Credit Analyst jobs in Wilmington, DE

D
CREDIT ANALYST
  • Dover Federal Credit Union
  • Dover, DE FULL_TIME
  • Description

    The primary function of this position is to analyze information and credit reports to evaluate degree of risk of business loans and prepare recommendations for the AVP of Commercial Loan Department, Chief Executive Officer, Senior Credit Analyst and Loan Committee.  A key component of this service is to identify the financial needs of the member and recommend an appropriate credit union solution. In addition, assist with the daily operations for the Commercial Loan Department.

    Requirements

    • Review loan packages to insure all financial information has been obtained with appropriate signatures and analyze credit information to make a general assessment of member’s creditworthiness.
    • Conduct in-depth review of balance sheet and profit and loss statements presented by applicants for commercial loans or lines of credit, and evaluate.
    • Assess liquidity, quality of management, market position, and overall business climate to estimate future profitability of business.
    • Complete industry research.
    • Analyze and review appraisals of real estate used as loan collateral.
    • Complete risk rating analysis to determine appropriate risk ratings on credit requests, existing credits and annual reviews.
    • Compile and structure loan package for presentation. Prepare report-summarizing findings.
    • Monitor payment practices to protect credit union from bad debt losses.
    • Spread financial statements.
    • Complete financial analysis on financial statements and tax returns to include annual reviews.
    • Assist AVP of the Commercial Loan Department. Chief Executive Officer, and Senior Credit Analyst in preparing Credit Proposal Summaries.
    • Work with accountants to obtain and/or review financial information.
    • Monitor portfolio to insure all financials, aging reports and other required documents are up to date.
    • Monitor portfolio to include tracking for annual financial reviews.
    • Assist in preparing closing loan documents.
    • Create opportunities for expanding existing business member relationship by cross selling product and determining additional products and services for both the member’s business and personal needs.
    • Participate in Community events.
    • Serve as Notary

    Job Specifications

    • Requires education equivalent to a Bachelor’s degree.
    • Requires minimum of five years of related experience and or training in services at a bank, credit union, and/or other financial institution. Corporate, industry training, or continuing education on the business market, small business target market, etc. desirable.
    • Must possess a valid state driver’s license & insurance. Duties are performed in an office environment but also may require travel to other credit union facilities to provide assistance and/or attend meetings, training and networking events.  Duties may also require travel to business meetings within the local community and out of the state.
    • Professional, well-developed interpersonal skills essential to maintain courteousness, tactfulness, and diplomacy with the Board of Directors, members, management, a diverse group of callers, visitors, and vendors.
    • Ability to read and understand business financial statements.
    • Effective oral, written, and interpersonal communication skills with the ability to apply common sense to carry out instructions, interpret documents, understand procedures, write reports and correspondence, and speak clearly to members and employees.
    • Strong organizational ability, versatility, time management, with ability to work with minimal or no supervision.
    • Proficient in math and calculations related to lending (calculations and concepts involving decimals, percentages, fractions, etc.)
    • Work requires proficient computer skills (MSWord, Excel, PowerPoint, and Microsoft Outlook) and the ability to learn new software applications. Must have ability to operate standard office equipment such as copier and calculator. (Testing prior to interview)
    • The ability to have considerable discretion and judgment when working with confidential and sensitive information.
    • NMLS required, or ability to get within six months of hire.

    Physical Requirements

    The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    While performing the duties of this job, the employee is frequently required to sit, use hands to finger, handle or feel, reach with hands and arms, and talk or hear. The employee is occasionally required to stand, walk, bend, kneel, and reach above or at shoulder level. The employee must occasionally lift/push/pull and/or carries up to 10 pounds.

  • 10 Days Ago

T
Credit analyst ii
  • TD Bank Group
  • Wilmington, DE FULL_TIME
  • We are working to deliver a legendary mobile experience. If your experience is less than optimal, please visit us on a desktop or laptop. QA Analyst II Credit Cards & Unsecured Lending Delivery Operat...
  • 9 Days Ago

B
SBO Payment and Credit Analyst
  • Bayhealth
  • Dover, DE FULL_TIME
  • Position Description 30 Old Rudnick Ln STATUS: Full Time 80 Hours SHIFT: GENERAL SUMMARY: Summary: This position is accountable for processing Provider Level Adjustments (PLBs) received from insurance...
  • 13 Days Ago

C
Collections Analyst
  • Citadel Federal Credit Union
  • Exton, PA FULL_TIME
  • The Collections Analyst is responsible for mitigating loss to the Credit Union by contacting members with delinquent loans and negative checking accounts and negotiating appropriate arrangements to cu...
  • Just Posted

F
Information Security Analyst
  • Farm Credit Network
  • Dover, DE FULL_TIME
  • Are you looking for a career opportunity that offers a good work/life balance, the opportunity for career growth, and the ability to work in a collaborative team environment? Overview Horizon Farm Cre...
  • 14 Days Ago

F
Information Security Analyst
  • Farm Credit Council
  • Dover, DE FULL_TIME
  • Are you looking for a career opportunity that offers a good work/life balance, the opportunity for career growth, and the ability to work in a collaborative team environment? Overview Horizon Farm Cre...
  • 14 Days Ago

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0 Credit Analyst jobs found in Wilmington, DE area

T
Mortgage Loan Officer
  • TD Bank
  • Philadelphia, PA
  • Company Overview Our Values At TD, we're guided by our purpose to enrich the lives of our customers, communities and col...
  • 3/18/2024 12:00:00 AM

F
Mortgage Loan Officer
  • Firstrust Bank
  • Horsham, PA
  • Objective: Mortgage Loan Officer Positions - PA, NJ, and Maryland Opportunities! Originates residential mortgage loans i...
  • 3/17/2024 12:00:00 AM

P
Mortgage Loan Officer
  • PNC Financial Services Group
  • Philadelphia, PA
  • Job Profile Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the market...
  • 3/15/2024 12:00:00 AM

P
Mortgage Loan Officer
  • PNC Financial Services Group
  • Berwyn, PA
  • Job Profile Position Overview Job Description Summary At PNC, our people are our greatest differentiator and competitive...
  • 3/15/2024 12:00:00 AM

E
Credit Analyst - Onsite Raleigh, NC Office (Some Remote)
  • Extreme Networks
  • North Philadelphia, PA
  • The Credit Analyst will investigate and manage credit lines, initiate collections from customer accounts, and ensure pro...
  • 3/15/2024 12:00:00 AM

P
Senior Fixed Income Credit Analyst
  • PNC Financial Services Group, Inc.
  • Philadelphia, PA
  • Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. ...
  • 3/15/2024 12:00:00 AM

S
Loan Originator
  • Supreme Lending
  • Exton, PA
  • Loan Originator JOB SUMMARY: Under the direction of the branch and/or production manager, performs office or non-manual ...
  • 3/15/2024 12:00:00 AM

M
Mortgage Loan Officer
  • MORTGAGE NETWORK SOLUTIONS LLC
  • Wilmington, DE
  • Job Description Job Description Mortgage Network Solutions, LLC is looking for licensed/ experienced mortgage loan offic...
  • 3/14/2024 12:00:00 AM

According to the United States Census Bureau, the city has a total area of 17.0 square miles (44 km2). Of that, 10.9 square miles (28 km2) is land and 6.2 square miles (16 km2) is water. The total area is 36.25% water. The city sits at the confluence of the Christina River and the Delaware River, about 33 miles (53 km) southwest of Philadelphia. Wilmington Train Station, one of the southernmost stops on Philadelphia's SEPTA rail transportation system, is also served by Northeast Corridor Amtrak passenger trains. Wilmington is served by I-95 and I-495 within city limits. In addition, the twin-s...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Analyst jobs
$56,203 to $70,498
Wilmington, Delaware area prices
were up 1.0% from a year ago

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