Consumer Loan Officer jobs in Hopkinsville, KY

Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)

Recently Added Consumer Loan Officer jobs

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Residential Lending Sr Loan Officer
  • Banterra
  • Paducah, KY FULL_TIME
  • Summary: Responsible for soliciting, negotiating and gathering documents to prepare mortgage loans and HELOCs for underwriting in compliance with federal guidelines and the Bank's lending policies and procedures.
    Responsibilities: include but are not limited to the following. Other duties may be assigned.
    • Self-source and generate mortgage loans through established referral partners and banking partnerships.
    • Gather financial information from clients including income, assets, debts, and credit history.
    • Evaluate creditworthiness and eligibility for mortgage loans.
    • Interview clients to understand their needs and goals.
    • Explain the difference types of mortgages loans available and recommend the best options for each client.
    • Prepare and submit mortgage loan applications in accordance with standards.
    • Work with processing and underwriting departments to secure loan approvals
    • Manage the closing process and ensure that all documents are completed and signed.
    • Build relationships with clients and referral partners, including realtors, builders, financial and industry professionals.
    • Regularly participate in branch activities to train retail staff and gain mortgage referrals.
    • Participates in regular sales, product and regulatory training as assigned by the bank management.
    • Identify opportunities to cross-sell bank products and services between all departments.
    • Stay up to date on the latest mortgage lending regulations and trends.
    • Keep abreast of underwriting policies, procedures and changes for all mortgage loan products.
    • Comply with applicable laws and regulations as well as the Bank's written policies and procedures.
    • Participate in continued mortgage compliance training including, but not limited to: Dodd-Frank Act, ATR/QM Rules, Truth in Lending Act, Real Estate Settlement Procedures Act (RESPA), Home Mortgage Disclosure Act (HMDA-Regulation C), Equal Credit Opportunity Act (ECOA-Regulation B), Fair Housing Act, Fair Credit Reporting Act, etc.
    All employees are expected to protect the information and assets of the organization through heightened awareness of information security, cyber security, and risk management best practices, as well as complying with all applicable laws, regulations, and organizational policies.
    Qualifications and Skills: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
    Education/Experience:
    • Bachelor's degree in finance/accounting or related field preferred.
    • Three years' mortgage banking experience in the assigned territory.
    • Strong understanding of the mortgage lending process.
    • Experience with Encompass preferred.
    Knowledge/Skills/Abilities:
    • Strong business development and sales skills.
    • Strong organizational skills and attention to detail.
    • Strong customer service orientation and ability to manage customer relationships.
    • Professional demeanor with excellent communication, interpersonal skills and conflict resolution skills.
    • Strong communication and interpersonal skills.
    • Ability to work independently and as part of a team.
    • Ability to problem solve, prioritize tasks and meet required deadlines.
    • Ability to think critically and use good, sound judgment in decision-making.
    • Ability to respond to common inquiries or complaints from customers, co-workers or vendors.
    • Ability to communicate effectively and tactfully, orally and in writing with employees, customers, vendors and management.
    • Ability to define problems, collect data, establish facts and draw valid conclusions.
    • Must understand and comply with company policies and procedures.
    • Ability to maintain a friendly, helpful and courteous attitude when working with customers or co-workers under diverse conditions.
    • Ability to accurately and quickly complete standard mathematical calculations.
    • Ability to apply concepts such as fractions, percentages, ratios and proportions to practical situations.
    • Ability to use a calculator, computer and applicable software.
    • Ability to use a variety of internet browsers and Microsoft Office programs, specifically Word, Outlook and Excel and Teams.
    Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee must have the ability to lift and carry 25 pounds for a distance of 50 feet.
    Intent and Function of Job Descriptions: The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, skills or working conditions.
    Banterra promotes an Equal Employment Opportunity workplace which includes reasonable accommodation of otherwise disabled applicants and employees. Please see your supervisor should you have any questions about this policy or these job duties.
    In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.
    Job descriptions are not intended as and do not create employment contracts. Banterra maintains its status as an at-will employer.
    Banterra Bank is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, age, disability, protected veteran status, or any other characteristics protected by law.

    Banterra Bank is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, sexual orientation, gender identify, age, disability, protected veteran status, or any other characteristics protected by law.

     

  • 2 Months Ago
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Warehouse Fork Truck Driver
  • MAYFIELD CONSUMER PRODUCTS
  • Hickory, KY FULL_TIME
  • OVERALL PURPOSE/FUNCTION: To transport raw materials and finished goods to and within the warehouse. ESSENTIAL DUTIES AND RESPONSIBILITIES: Include the following. Other duties may be assigned.· load/...
  • Just Posted
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Quality Assurance Technician
  • MAYFIELD CONSUMER PRODUCTS
  • Hickory, KY FULL_TIME
  • To promote quality assurance practices are being utilized in all areas. Responsible for performing a variety of tasks, including but not limited to, inspection of the making, packing, and assisting in...
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Quality Assurance Supervisor
  • MAYFIELD CONSUMER PRODUCTS
  • Hickory, KY FULL_TIME
  • OVERALL, PURPOSE/FUNCTION: Ensure the overall quality of manufactured products through the execution of established processes. Delegate assignments and tasks to QA Technicians as needed. Ensure all sc...
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Production Team Leader
  • MAYFIELD CONSUMER PRODUCTS
  • Hickory, KY FULL_TIME
  • OVERALL PURPOSE/FUNCTION: Oversees the production team and maintain a high standard of production, product quality and safety. ESSENTIAL DUTIES AND RESPONSIBILITIES: Including but not limited to the f...
  • Just Posted
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Inventory Control
  • MAYFIELD CONSUMER PRODUCTS
  • Hickory, KY FULL_TIME
  • To maintain proper and accurate inventory control with production allocations, ensure complete and accurate batch documentation and help support allocation training as needed.Ensure that ALL raw mater...
  • 6 Days Ago
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0 Consumer Loan Officer jobs found in Hopkinsville, KY area

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Associate Financial Representative
  • Modern Woodmen of America
  • Hopkinsville, KY
  • Overview The Modern Woodmen – Hopkinsville office is seeking a motivated and driven individual to join our team as an As...
  • 5/9/2024 12:00:00 AM
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Financial Analyst/Accounting Specialist
  • Metalsa
  • Hopkinsville, KY
  • Job Description About Metalsa: We are a global company with 60+ years of experience in the automotive industry, we manuf...
  • 5/9/2024 12:00:00 AM
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Financial Advisor
  • Prudential Financial
  • Hopkinsville, KY
  • Prudential Advisors is looking for an experienced financial professional in the Cincinnati- Dayton area that is interest...
  • 5/8/2024 12:00:00 AM
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Financial Analyst
  • Hendrickson USA, L.L.C.
  • Clarksville, TN
  • Position Purpose: Proactive maintenance of accounting functions for large plant locations (250+ employees) including day...
  • 5/8/2024 12:00:00 AM
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Financial Representative
  • Modern Woodmen of America
  • Hopkinsville, KY
  • About you Entrepreneurial mindset Community oriented Communication skills Responsibilities Work with current or new memb...
  • 5/6/2024 12:00:00 AM
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Personal Financial Counselor, Assignment Ready Counselor - Kentucky
  • Magellan Health, Inc.
  • Fort Campbell, KY
  • This position will provide coverage in short-term, surge and on demand situations resulting from the Military needs such...
  • 5/6/2024 12:00:00 AM
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Financial Accounting Specialist
  • Metalsa
  • Hopkinsville, KY
  • About Metalsa: We are a global company with 60+ years of experience in the automotive industry, we manufacture safe and ...
  • 5/5/2024 12:00:00 AM
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Office / Finance Manager
  • Clarksville Montgomery County Regional Planning Commission
  • Clarksville, TN
  • ABOUT THE RPC and CUAMPO: The Clarksville Montgomery County Regional Planning Commission (RPC) has an exciting opportuni...
  • 5/5/2024 12:00:00 AM
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About Hopkinsville, Kentucky

Hopkinsville is a home rule-class city in and the county seat of Christian County, Kentucky, United States. The population at the 2010 census was 31,577. Hopkinsville is located south of the center of Christian County at 36°51′17″N 87°29′20″W / 36.85472°N 87.48889°W / 36.85472; -87.48889 (36.854712, -87.488872). Madisonville is 35 miles (56 km) to the north, Russellville is 35 miles (56 km) to the east, Oak Grove is 15 miles to the south, and Clarksville, Tennessee, is 26 miles (42 km) to the south. According to the United States Census Bureau, Hopkinsville has a total area of 30.8 square m...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Loan Officer jobs
$43,573 to $55,895
Hopkinsville, Kentucky area prices
were up 1.2% from a year ago
View detail

What does a Consumer Loan Officer do?

Consumer Loan Officer in Canton, OH
You analyze data, research and investigate credit histories thoroughly, collect documentation, and prepare loan documents.
December 02, 2019
Consumer Loan Officer in Portsmouth, OH
Jennie has been working for CCU for over 8 years and has over 10 years of loan experience.
February 17, 2020
Consumer Loan Officer in Chicago, IL
Consumers take out loans for many reasons, such as buying a car or paying college tuition.
January 06, 2020