Credit Card Operations Clerk, Sr. jobs in Rochester, MN

Compeer Financial is seeking collaborative, innovative and dynamic professionals to be a part of our Top Workplace culture!

Tell me more about this opportunity.

Position Overview: This position is responsible for the management and servicing of high risk asset portfolio's across an assigned region or territory. Evaluates, underwrites and makes credit decisions for commercial, traditional, investor and consumer loan requests originated by Compeer team members and decides if the characteristics of the credit package present an acceptable level of credit risk for the organization. Provides relationship based financial solutions for farmers, investors and rural consumers in area of expertise within delegated authority. May be assigned a specific industry or subject matter on which to focus.

Essential Functions:

Analyzes financial and supporting information submitted for formal and informal lending and servicing requests.
Identifi es, communicates and assists in the collection of financial information required to process lending and servicing requests.
Approves, declines or escalates credit decision to higher authority levels as required.
Determines appropriate level of analysis and due diligence required based on credit risk.
Determines appropriate account classification and probability of default rating.
Effectively communicates the credit decision, terms, conditions and findings through a formal narrative write-up.
Establishes loan conditions and closing requirements for approved actions.
Answers questions and provides direction on any credit related issues that arise during the processing, closing and servicing of lending transactions.
Serves as a resource to credit team members regarding policies, procedures and credit related matters.
Engages in more complex higher volume accounts as necessary.
Partners with team members to provide credit counsel and financial solution options for clients.
Determines how to structure credits to meet internal lending requirements, client expectations and the organizations growth objectives.
Meets with clients to provide quantitative assessments of financial performance in relation to internal lending standards.
Conducts and participates in complex negotiations for collecting or correcting non-performing accounts.
Approves or denies restructuring applications, standstill agreements and re-amortizations.
Counsels and convinces clients to agree on a workable solution.
Approves sending account to attorney to file litigation.
Inspects security to determine condition and approves partial release of security.

Minimum Qualifications & Required Knowledge, Skills and Abilities:

Bachelor's degree in business administration, agricultural business, finance, accounting or related field; or an equivalent combination of education and experience sufficient to perform the essential functions of the job.
5 years of experience in agriculture and business/finance.
Oral and written communication skills sufficient to discuss a variety of job-related topics and effectively communicate complex topics to a variety of audiences.
Skill in analyzing information to formulate logical and objective conclusions.
Skill in utilizing MS Office programs to increase efficiency and/or effectiveness.
Skill in utilizing a systematic approach to problem solving.
Solid knowledge of loan analysis and sound credit administration principles.
Skill in negotiating acceptable and favorable terms and conditions related to loan collections.
Solid knowledge of borrower rights related to loan servicing.
Working knowledge of real estate marketing related to acquired property management.
Extensive credit underwriting experience.
Basic accounting knowledge.
Ability to establish and maintain a network of internal and external agricultural influencers and professionals.



Who is Compeer Financial?
Compeer Financial exists to champion the hopes and dreams of rural America. By joining our team, you will help empower those in agriculture and rural communities to achieve their goals and expand their possibilities. We embrace business agility and innovative approaches to serving our clients and communities.

Why join our team?

Amazing team members who are passionate about serving agriculture and rural America.
Investment in our team members' education, growth and development.
Engagement in our communities through giving back and volunteerism.
Flexible, collaborative and dynamic work environment.
Great benefits:

Medical, Dental, Vision insurance
401K (3% Compeer contribution & up to an additional 6% match)
Paid time off (vacation, sick leave, holidays, volunteer time)



Find out why our team members choose Compeer Financial by watching this video.

How do I apply?
Qualified candidates, please apply online at .

Compeer Financial is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.