Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)
Qualifications
High school diploma or G.E.D.; must have valid driver's license for positions assigned to transportation section &/or requires commercial driver's license to drive vehicles qualifying as commercial.
Applicants for positions in Ohio Department of Rehabilitation & Correction must also successfully pass correction officer assessment or have successfully completed assessment within past 24 months; or applicants must be current employees with Ohio Department of Rehabilitation & Correction who have previously been certified in position of correction officer.
Probationary period is 365 days.
Knowledge of custody, safety & security measures for detention of adult felons or consumers who are criminally insane in controlled environment*; institution regulations governing custody operations*; addition & subtraction. Basic skill in operation of personal computer & computerized security & surveillance equipment, restraining devices, safety equipment, firearms & riot control equipment*; operation of transport vehicles; unarmed self-defense*. Ability to deal with problems involving several variables within familiar context; complete routine forms; demonstrate basic computer knowledge; demonstrate physical fitness. (*) Developed after employment.
You Also Need to Know
The Ohio Department of Rehabilitation and Correction is a tobacco-free workplace.
The Ohio Department of Rehabilitation and Correction is prohibited from hiring:
from holding a position that has substantial management or control over the property of a state agency.)
Background Check Information
Pre-Employment Background Investigation:
The final applicant selected for the position will be required to undergo a criminal background check. An individual assessment of an applicant’s prior criminal convictions will be made before excluding an applicant from consideration.
Pre-Employment Drug Testing:
The final applicant selected for this position will be required to submit to urinalysis prior to an appointment to test for illegal drug use. The State will decline to extend a final offer of employment to any applicant with a verified positive test result. Also, an applicant with a positive test result will not be considered for any position with the State of Ohio for a period of one year. "Not applicable to current state employees".
This position is also subject to Federal Alcohol. Tobacco and Firearms (ATF) regulations that prohibit someone to carry, transport, or otherwise possess firearm(s) and/or ammunition from consuming marijuana, including medical marijuana. Medical marijuana is prohibited as a valid medical explanation for a positive drug test for final applicants in this position.
Job Type: Full-time
Pay: $22.02 - $28.96 per hour
Benefits:
Schedule:
Work Location: In person
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