Consumer Loan Processor jobs in Denver, CO

Description

SUMMARY DESCRIPTION

To be successful in this role, applicant must be fully effective with regards to meeting or exceeding assigned production, quality and service level goals that will support the Credit Union’s mission and strategic goals. 

Maintains a successful member relationship by reviewing, processing, closing and funding loans to the member’s satisfaction, while ensuring the supporting documentation are accurately prepared in accordance with the Credit Union’s policies. 

CORE COMPETENCIES

Review, process and close all indirect and branch consumer loans utilizing remote closing capabilities (Docusign).

Strong attention to detail, providing accurate and timely information, responses and decisions.

Able to clearly communicate with members in oral and written form.

Ensure applicable regulation and compliance is met in the consideration, opening and closing of all products.

Ability to process, analyze, research and resolve all real estate duties to include, but not limited to:

Appraisals, title, flood and hazard insurance.

Prepare closing package.  Research and resolve all items in the closing package to ensure closing process is on-time and documentation is complete and accurate.

Fosters a spirit of cooperation to ensure the success of the team. Displays flexibility regarding scheduling.  Ability to work flexible hours as needed, which may include occasional Saturdays.

Meet or exceed established loan, service and quality goals.

Recommend changes to dealer cross sell program as needed to mitigate risks and facilitate a positive member experience.

Adhere to all mortgage & consumer lending regulation and credit union loan and member privacy policies.

Meet all credit union training requirements.

Other duties as assigned by manager.

Requirements

KNOWLEDGE SKILL AND ABILITY

Credit Reporting/Scoring.  Personal finance.

Critical thinking/analytical skills.

Ability to focus on more than one task.                      

Ability to prioritize tasks and goals.               

Displays self-confidence and self-motivation.

Uses sound judgment and makes good business decisions.

Ability to see the ‘big picture’ of member retention and organizational growth.

EDUCATION OR FORMAL TRAINING

Associate’s degree or equivalent training/work experience preferred.  Strong knowledge of the processing of consumer and real estate loans.  Bilingual in English and Spanish preferred.

EXPERIENCE

At least two years financial service experience processing consumer and real estate loans preferred.  

COMPENSATION & BENEFITS

Starting hourly rate - $20.67 depending on experience

Being a part of Partner Colorado CU has its benefits. We offer valuable benefits designed for you, your family, and your life. Our plans are cost-effective, convenient and provide ways for staying healthy, protecting loved ones, pursuing financial security and living a full and balanced life. There is a potential for Annual Performance Bonus, Medical Plans, Dental, Vision, HSA, 401(k) match, Life/AD&D, Accident, Hospital Indemnity, Long Term Care, Short-term Disability, Long-term Disability, Identity Theft, Paid Time Off, Paid Holidays, Personal and Professional Development.

WORKING ENVIRONMENT

The physical demand described here are representative of those that must be met by an employee to successfully perform the essential functions of the job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. 

While performing the duties of this job, the employee is regularly required to talk or hear. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel objects, tools, or controls; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl.