Credit Card Fraud Analyst jobs in Gilbert, AZ

Our Card Lending Services Team has an excellent opportunity for an individual with proven commercial underwriting abilities. The selected individual will thrive in a fast-paced environment. 

As a Credit Ops Analyst I in Card Lending Services, you will review and underwriting existing commercial credit requests, with a strong focus on credit quality and risk assessment. You will have prior experience working with commercial credit applications, along with proven verbal, written, interpersonal, analytical and problem-solving skills. You will need the ability to interface well and build strong working relationships with internal partners such as Business Bankers, Business Development and Risk Policy is another important component of the role.

Job Responsibilities: 

• Ability to spread business financial statements/tax returns, perform ratio analysis, complete risk assessment and make sound credit decisions and recommendations via written and verbal presentations
• Support recommendations when challenged and in negotiating counteroffers, where appropriate
• Underwrite commercial requests for lines of moderate to large size and complexity with limited guidance required from immediate manager. Proficient in credit/lending transactions and analytical skill sufficient to enable independent judgement
• Ability to investigate, recommend and initiate process improvements
• Perform high line review on business card portfolio including CL, J&S and PL accounts.
• Perform portfolio management responsibilities to include proactive identification of credit trends and weaknesses, completion of periodic and annual credit reviews and initiating collections activity in connection with overall business relationship management
• Complete commercial credit analysis to determine credit worthiness and adjusts credit limits accordingly.

Required qualifications, capabilities and skills:

• Bachelor's degree in a business-related discipline (MBA a plus)
• Minimum 3 years commercial credit lending experience
• Commercial credit card lending experience a plus
• Computer skills specific to Microsoft products and proprietary systems
• Experience in supporting recommendations when challenged and in negotiating counteroffers, where appropriate
• Strong analytical and problem-solving skills
• Successful completion of a major corporate bank commercial training program (or the equivalent corporate banking/corporate finance or accounting experience)