Credit Card Fraud Investigator, Sr. jobs in Madison, WI

Credit Card Fraud Investigator, Sr. investigates suspected fraudulent use of credit cards issued by the organization. Interviews individuals involved and coordinates investigations with law enforcement personnel. Being a Credit Card Fraud Investigator, Sr. analyzes loss trends and makes recommendations to prevent further loss. Requires a bachelor's degree. Additionally, Credit Card Fraud Investigator, Sr. typically reports to a supervisor or manager. The Credit Card Fraud Investigator, Sr. contributes to moderately complex aspects of a project. Work is generally independent and collaborative in nature. To be a Credit Card Fraud Investigator, Sr. typically requires 4 to 7 years of related experience. (Copyright 2024 Salary.com)

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Sr Credit Analyst & SBA Specialist
  • Summit Credit Union
  • Cottage Grove, WI FULL_TIME
  • Description

    Responsible for analyzing cash flow and collateral in the underwriting of credit requests to provide thorough and accurate credit presentations in collaboration with the Business Relationship Manager. The analysis will also include the identification of critical strengths and weaknesses along with mitigating factors and appropriate monitoring to address associated risks. This position will work with Business Relationship Managers to analyze and underwrite business and SBA loans. The position serves as the conduit between the credit union and its members in the lending process to assess the various program compatibilities with the financial needs of SCU's members. Serves as a subject matter expert for business lending and SBA lending activities, ensuring that we have the policies and structure in place to adhere to all policies and Standard Operating Procedures (SOP) associated with the various programs and educating business service staff on best practices. Additionally, the position is responsible for understanding and facilitating in the packaging of qualifying loans, to include: understanding borrower's business, analyzing cash flow and financial statements, preparing credit presentations in collaboration with Business Relationship Managers, reviewing documentation required for approval and closing, and assisting in the monitoring and review of the existing business and guaranteed loan relationships together with assisting in the execution of any liquidation plans when necessary.

    These responsibilities also include appraisal and environmental reviews; borrowing base and construction draw monitoring, title chain and collateral lien positions and may include joint calls with Business Relationship Managers to gain necessary insight and information. This position will work closely with Business Relationship Managers, loan processors and support staff. The position may be called on to assist in other complex credit and lending opportunities that require a high level of financial analysis and specialized underwriting.

    Essential Functions
    1. Credit analysis and Underwriting of Business Loans
      1. Perform cash flow and financial statement analysis.
      2. Categorize and use business member information to interpret financial and specific industry trends.
      3. Collaborate with Business Relationship Managers to evaluate overall risk and establish credit worthiness of business members, joining them in meeting with the member if necessary to gain insight and information.
      4. Provide recommendations on loan structure and covenants.
      5. Collaborate with Business Relationship Managers to develop thorough and accurate credit memos and presentations for review by Business Relationship Managers with the appropriate authority and/or loan committee.
      6. Maintain on-going communication with Business Relationship Managers on the loan status.
      7. Conduct appraisal and environmental reviews and update credit memos and presentations as needed.
      8. Will help further the development and training of Business Credit Analysts, under the direction of Business Services - Credit Management.
      9. In the absence or under the direction of Business Services - Credit Management, will review MBL analysis and credit presentations prior to submission for approval.
    2. Serve as a liaison between the credit union and the government entities involving guaranteed lending programs.
      1. Assist in maintaining the credit unions recognized status as a specialized lender in good standing.
      2. Ensure all Standard Operating Procedures of the various programs are met so that we are successful in securing and maintaining Government guarantees at the loan and program level.
      3. In partnership with Business Relationship Mangers, analyze and make credit recommendations on business, SBA, WHEDA, USDA and other complex loan relationship opportunities.
      4. Review files for data integrity and documentation compliance with best lending practices.
      5. Serve as an expert to all staff on matters related to underwriting, originating, and servicing SBA, WHEDA, and USDA loans, train new loan administrators on process and procedures.
      6. Provide support to Business Relationship Managers and processors through real-time feedback, involving trainers and managers as needed to facilitate performance improvement activities.
      7. Collaborate with the Business Services Department to meet specified timeframes for underwriting files and clearing conditions.
      8. Stay up to date on current lending and credit practices, regulations, policies and procedures, assist in educating new and existing processors and credit
      9. Facilitate the packaging of all SBA Loan products, WHEDA facilities, USDA FSA and Rural Development Loans.
      10. Establish all necessary policy, procedures, and processes for the department as well as insuring that all SOP's for the various guaranteed loan programs are met.
      11. Ensure that all required servicing reports are submitted accurately within required timeframes, including but not limited to the Colson 1502 Report.
      12. Serve as a lead team member during SBA and other guaranteed program audits and exams.
      13. Assess daily workload, identify workflow issues and process improvement opportunities and resolve to ensure that priorities are met.
    3. Portfolio Monitoring and Oversight
      1. Oversee and monitor existing loans for compliance with loan covenants.
      2. Monitor borrowing bases and construction draws.
      3. Work with Business Relationship Managers and Credit Department to complete annual reviews and renewals for existing credits.
      4. Collaborate with Business Relationship Managers and Credit Department to assign appropriate risk ratings to new and existing loans and identify any deterioration or change in business member capacity to meet the terms of the loan contract and related covenants.
      5. Assist Business Relationship Managers in reviewing loans that have become delinquent or are otherwise determined to be on our watch list and make recommendations for modification and/or restructure when appropriate.
    4. Member service
      1. Identify opportunities to provide additional advice or information to business members through the underwriting process and share insights with the assigned Business Relationship Manager.
      2. Consistently meet or exceed established turnaround times for completing analysis of new loans and those that are up for renewal.
      3. Respond to staff and member inquiries received by phone or email, both directly and through our department help line.
    5. Act as a resource for other areas of Credit Union
      1. Directly engage with members as needed regarding Business Lending and SBA programs.
      2. Work closely with internal audit to ensure compliance and accuracy of the SBA related documents.
      3. Serve as the expert for internal departments, branches and call center assisting in areas of expertise for proficiency and accuracy.
      4. Keep Supervisor abreast of necessary changes to processes or procedures.
      5. Assist training department with content development for applicable curriculum and materials.
    Additional Functions
    1. Assist with additional projects and other duties as assigned by departmental leadership.
    Job Specifications
    1. Bachelor's Degree in Finance/Accounting or a related field or equivalent work experience.
    2. Five or more years of experience in Business Credit Underwriting and Analysis and/or Lending experience.
    3. Seven or more years' work experience in a financial institution, in positions of increasing responsibility, preferred.
    4. High degree of knowledge of SBA, WHEDA and USDA lending and related services.
    5. Extensive knowledge of laws and regulations that govern lending.
    6. Demonstrated ability to provide support and direction to others.
    7. A high level of initiative, thoroughness, accuracy and organizations skills required.
    8. Professional, well developed interpersonal and communication skills essential for interacting with credit union staff and members.
    9. In-depth mathematical skills required (calculations and concepts involving decimals, percentages, fractions, dividend, interest, payoff and equity calculations etc).
    10. Working knowledge of Microsoft Word, Outlook and intermediate knowledge of Excel.

    Perks:

    1. Remote capability
    2. Excellent health insurance
    3. 401K with match
    4. Student loan payback
    5. Paid volunteer time
    6. Onsite gym
    7. and more

    At Summit we cover more ground, give more back and have more fun. Come be a part of something bigger!

    At Summit Credit Union, we are committed to providing Equal Employment Opportunity regardless of race, color, religion, sex, age, national origin, disability, military and veteran status, sexual orientation, gender identity, marital status or any other characteristic protected by local, state, or federal law. We embrace diversity and believe that inclusion is critical to our success as a credit union. Different makes us better. Employment decisions are made based on qualifications, merit and business need.



    Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

    The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

    Summit Credit Union is proud to be an Equal Opportunity and Affirmative Action Employer of Veterans, Minorities and Individuals with Disabilities.

     

  • 1 Day Ago

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Retail Credit Card Sales Representative - McFarland, WI
  • kite
  • Mc Farland, WI FULL_TIME
  • You'll be responsible for: While working in-person in a retail store in this customer-facing role, you’ll represent the brand of a Fortune 500 company, building brand awareness and customer loyalty. P...
  • 6 Days Ago

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Retail Credit Card Sales Representative - Stoughton, WI
  • kite
  • Stoughton, WI FULL_TIME
  • You'll be responsible for: While working in-person in a retail store in this customer-facing role, you’ll represent the brand of a Fortune 500 company, building brand awareness and customer loyalty. P...
  • 6 Days Ago

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Retail Credit Card Sales Representative - Verona, WI
  • kite
  • Verona, WI FULL_TIME
  • You'll be responsible for: While working in-person in a retail store in this customer-facing role, you’ll represent the brand of a Fortune 500 company, building brand awareness and customer loyalty. P...
  • 6 Days Ago

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Retail Credit Card Sales Representative - Madison, WI
  • kite
  • Madison, WI FULL_TIME
  • You'll be responsible for: While working in-person in a retail store in this customer-facing role, you’ll represent the brand of a Fortune 500 company, building brand awareness and customer loyalty. P...
  • 1 Month Ago

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Retail Credit Card Sales Representative - Sun Prairie, WI
  • kite
  • Prairie, WI FULL_TIME
  • You'll be responsible for: While working in-person in a retail store in this customer-facing role, you’ll represent the brand of a Fortune 500 company, building brand awareness and customer loyalty. P...
  • 1 Month Ago

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0 Credit Card Fraud Investigator, Sr. jobs found in Madison, WI area

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Internal Revenue Agent (Examiner) - 12 MONTH ROSTER
  • Department Of The Treasury
  • Madison, WI
  • Duties WHAT IS THE SMALL BUSINESS/SELF-EMPLOYED (SB/SE) DIVISION? A description of the business units can be found at: h...
  • 3/28/2024 12:00:00 AM

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Cashier
  • Wingstop
  • Madison, WI
  • Wingstop's mission is to serve the world flavor. Wingstop is the destination when you crave fresh never faked wings, han...
  • 3/28/2024 12:00:00 AM

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Research Engineer/Research Physical Scientist
  • Department Of Agriculture
  • Madison, WI
  • Summary NOTE: Read location information in Additional Information section before applying. This is not a remote position...
  • 3/28/2024 12:00:00 AM

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Internal Revenue Agent (Examiner) 12 MONTH ROSTER 'AMENDED'
  • Department Of The Treasury
  • Madison, WI
  • Duties WHAT IS THE SMALL BUSINESS/SELF EMPLOYED (SBSE) DIVISION? A description of the business units can be found at: ht...
  • 3/27/2024 12:00:00 AM

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Internal Revenue Agent (Fed State Local Gvmt Spec - Examiner) 12 MONTH ROSTER AMENDED
  • Department Of The Treasury
  • Madison, WI
  • Duties WHAT IS THE TAX EXEMPT & GOVERNMENT ENTITIES (TE/GE) DIVISION? A description of the business units can be found a...
  • 3/27/2024 12:00:00 AM

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Assistant Branch Manager
  • Summit Credit Union
  • Sun Prairie, WI
  • ** Assistant Branch Manager** **Job Category****:** All Jobs **Requisition Number****:** ASSIS02012 Showing 1 location *...
  • 3/27/2024 12:00:00 AM

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Financial Advisor - Madison, WI - Market 07, Region 311
  • Edward Jones
  • Madison, WI
  • The freedom and flexibility of an entrepreneur. Backed by our vast resources. It's the best of both worlds. While Edward...
  • 3/18/2024 12:00:00 AM

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High Net Worth Service Associate - Greater Milwaukee, WI Area
  • Fidelity Investments
  • Madison, WI
  • Job Description: To be eligible for consideration of this role, your primary residence must be located within a 90 mile ...
  • 2/27/2024 12:00:00 AM

Madison is located in the center of Dane County in south-central Wisconsin, 77 miles (124 km) west of Milwaukee and 122 miles (196 km) northwest of Chicago. The city completely surrounds the smaller Town of Madison, the City of Monona, and the villages of Maple Bluff and Shorewood Hills. Madison shares borders with its largest suburb, Sun Prairie, and three other suburbs, Middleton, McFarland, and Fitchburg. Other suburbs include the city of Verona and the villages of Cottage Grove, DeForest, and Waunakee as well as Mount Horeb, Oregon, Stoughton, and Cross Plains among others. According to th...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Card Fraud Investigator, Sr. jobs
$47,983 to $65,525
Madison, Wisconsin area prices
were up 1.3% from a year ago

Credit Card Fraud Investigator, Sr. in Middlesex, NJ
Credit card frauds form a part of cyber security investigations and thus the credit card fraud investigator must possess sharp technical skills for handling software, ethical hacking ways, accessing databases etc.
December 29, 2019
Credit Card Fraud Investigator, Sr. in Los Angeles, CA
They have to be familiar with certain concepts and practices that an investigator must know and perform the tasks accordingly in regulation with the law, whether it is federal or state.
December 09, 2019
Credit Card Fraud Investigator, Sr. in Springfield, OR
In order to restrict those incidences and provide secured credit card transactions to clients, financial organizations appoint credit card investigators to investigate such scams and book the offenders.
January 07, 2020