Credit Card Fraud Analyst jobs in Santa Maria, CA

Credit Card Fraud Analyst monitors suspicious transaction activities and resolves fraudulent activities. Contacts merchant and cardholders to verify charges and prevent loss. Being a Credit Card Fraud Analyst requires a high school diploma or equivalent. Typically reports to a supervisor or manager. The Credit Card Fraud Analyst works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Credit Card Fraud Analyst typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)

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Fraud Officer
  • CoastHills Credit Union
  • Santa Maria, CA FULL_TIME
  • SUMMARY


    The Fraud Officer is a working manager role responsible for fraud risk management and for designing, implementing and maintaining an effective and comprehensive fraud program. Reporting to the SVP Operations and Compliance, the Fraud Officer will partner with business units across the CU to strategically and tactically drive first line of defense fraud detection, prevention and mitigation across relevant fraud domains. Develops and executes risk-based assessment and testing plans. Uses assessment information to develop, implement and dynamically maintain an effective, risk-based fraud prevention and mitigation program. Responsible for documentation and communication of fraud program expectations and results to applicable stakeholders and for escalating issues as necessary. Key oversight areas include fraud prevention strategy and tactics, fraud policies, and ensuring effective, dynamic, risk-based transaction monitoring. Works closely with partners on cyberfraud issues. Contributes to the review and sign-off of fraud-related risk assessments executed by the CU, including the fraud risk assessment, deep dive assessments, scenario analyses and new product or change initiative assessments.

     

    ESSENTIAL FUNCTIONS

     

    Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The following statements are intended to describe the general nature and level of work being performed by this position. It is not intended to be an exhaustive list of all duties, responsibilities, and skills required of this position. Other duties may be assigned to meet business needs.

     

    Directly oversees and coordinates and dynamically assesses and adjusts daily fraud detection, prevention and mitigation activities.

     

    Effectively manages the organization-wide human, system and process aspects of fraud program activities.

     

    Directs activities with clear leadership in constantly assessing fraud risk and activities. Recognizes that fraud is dynamic not static. Builds a fraud program foundation that has nimble ability to adjust to real-time fraud risk.

     

    Masters comprehensive knowledge of fraud programs, systems, and processes. As a working manager, able to effectively lead informed fraud-related system and process decisions and activities, with ability to effectively manage vendors. Possess reasonable direct working knowledge of fraud-related systems and processes. Able to both train and lead others and to directly operate fraud-related systems and perform fraud-related processes when needed.

     

    Supports the reporting of fraud risk profiles, analyses and exposures to senior management on a regular basis. Reporting should include existing and emerging areas of risk and implications for operational risk appetite.

     

    Reviews and supports the development of the fraud assessment universe to ensure organization-wide comprehensive coverage of internal and external fraud using a risk-based approach to dynamically determine assessment frequency.

     

    Leads investigation of fraud and other illegal activities. Participates in applicable fraud-related committees.  Identifies significant issues and control weaknesses and makes recommendations to minimize exposure or loss to the Credit Union.

     

    Serves as internal advisor to other departments, supports and delivers feedback and insight on requirements and maintenance of fraud strategies. Analyzes, identifies and communicates emerging risk trends and develops policies and metrics to measure and mitigate fraud risk exposure.

     

    Develops, implements and manages tools, techniques, processes and procedures for detection and prevention of fraud or illegal activities.

     

    Plays an active role in improving organizational processes, such as policy recommendations, process and procedure enhancements, and staff training. Responsible for the direct oversight of fraud-related projects, meetings, cross-functional collaborations, and networking opportunities.

     

    Designs and maintains key processes that effectively prevent, detect and report fraud risk. Works closely with business partners and external vendors to ensure optimal strategic use of fraud tools while supporting key results.

     

    Utilizes data to prepare metrics and dashboards, analyze trends and patterns to support fraud detection and investigations.

     

    Identifies requirements for deep dive and initiate or lead deep dive assessments as required.

     

    Responsible for the overall compliance with regulations, credit union policies and procedures, and operational integrity.

     

    Participates in committees or associated governance/review activities on key business initiatives ensuring that existing and emerging fraud risks for new products, processes and transformational initiatives are identified.


     

    QUALIFICATIONS

     

    The requirements listed below are representative of the knowledge. skill, and/or ability required.

     

    Education and Experience

    Bachelor’s degree required, preferably in business or related field.

    Minimum five years’ experience with fraud and loss prevention in financial institution that includes regulatory compliance with debit, credit, ATM, card, check, deposit and loan fraud via channels such as in-person, OLB, Mobile Banking, ACH, bill pay, new accounts, direct and indirect lending, etc.

     

    Certificates, Licenses and Registrations

    Certified Fraud Examiner (CFE) required or commitment to earn within one year of hire.

     

    Skills and Abilities

    Strong analytical, problem solving and organizational skills.

    Proficient in direct knowledge of bank “core” and ancillary systems and fraud-specific systems, platforms and software. 

    Verafin experience preferred.

    Advanced proficiency with Microsoft Office applications. Ability to identify gaps and risk exposure in control processes. Ability to communicate effectively verbally and in writing.

    Strong written and verbal communication skills. Ability to be bonded.

    Ability to travel, attend, and participate in meetings, seminars, and conferences held before and after normal business hours that may require unaccompanied long-distance travel and overnight lodging. 


    AFFIRMATIVE ACTION/EEO STATEMENT:

     

    CoastHills is an Equal Opportunity/Affirmative Action employer. We will consider all qualified applicants for employment without regard to race, color, religion, ancestry, gender, pregnancy, sex, sexual orientation, transitioning status, gender identity, gender expression, national origin, age, genetic information, military and veteran status, marital status, medical condition, mental disability, physical disability, or any other basis protected by local, state, or federal law. 

     

    For our EEO Policy Statement, please click here.  If you’d like more information on your EEO rights under the law, please click here

     

  • 5 Days Ago

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Transfer Credit Analyst
  • California State University
  • San Luis Obispo, CA FULL_TIME
  • Job no: 536157 Work type: Staff Location: San Luis Obispo Categories: Unit 9 - CSUEU - Technical Support Services, Administrative, Probationary, Full Time, Telecommute eligible (work onsite as schedul...
  • 19 Days Ago

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Transfer Credit Analyst
  • The California State University
  • San Luis Obispo, CA FULL_TIME
  • Job Summary This position sets up and maintains global transfer credit equivalencies (i.e., how transfer credit courses fulfill Cal Poly graduation requirements) in our student database; this position...
  • 1 Month Ago

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Regulatory Compliance Analyst
  • SESLOC Federal Credit Union
  • San Luis Obispo, CA FULL_TIME
  • At SESLOC, it is the people that make the place. Rooted in academics, and locally headquartered for over 80 years, we are the credit union with the funny name. But to us, financial dreams and goals ar...
  • Just Posted

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Associate Branch Manager
  • Golden 1 Credit Union
  • Atascadero, CA FULL_TIME
  • Job Overview:We are seeking a highly motivated and experienced Branch Manager to oversee our financial institution's operations. As a Associate Branch Manager, you will be responsible for managing the...
  • 22 Days Ago

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Branch Manager
  • CoastHills Credit Union
  • Atascadero, CA FULL_TIME
  • Under the direction of the AVP Branch Experience Officer, the Branch Manager is responsible for managing the overall operations of the assigned branch to include consumer and mortgage loan origination...
  • 23 Days Ago

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0 Credit Card Fraud Analyst jobs found in Santa Maria, CA area

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Travel Nurse RN - First Assist - $4,062 per week
  • PRN Healthcare
  • Santa Maria, CA
  • Atlas MedStaff is seeking a travel nurse RN First Assist for a travel nursing job in Santa Maria, California. Job Descri...
  • 3/28/2024 12:00:00 AM

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Travel Nurse RN - First Assist - COVID19 - $4,510 per week
  • TRS Healthcare
  • Santa Maria, CA
  • LanceSoft is seeking a travel nurse RN First Assist for a travel nursing job in Santa Maria, California. Job Description...
  • 3/28/2024 12:00:00 AM

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Travel Speech Language Pathologist - $2,870 per week
  • Stability Healthcare
  • Santa Maria, CA
  • LanceSoft is seeking a travel Speech Language Pathologist for a travel job in Santa Maria, California. Job Description &...
  • 3/28/2024 12:00:00 AM

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Internal Revenue Agent (Examiner) - DIRECT HIRE (12 MONTH REGISTER) AMENDED
  • Department Of The Treasury
  • Santa Maria, CA
  • Duties WHAT ARE THE APPEALS (AP), LARGE BUSINESS AND INTERNATIONAL (LB&I), SMALL BUSINESS SELF-EMPLOYED (SB/SE) AND TAX ...
  • 3/27/2024 12:00:00 AM

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Health Physicist
  • Department of Defense
  • Lompoc, CA
  • Summary Click on "Learn more about this agency" button below for IMPORTANT additional information. This position will su...
  • 3/27/2024 12:00:00 AM

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Business Analyst
  • Chumash Enterprises
  • Santa Ynez, CA
  • Overview: The Business Analyst is a critical project team member and is responsible for supporting the team during the p...
  • 3/27/2024 12:00:00 AM

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Travel Nuclear Medicine Technologist - $3,650 per week
  • Stability Healthcare
  • Santa Maria, CA
  • LanceSoft is seeking a travel Nuclear Medicine Technologist for a travel job in SANTA MARIA, California. Job Description...
  • 3/25/2024 12:00:00 AM

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Requirements Analyst/Program liaison with TS/SCI
  • CACI International, Inc.
  • Lompoc, CA
  • Requirements Analyst/Program liaison with TS/SCI Job Category: Project and Program Management Time Type: Full time Minim...
  • 3/24/2024 12:00:00 AM

Santa Maria is a city near the Southern California coast in Santa Barbara County. It is approximately 65 miles (105 km) northwest of Santa Barbara and 150 miles (240 km) northwest of downtown Los Angeles. Its estimated 2018 population was 108,470, making it the most populous city in the county and the Santa Maria-Santa Barbara, CA Metro Area. The city is notable for its wine industry and Santa Maria-style barbecue. Sunset magazine called Santa Maria "The West's Best BBQ Town". Santa Maria is located at 34°57′5″N 120°26′0″W / 34.95139°N 120.43333°W / 34.95139; -120.43333 (34.951377, -120.433...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Card Fraud Analyst jobs
$41,066 to $60,863
Santa Maria, California area prices
were up 2.5% from a year ago

Credit Card Fraud Analyst in Cincinnati, OH
According to Credit Card Fraud Analysis Job Description, those who take up the job of a fraud analyst must have the skill and expertise to closely monitor all security events and prevent and detect fraud activities.
December 02, 2019
Credit Card Fraud Analyst in Ogden, UT
This is a common problem today, given the ubiquity of credit cards and how most people avoid cash, using only credit and debit accounts.
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Credit Card Fraud Analyst in Springfield, MA
The Credit Card Fraud Analyst Job Description calls for monitoring the transactions done by credit card users, review the activities that seem to be suspicious, conduct further investigations and resolve the irregularities that are reported by the customers.
January 01, 2020