Consumer Loan Officer jobs in Winston Salem, NC
Consumer Loan Officer develops and services consumer loans. Interviews loan applicants to determine financing needs and to offer the appropriate loan products and repayment arrangements. Being a Consumer Loan Officer evaluates loan applications and applicant creditworthiness. Once a loan is approved and negotiated, monitors loan payments, and provides customer service to ensure the borrower's questions are answered and needs are met, and that the loan is repaid appropriately. Additionally, Consumer Loan Officer maintains accurate and thorough records, and follows all applicable organizational, state, and federal policies and regulations. Requires a high school diploma. Typically reports to a manager or head of a unit/department. The Consumer Loan Officer works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Consumer Loan Officer typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)
Recently Added Consumer Loan Officer jobs
- Farm Credit Network
-
Rural Hall, NC
FULL_TIME
-
We are seeking a Loan Officer to join our Farm Credit family! This position serves current and prospective customers with sound agricultural credit according to Association policies and procedures. The Loan Officer builds business development strategies, develops customer relationships, and provides loan servicing for their existing portfolio. They operate within delegated lending authority.
Responsibilities:
1. Sales, Business Development & Marketing: Develop new business by actively pursuing new individual and business customers and by becoming a visible and involved member of the community. Expand existing relationships by proactively researching customer needs, uses discretion and independent judgment in understanding customer needs, and matching products and services to those needs.2. Loan Servicing: Monitor specific, individually assigned loans, and assures that the loans receive timely and sound servicing. Call on loan customers to evaluate management, inspect collateral and detect signs of potential financial problems.
3. Credit Administration: Interview applicants, gather and reconcile complete, accurate credit and financial data using the five credit factors under the guidelines of differential analysis. Assure sound loans; appropriate documentation and underwriting; appropriate pricing and fees based on risk, terms, and servicing costs; and implementation of business plans in accordance with overall AgSouth objectives.
Requirements:
- Education and/or experience equivalent to a Bachelor’s degree
- 1-3 years related work experience preferred
- Ability to communicate effectively with all levels of the organization
- Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the borrower and the Association
- Ability to travel within the assigned territory and occasional travel across the association
- Ability to work independently and as a team member under minimal supervision
- Excellent computer skills
- Focus on problem solving skills with solutions-driven results
- Current awareness of economic developments and production technology affecting agriculture in the region
Other Details:
AgSouth is an Equal Opportunity Employer, including veterans and individuals with disabilities.
Why AgSouth?
When you work here, you have an opportunity to make a difference for agriculture and rural communities. Part of the national Farm Credit System, we are an agricultural lending cooperative that provides loans for land, production agriculture, farm equipment, crop insurance, leasing, and home mortgages. Our $4 billion portfolio of customers and strong presence in local communities across North Carolina, South Carolina, and Georgia allow us to effectively serve our member-borrowers as the largest agricultural lender in the southeast.At AgSouth, we value our employees and provide them room to grow both personally and professionally. If you’re looking for more than just a job, consider joining the AgSouth family!
What can we offer you?
- Competitive pay, with paid vacation, holidays and sick leave, as well as paid time off for volunteering
- Corporate incentive plan with spot bonuses for top-notch work
- Medical, dental and vision insurance, as well as life and disability insurance
- Flexible spending and health savings accounts
- Generous 401(k) matching contributions, as well as additional employer contributions
- Reimbursement for approved higher education pursuits
- A wellness program for employees, which includes resources for a healthier lifestyle
- Corporate learning programs for professional development
- Other perks, such as employee discounts on select cell phone providers, computers, etc.
- 10 Days Ago
- AgSouth Farm Credit
-
Rural Hall, NC
FULL_TIME
- We are seeking a Loan Officer to join our Farm Credit family! This position serves current and prospective customers with sound agricultural credit according to Association policies and procedures. Th...
- 10 Days Ago
- Consumer Contact
-
Salem, NC
FULL_TIME
- Overviewhe Triage RN Coach also supports holistic interdisciplinary patient centered care as part of the Care Connections team. Care Connections promotes the effective management of acute and chronic ...
- 27 Days Ago
- Topsider Building Systems, Inc.
-
Clemmons, NC
FULL_TIME
- Topsider Building Systems, Inc., designer and fabricator of distinctive high-end, custom post & beam homes with 1,000s sold and shipped worldwide since 1968, is expanding its inside sales force (in Cl...
- 6 Days Ago
- Legal Aid of North Carolina
-
Salem, NC
FULL_TIME
- Position Location: Winston-Salem, North Carolina Mission and Vision: Legal Aid of North Carolina is a statewide, nonprofit law firm that provides free legal services in civil matters to low-income peo...
- 25 Days Ago
- Sutton Bros., Inc.
-
Kernersville, NC
FULL_TIME
- Job Title: Outside Sales Consultant Department: Sales Reports to: Chief Operating officer Work start and end time: 8am - 5pm, infrequent evenings and weekends Pay Scale: Performance pay of $100,000 Po...
- 29 Days Ago
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0 Consumer Loan Officer jobs found in Winston Salem, NC area
- Mutual of Omaha Mortgage
-
Winston-Salem, NC
- Job Description Job Description This is a great opportunity to launch your career into the reverse mortgage industry wit...
- 4/23/2024 12:00:00 AM
- Reynolds American
-
Winston Salem, NC
- Sr Analyst IT - Data ScienceReynolds American is evolving at a pace like no other organization.To achieve the ambition, ...
- 4/22/2024 12:00:00 AM
- Truliant Federal Credit Union
-
Winston-Salem, NC
- Truliant’s mission is to improve lives by putting our members first, providing great service and straightforward financi...
- 4/21/2024 12:00:00 AM
- Advanced Personnel Resources, Inc.
-
Winston-Salem, NC
- Advanced Personnel Resources is seeking a motivated Debt Collector with for a new opportunity with our client, a well-es...
- 4/21/2024 12:00:00 AM
- Truist
-
Mocksville, NC
- The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. Aft...
- 4/20/2024 12:00:00 AM
- Truist
-
Mount Airy, NC
- The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. Aft...
- 4/20/2024 12:00:00 AM
- Hankey Group
-
Greensboro, NC
- ** Area Sales Manager** **Job Category****:** Sales **Requisition Number****:** AREAS005439 Showing 1 location **Job Det...
- 4/19/2024 12:00:00 AM
- Lendmark Financial Services, LLC
-
Reidsville, NC
- At Lendmark Financial Services, we believe the success of our company is specifically attributable to the quality of our...
- 4/19/2024 12:00:00 AM
About Winston Salem, North Carolina
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