA
  • General Education Associate JobID: 262 + Position Type: Support Staff/ General Teacher Assistant + Date Posted: 2/23/202...
  • 4/13/2024 12:00:00 AM

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PT Event Coordinator
  • Michaels Stores, Inc.
  • Cedar Falls, IA
  • Store - CEDAR FALLS, IA Plan, coordinate, and facilitate events (including kids birthday parties) within a Michaels stor...
  • 4/12/2024 12:00:00 AM

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Financial Technician
  • City Of Cedar Falls
  • Cedar Falls, IA
  • FINANCIAL TECHNICIAN The City of Cedar Falls is seeking a Financial Technician to join the City’s Financial Services tea...
  • 4/11/2024 12:00:00 AM

Waterloo is a city in and the county seat of Black Hawk County, Iowa, United States. As of the 2010 United States Census the population decreased by 0.5% to 68,406; the 2016 Census estimates the population at 67,934, making it the sixth-largest city in the state. The city is part of the Waterloo – Cedar Falls Metropolitan Statistical Area, and is the more populous of the two cities. According to the United States Census Bureau, the city has a total area of 63.23 square miles (163.76 km2), of which 61.39 square miles (159.00 km2) is land and 1.84 square miles (4.77 km2) is water. The average el...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Credit Supervisor jobs
$82,857 to $112,829
Waterloo, Iowa area prices
were up 0.8% from a year ago

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