Consumer Loan Officer jobs in La Crosse, WI

Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)

W
Consumer Loan Officer
  • WCCU Credit Union
  • Westby, WI FULL_TIME
  • In order to be considered for this position, you MUST apply on Paylocity at the following link: https://recruiting.paylocity.com/recruiting/jobs/All/b9944418-e383-4000-853f-3d5b60a36394/Westby-Coop-Credit-Union.

    Solicitation, analysis and coordination of approving or denying credit to members. Also provide members with products or services that are associated with their lending needs. These are done in accordance with Westby Co-op Credit Union policies and procedures.

    Principal Duties and Responsibilities:

    • Contacts members throughout the loan decision process to gather background information on applicants by interviewing and obtaining credit bureau reports, determines if the member qualifies for a loan or if additional collateral/ co-signors are needed, verify member’s signature on loan documents, and approve or deny loan requests.
    • Calculates debt-to-income ratios on loan applicants, estimates monthly obligations, and determines member’s ability to repay debt along with securing collateral when necessary. Records and verifies all reasons for decision. Explains decision to members and outlines terms, fees, and conditions of the loan.
    • Offers ancillary products to members when appropriate, including Debt Protection, GAP Insurance, and Extended Warranty coverage.
    • Demonstrates a helpful, polite, friendly attitude along with providing exceptional member service.
    • Responsible for following up on delinquent loan accounts, insurance needs and other issues that may arise.
    • Follows procedures for loan documentation and maintains orderly files on each account with complete and accurate detailing of all correspondence.
    • Keeps abreast of changes in consumer, commercial, business, and agricultural lending trends as they apply.
    • Other job-related duties as may be necessary to carry out the responsibilities of this position.

    Work Relationships and Scope: Consumer Loan Officers report directly to the Retail Loan Department Manager. Has direct contact with members and all other support staff directly associated with consumer loans. Due to the nature of the position, will work with almost all employees at WCCU.

    Performance Dimensions:

    • Provide outstanding service to members through excellent communication and thoroughly understand relevant issues and the administrative processes involved in choosing a proper course of action.
    • Ability to attend to numerous details with frequent interruptions under the stress of maintaining courteous, effective, and timely relations with a variety of individuals and personalities while keeping lending duties assigned a priority.
    • Promotes quality, accuracy, timeliness, reliability, and thoroughness of work performed.
    • Is punctual, flexible, reliable, and exhibits a friendly and helpful attitude while maintaining all information as confidential according to our policy.
    • Possess ability to gain the trust and respect of members, management, employees, and outside business contacts while maintaining a positive, professional working relationship
    • Enhances job growth through continuing education, as required or necessary.
    • Coordinates schedule with Branch Manager of work locations.
    • Professional, well-developed interpersonal skills essential for interviewing loan applicants and projecting a positive image as a representative of the Credit Union.

    Knowledge, Skills and Abilities Required:

    Education/Training: High school diploma or equivalent required. Post-secondary education preferred.

    Experience:Customer Service of 3 years or more. Banking or Credit Union experience preferred but not required.

    Skills and Abilities:

    • Ability to learn and apply current financial service industry standards, laws, and regulations.
    • Excellent communication skills, proficient writing, and verbal ability to effectively respond to members and co-workers.
    • Ability to work under the stress of dealing with a wide range of personalities and monitoring and reviewing the many details of loans to ensure completeness and accuracy.
    • Proficient operation of a variety of general office equipment such as PC, software applications, typewriter, copier, calculator, telephone, copy machine, fax machine and other similar devices or programs.
    • Comprehend consequences of various situations and refer them to the appropriate staff for resolution.
    • Manage personal workflow and meet deadlines by being organized, detailed and task oriented.
    • Ability to meet attendance standards and work overtime hours as requested and approved.
    • Ability to add, subtract, multiply and divide accurately.
    • Ability to understand and follow safety/security practices.

    Job Type: Full-time

    Benefits:

    • 401(k)
    • 401(k) matching
    • Dental insurance
    • Employee assistance program
    • Flexible spending account
    • Health insurance
    • Life insurance
    • Opportunities for advancement
    • Paid time off
    • Parental leave
    • Referral program
    • Retirement plan
    • Vision insurance

    Schedule:

    • 8 hour shift
    • Day shift

    Work setting:

    • In-person

    Ability to Relocate:

    • Westby, WI 54667: Relocate before starting work (Required)

    Work Location: In person

  • 12 Days Ago

C
Consumer Loan Specialist
  • CURO Financial Technologies Corp
  • Eau Claire, WI FULL_TIME
  • Overview We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Consumer Loan Specialist assists both new and e...
  • 20 Days Ago

H
Consumer Loan Specialist
  • Heights Finance Corporation
  • Eau Claire, WI FULL_TIME
  • Overview We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Consumer Loan Specialist assists both new and e...
  • 21 Days Ago

W
Loan Officer
  • Waumandee State Bank
  • Arcadia, WI FULL_TIME
  • Provides real estate and consumer lending services to customers in accordance with bank loan policies. Primary focus is on the real estate side for both in-house loans and the secondary market. Establ...
  • 4 Days Ago

R
Loan Officer
  • River Bank
  • Sparta, WI FULL_TIME
  • Loan Officer DEPT./LOCATION: REPORTS TO: Commercial Lending ManagerCLASSIFICATION: Exempt/Full-Time Loan Officer Position Summary: Responsible for providing a full range of banking services and managi...
  • 11 Days Ago

A
Ag Loan Sales Officer
  • ALCIVIA
  • Osseo, WI FULL_TIME
  • ALCIVIA is growing and looking to add a full-time Ag Loan Officer within our Durand/Osseo sales territory. Are you looking for a company where work-life balance is respected, honest effort is rewarded...
  • 4 Days Ago

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0 Consumer Loan Officer jobs found in La Crosse, WI area

La Crosse is located on the western border of the midsection of Wisconsin, on a broad alluvial plain along the east side of the Mississippi River. The Black River empties into the Mississippi north of the city, and the La Crosse River flows into the Mississippi just north of the downtown area. Just upriver from its mouth, this river broadens into a marshland that splits the city into two distinct sections, north and south. According to the United States Census Bureau, the city has a total area of 22.54 square miles (58.38 km2), of which, 20.52 square miles (53.15 km2) is land and 2.02 square m...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Consumer Loan Officer jobs
$44,757 to $57,415
La Crosse, Wisconsin area prices
were up 1.3% from a year ago

Consumer Loan Officer in Canton, OH
You analyze data, research and investigate credit histories thoroughly, collect documentation, and prepare loan documents.
December 02, 2019
Consumer Loan Officer in Portsmouth, OH
Jennie has been working for CCU for over 8 years and has over 10 years of loan experience.
February 17, 2020
Consumer Loan Officer in Chicago, IL
Consumers take out loans for many reasons, such as buying a car or paying college tuition.
January 06, 2020