Credit Analyst jobs in Pocatello, ID

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Financial Analyst
  • Idaho Central Credit Union
  • Chubbuck, ID OTHER
  • Overview

    A Finacial analyst will aid organization with financial functions such as assessing, auditing, planning, budgeting, taxes, consolidation, cost control, and project control. Analyze financial data of organization and estimate future revenues and expenditures, applying principles of finance (cost analysis, forecasting, NPV, etc.). Act as consultant to management on financial policies, procedures, and applications.

    Responsibilities

    • Assist with annual Raddon Update/Review.
    • Profitability Reporting (product, department, and branch) Monthly Update/Review.
    • Concentration Risk Reporting.
    • Assist in the preparation of the annual Credit Union budget. Coordinate data gathering with other departments, create the budget, and analyze it to ensure accuracy and feasibility.
    • Prepare and track the liquidity position for the Credit Union including income and liquidity ratios.
    • Prepare files for Asset Liability Management (ALM). Review ALM and liquidity reports. Run stress tests, back testing, and validations. Summarize reports and give recommendations to Asset Liability Management Committee (ALCO). Calibrate and ensure that the ALM and liquidity reports are accurate monthly. The analyst in charge of ALM will also sit on ALCO.
    • Analysis of upcoming loan and deposit promotions or changes for effects on the Credit Union’s ALM, and budget position.
    • Prepare and publish ALCO reports each month.
    • Calculate and review the Allowance for Loan Losses (ALL) each month. Determine if the ALL is properly funded and recommend additional funding if necessary.
    • Analyze where new loans, deposits, and members are coming from.
    • Monthly Loan Analysis. Develop and update monthly reports for loan analysis. Give recommendations for improvements.
    • Monthly Deposit Analysis. Develop and update monthly reports for deposit analysis. Give recommendations for improvements.
    • Monthly delinquency calculation and analysis.
    • Analysis of various services including but not limited to overdrafts and insurance sells.
    • Help determine the effectiveness of marketing campaigns.
    • Responsible for the accuracy and reporting of the loan participation program. Work with the CFO to determine when to participate and how much. Work with potential participants as they do due diligence. Complete remittances, balancing, and investor reporting each month. Monitor loan pools and call them due through clean up calls as appropriate.
    • Assist team members and managers with financially related analysis and projects. Use available data analytical tools to provide efficient, repeatable, and accurate reporting.
    • Evaluate and analyze capital expenditures, depreciation, proposals, investment opportunities, rate of return, profit plans, operating records, financial statements, etc.
    • Analyze records of present and past operations, trends, and costs, estimated, and realized revenues, administrative commitments, and obligations incurred to project future revenues and expenses.
    • Document revenues and expenditures.
    • Develop financial/accounting concepts for financial planning and control.
    • Assist in preparation of special studies, analyses, and recommendations in areas such as budgets, forecasts, financial plans, governmental requirements, statistical reports, and business forecasts.
    • Advise management on matters, such as effective use of resources and assumptions underlying budget forecasts and interpret budgets to management.
    • Conduct and lead audits if necessary.
    • Provide functional and technical direction to other staff members.
    • Promote and market the Credit Union.
    • Other duties as assigned.

    Qualifications

    3-5 years of analytical experience or bachelor’s degree in related field. Ability to work with others to reach department goals. Excellent written and oral communication (preferably English). Very proficient in Excel (including pivot tables, vlookup, hlookup, filtered tables, visualizations, etc.). Enjoys working on own, analyzing data, and solving puzzles. Naturally inquisitive, not afraid to ask “Why?” Capable of always maintaining the confidentiality of Credit Union and member records.

     

    Performance Standard:

    Demonstrate cooperative and positive attitude toward members and other Credit Union staff. Accurate in balancing and account research. Be able to diagnose problems. Professional in appearance, attendance, quality, and quantity of work performed. Ability to work without supervision. Must be willing to comply with the Bank Secrecy Act and USA Patriot Act as implemented by Idaho Central Credit Union.

     

    Physical Requirements:

    • Perform tasks requiring manual dexterity (processing paperwork, filing, stapling, sorting, collating, typing, counting cash, etc.).
    • Sit for extended periods of time.
    • Lift 20-40 pounds of applicable supplies including but not limited to copy paper, cash drawers, marketing material, etc.
    • Repetitive motion using wrists, hands, and fingers.
    • Reach keyboards.
    • Ability to operate basic office machines (calculator, computer, telephone, copy machine, fax machine, etc.).

     

    The above statements reflect the general details considered necessary to describe the essential functions of the job and should not be construed as a detailed description of all the work requirements that may be inherent of the job.

     

    Must be eligible for membership at Idaho Central Credit Union to obtain employment.

    Idaho Central Credit Union is an Equal Opportunity Employer. Employment decisions are made without regard to race, color, religion, national or ethnic origin, sex, age, disability, protected veteran status or other characteristics protected by law.

     

  • 7 Days Ago

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System Analyst
  • Idaho Central Credit Union
  • Chubbuck, ID OTHER
  • Overview A System Analyst is responsible for operations of Digital Experience and related systems. Analyzes and evaluates user problems. Assists with all release and upgrade related activities. Respon...
  • 12 Days Ago

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Digital Experience System Analyst
  • Idaho Central Credit Union
  • Chubbuck, ID OTHER
  • Overview A Digital Experience System Analyst is responsible for operations of Digital Experience and related systems. Analyzes and evaluates user problems. Assists with all release and upgrade related...
  • 21 Days Ago

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Marketing Data Analyst
  • Idaho Central Credit Union
  • Chubbuck, ID OTHER
  • Overview A Marketing Data Analyst will interpret credit union data and analyze results. Responsible for turning data into information and insight that aids in campaign and business decisions. Also res...
  • 23 Days Ago

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Lending Data Analyst
  • Idaho Central Credit Union
  • Chubbuck, ID OTHER
  • Overview To help analyze data and trends to provide business intelligence to the Lending area. This includes managing production and delinquency reporting as well as market share and rate data. Respon...
  • 23 Days Ago

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Quality Assurance Analyst
  • Idaho Central Credit Union
  • Chubbuck, ID OTHER
  • Overview A Quality Assurance Analyst will create and execute software test plans. Help ensure the quality release of software to meet Idaho Central Credit Union business objectives and minimize negati...
  • 7 Days Ago

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0 Credit Analyst jobs found in Pocatello, ID area

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Respiratory Therapist / RRT or CRT
  • Ardent Health Services
  • Pocatello, ID
  • Overview You may be eligible for a sign-on bonus of up to $10,000 Join our team as a night shift, full-time, Respiratory...
  • 3/29/2024 12:00:00 AM

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Sales Account Manager
  • Allied Business Solutions
  • Pocatello, ID
  • If you are competitive, have a passion for learning and enjoy helping others this is an opportunity for you! Allied Busi...
  • 3/28/2024 12:00:00 AM

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Automotive Customer Service Manager
  • Grease Monkey
  • Pocatello, ID
  • Company Overview Founded in 1978 and headquartered in Denver, Colorado, the Grease Monkey® brand currently operates more...
  • 3/27/2024 12:00:00 AM

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Entry Level Insurance Sales Agent
  • Bankers Life
  • Pocatello, ID
  • Bankers Life® seeks professionals for a dynamic hybrid remote work environment. Start your insurance agent career and ea...
  • 3/27/2024 12:00:00 AM

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Teller Part-Time (Spanish Preferred) - Blackfoot
  • Idaho Central Credit Union
  • Blackfoot, ID
  • Overview: Do you enjoy guiding people to the help they need? Do you love learning how to solve new puzzles? Are you some...
  • 3/26/2024 12:00:00 AM

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Sales Consultant
  • Wilks Funeral Homes
  • Pre-need Sales Counselor Wilks Funeral Homes is seeking a compassionate and driven individual that is looking for a mean...
  • 3/26/2024 12:00:00 AM

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Commercial Sales Manager
  • AutoZone, Inc.
  • Pocatello, ID
  • The Commercial Sales Manager is responsible for driving the commercial sales within their AutoZone location. The CSM dev...
  • 3/26/2024 12:00:00 AM

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Assistant Store Manager
  • Cash Store
  • Blackfoot, ID
  • Job Description: Our Assistant Store Managers are part of an enthusiastic and motivated team of retail financial service...
  • 3/25/2024 12:00:00 AM

Pocatello (/ˈpoʊkəˈtɛloʊ/ (listen)) is the county seat and largest city of Bannock County, with a small portion on the Fort Hall Indian Reservation in neighboring Power County, in the southeastern part of the U.S. state of Idaho. It is the principal city of the Pocatello metropolitan area, which encompasses all of Bannock county. As of the 2010 census the population of Pocatello was 54,255. Pocatello is the fifth-largest city in the state, just behind Idaho Falls (population of 56,813). In 2007, Pocatello was ranked twentieth on Forbes list of Best Small Places for Business and Careers. Pocate...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Analyst jobs
$46,515 to $58,346
Pocatello, Idaho area prices
were up 2.5% from a year ago

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