Consumer Loan Officer jobs in Houston, TX
Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)
Recently Added Consumer Loan Officer jobs
Consumer Loan Officer
- Houston Federal Credit Union
-
Sugar, TX
FULL_TIME
-
Houston Federal Credit UnionConsumer Loan OfficerFull-TimePosition is located in Sugar Land, Texas with potential for remote/telework.Role:To assist current and potential members with their Credit Union financial needs; explains services, interviews applicants for loan application, processes loan request for decision. Funds and closes loan with loan applicants, collects underwriting stipulations, gathers complete and accurate title work for lien perfection. This role does not have lending authority. Position is hourly plus commission; commissions paid monthly.Essential Functions & Responsibilities:
- Interviews loan applicants to develop information concerning their loan needs, earnings, and financial condition.
- Explains loan options to members, evaluates their needs, recommends loan options and presents ancillary products available for that specific loan type.
- Processes and prepares all loan documents for decision. Answers questions about products and services, and resolves problems that are within their authority to resolve.
- Refers problems that are beyond their authority to their supervisor, along with their recommendations.
- Presents and explains features and benefits to loan ancillary products and services.
- Complete accurate title work document procurement for the purpose of lien perfection.
- Funds approved loan and closes explaining the terms and conditions to the member.
- Meet or exceeds loan dollar, referral / cross-selling, and ancillary product goals each month.
- Other duties as assigned.
- Must have availability Monday-Friday, some weeknights until 7:00pm, and alternating Saturdays 8:00am - 2:00pm.Performance Measurements
- To provide prompt, accurate, courteous, friendly, timely and professional service to all members.
- To troubleshoot and resolve member and internal inquiries in a timely, friendly and accurate manner.
- To ensure all documentation is completed accurately within the required time allotment.
- To meet the referral and loan dollar goal each month.
- To meet or exceed ancillary product goals monthly.
- To maintain a professional, courteous, and friendly atmosphere for members and co-workers.
- To maintain a dependable record of attendance and timeliness.
- Is responsible for compliance with all required regulations and policies, especially with all Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) policies, procedures and regulations.Knowledge and SkillsExperience - Two or more years of similar or related experience.Education - At least a high school education or GEDInterpersonal Skills - Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication. Bilingual Preferred but not required.
- Must have qualities that are consistent with our CORE Values:
- Integrity, Honesty, & Respect
- Passion, Commitment & Enthusiasm
- Seek Excellence in All We Do
- Work Hard and Have Fun
- Friendly Service and Superior Value
- 22 Days Ago
Consumer Loan Specialist
- CURO Financial Technologies Corp
-
Victoria, TX
FULL_TIME
- Overview We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Consumer Loan Specialist assists both new and e...
- 24 Days Ago
Consumer Loan Servicing Specialist
- Members Choice Credit Union
-
Houston, TX
FULL_TIME
- Members Choice Credit Union (MCCU) is a full-service member-owned financial cooperative based in Houston, Texas, with an 80-year legacy of serving our members and the community. At MCCU, we are always...
- 1 Month Ago
Consumer Loan Specialist
- Heights Finance Corporation
-
Victoria, TX
FULL_TIME
- Overview We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Consumer Loan Specialist assists both new and e...
- 26 Days Ago
Loan Officer
- Cornerstone Capital Bank
-
Houston, TX
FULL_TIME
- We are looking for an experienced Licensed Loan Officer, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work...
- 21 Days Ago
Loan Officer
- Cornerstone Home Lending
-
Houston, TX
FULL_TIME
- We are looking for an experienced Licensed Loan Officer, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work...
- 21 Days Ago
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0 Consumer Loan Officer jobs found in Houston, TX area
Assistant Branch Manager - Katy Branch
- Brazos Valley Schools Credit Union
-
Katy, TX
- ** Brazos Valley Schools Credit Union** ** Assistant Branch Manager - Katy Branch** Katy, TX 77494 **Role:** Responsible...
- 4/26/2024 12:00:00 AM
Assistant Branch Manager - Lamar Branch
- Brazos Valley Schools Credit Union
-
Rosenberg, TX
- ** Brazos Valley Schools Credit Union** ** Assistant Branch Manager - Lamar Branch** Rosenberg, TX 77471 **Role:** Respo...
- 4/26/2024 12:00:00 AM
Medical Technologist
- HCA Houston Healthcare Medical Center
-
Houston, TX
- Description Introduction Do you want to join an organization that invests in you as a(an) Medical Technologist? At HCA H...
- 4/25/2024 12:00:00 AM
Collections Team Manager (Houston)
- Stellantis Financial Services US
-
Houston, TX
- Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a m...
- 4/24/2024 12:00:00 AM
Personal Banker in Sugar Land / Fort Bend
- Wells Fargo
-
Sugar Land, TX
- Why Wells Fargo:Are you ready for the next step in your career? This is where it begins at a company known for our Well ...
- 4/24/2024 12:00:00 AM
Director - Internal Controls Group
- Live Nation
-
Houston, TX
- Job Summary: WHO ARE WE? Live Nation Entertainment is the world's leading live entertainment and eCommerce company, comp...
- 4/24/2024 12:00:00 AM
SECURITIES COMPLIANCE SUPERVISOR - DOWNTOWN, OAHU
- State Of Hawai'i
-
Houston, TX
- Recruitment Number 23-0653The current vacancy is with the Department of Commerce & Consumer Affairs , Business Registrat...
- 4/23/2024 12:00:00 AM
Loan Processor I
- Stellantis Financial Services US
-
Houston, TX
- Stellantis Financial Services (SFC) is the new captive finance company for one of the world's leading automakers and a m...
- 4/22/2024 12:00:00 AM
About Houston, Texas
Houston is located 165 miles (266 km) east of Austin, 88 miles (142 km) west of the Louisiana border, and 250 miles (400 km) south of Dallas. The city has a total area of 627 square miles (1,620 km2); this comprises 599.59 square miles (1,552.9 km2) of land and 22.3 square miles (58 km2) covered by water. The Piney Woods are north of Houston. Most of Houston is located on the gulf coastal plain, and its vegetation is classified as temperate grassland and forest. Much of the city was built on forested land, marshes, swamp, or prairie and are all still visible in surrounding areas.[citation need...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Loan Officer jobs
$48,440 to $62,139
Houston, Texas area prices
were up 2.3% from a year ago
were up 2.3% from a year ago
What does a Consumer Loan Officer do?
Consumer Loan Officer in Canton, OH
You analyze data, research and investigate credit histories thoroughly, collect documentation, and prepare loan documents.
December 02, 2019
Consumer Loan Officer in Portsmouth, OH
Jennie has been working for CCU for over 8 years and has over 10 years of loan experience.
February 17, 2020
Consumer Loan Officer in Chicago, IL
Consumers take out loans for many reasons, such as buying a car or paying college tuition.
January 06, 2020