Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)
Consumer Lending Specialist
First Nebraska Credit Union is a place “Where Members Always Come First”. Our mission is to provide professional financial services for the benefit of our members while reinforcing the credit union philosophy of "people helping each other." We exist to serve our members’ financial needs. First Nebraska offers a great company culture with a strong benefits package.
We are seeking a highly motivated and experienced Consumer Lending Specialist (Loan Officer) to join our team. As a Consumer Lending Specialist, you will be responsible for evaluating, authorizing, and recommending approval of loan applications for individuals. You will work closely with account holders to gather necessary financial information and ensure compliance with lending policies and regulations.
This position pays a base hourly wage plus commission (when minimum sales goals are met). The position can be in office (in a Lincoln or Omaha branch) or a combination of remote and in office.
Responsibilities:
- Evaluate loan applications and determine the creditworthiness of applicants
- Conduct thorough credit analysis and review financial documents
- Assess the risk involved in granting loans and make appropriate recommendations
- Guide account holders through the loan application process and provide excellent customer service
- Collaborate with underwriters, processors, and other team members to ensure smooth loan processing
- Build and maintain relationships with applicants to generate new business opportunities
Skills:
- Proven experience as a Loan Officer or similar role in the financial services industry
- Excellent communication and interpersonal skills
- Ability to analyze complex financial data and make informed decisions
- Strong attention to detail and accuracy in documentation
- Basic math skills for calculating interest rates, payments, etc.
- Ability to work independently as well as part of a team
If you are a dedicated professional with a passion for helping individuals achieve their financial goals, we would love to hear from you.
Job Type: Full-time
Pay: From $36,700.00 per year
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Work Location: Hybrid remote in Omaha, NE 68134
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