Credit Card Operations Manager jobs in Trenton, NJ

Credit Card Operations Manager manages the daily activities for the company's credit card operation group, including payment processing, mailings, and associated support functions. Designs and implements credit card operations policies and procedures and recommends changes to increase efficiency. Being a Credit Card Operations Manager ensures that credit card operations group is staffed at appropriate levels and operates within budget. Requires a bachelor's degree. Additionally, Credit Card Operations Manager typically reports to a head of a unit/department. The Credit Card Operations Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. To be a Credit Card Operations Manager typically requires 5 years experience in the related area as an individual contributor. 1 - 3 years supervisory experience may be required. Extensive knowledge of the function and department processes. (Copyright 2024 Salary.com)

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Credit Manager
  • Penn Community Bank
  • Bristol, PA OTHER
  • Overview

    Perform accurate and efficient detailed analysis of the most complex commercial credits.  Accountable for the consistent application of credit policy, credit quality, and management of the Credit Administration workflow (pipeline). The Credit Manager will provide exceptional credit support to the Commercial Lending team and may lead a team of assigned Credit Analysts. The Credit Manager will have Credit Approval authority as granted by Penn Community Bank Lending Policy.

    Responsibilities

    Essential Functions

    The following is a list of essential functions, which may be subject to change at any time and without advance notice. Management may assign new duties, reassign existing duties, or eliminate a function.

    • Manage assigned team of Credit Analyst to support credit requests in conformity with the bank’s policies and service level agreements, and to ensure the highest level of service.
    • Ongoing development and training of Credit Portfolio Managers and Credit Analysts, including the onboarding and training of new Bank employees
    • Review work of others to ensure relevant, concise and accurate analysis.
    • Organize and lead regular team meetings with analysts, lenders and loan administrators.
    • Manage and assign departmental workflows to ensure the timely and accurate processing of new loan requests, reviews, renewals, and other underwriting requests.
    • Work with Credit Officer and CCO to ensure consistent and accurate credit analysis, including:
      • Prepare financial statement spreads and perform comprehensive analysis of repayment sources
      • Evaluate individual personal financial statements, tax returns, and prepare global cash flows
      • Verify compliance with credit policy, applicable regulations and lending procedures 
      • Conduct industry and market analysis to identify risks and risk mitigating factors
    • Prepare and review analyses of complex loan requests and conduct a final assessment of the financial analyses and presentations before review and approval.
    • Work with lenders to meet Service Level Agreements and respond to customer requests.
    • Special projects as assigned, including working with CCO and providing support to the Special Assets Group in managing the workout portfolio to help ensure maximum recovery in workout situations.
    • When appropriate, recommend actions such as approval, structural change, or decline.
    • Credit Approval Authority as may be granted by Lending Policy

    Compliance

    • Comply with all applicable regulations and Bank policies regarding employment and employment law.
    • Participate in annual compliance and other job-related training.
    • Comply with applicable bank regulations, Bank policies and procedures.
    • Comply with Bank’s internal privacy and ethics standards.

    Relationships and Contacts

    Internal: Daily contact with credit analysts, commercial lenders, CCO, CLO and loan administrative assistants; Frequent contact with special assets group as assigned.

    External: Frequent contact with borrowers, accountants and loan review.

    Qualifications

    Education and Experience

    • BA or BS in Accounting, Finance, Economics or related field required
    • Minimum of 5 years’ experience in credit analysis, lending, portfolio management, risk review, or credit management; or an equivalent combination of education and experience is required.
    • Minimum 2 years’ experience training/mentoring other credit analysts preferred

     

    Skills and Competencies

    • Extensive experience in analyzing complex financial statements and tax returns.
    • Comprehensive knowledge of commercial banking, regulations, loan structure, and risk mitigation.
    • Extensive knowledge of collateral valuation methods and other repayment sources
    • Exceptional verbal and written communication skills.
    • Thorough knowledge of credit-related laws and best practices
    • In-depth knowledge of the Bank’s credit policy, products and services
    • Proficiency with Microsoft Office and an ability to quickly master bank’s technology and systems.
    • Good time management skills and the ability to multi-task and prioritize assignments
    • Ability to remain calm and efficient under pressure in order to meet job requirements and deadlines
    • Strong problem-solving and analytical skills
    • Ability to communicate professionally both verbally and in writing
    • Ability to supervise and manage Team Members effectively
  • 1 Month Ago

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Network Operations Technician
  • Police and Fire Federal Credit Union
  • Bensalem, PA FULL_TIME
  • JOB SUMMARY: The NOC Technician is part of the Service Desk team. This person is a key part of the team responsible for the ongoing Technical Service Delivery to PFFCU’s Associate’s and our preferred ...
  • 17 Days Ago

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Manager - Credit Entitlement
  • Clearway Energy
  • Princeton, NJ FULL_TIME
  • What The Role Is This newly established position will preside over the management and verification function for Clearway to claim tax credits under the Inflation Reduction Act ("IRA"). Specifically, t...
  • 12 Days Ago

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Credit and Collections Manager
  • Healthcare Services Group, Inc.
  • Bensalem, PA OTHER
  • Additional Information Position Title: Credit and Collections Manager (Financial Service Manager) Department: Financial Services/ Revenue Reports To: Senior VP of Financial Services Status: Exempt/ Fu...
  • 2 Months Ago

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Indirect Relationship Manager
  • CREDIT UNION OF NJ A FEDERAL CREDIT UNION
  • Ewing, NJ FULL_TIME
  • Why Work for Us At Credit Union of New Jersey, you'll find a member-centric culture built around helping our members and giving back to our community. When you join our team, you are part of a support...
  • 13 Days Ago

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ABCO Federal Credit Union Junior Accountant
  • ABCO Federal Credit Union
  • Willingboro, NJ FULL_TIME
  • At ABCO's Lending Center, Willingboro, NJ Starting Rate: $26.00 per hour; Commensurate with experience. Do you have a passion for numbers, creating detailed financial reports, and reconciling ledger a...
  • 1 Month Ago

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0 Credit Card Operations Manager jobs found in Trenton, NJ area

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Operations Manager
  • IndeVets
  • Philadelphia, PA
  • Overview: Voted one of INC.s Fastest Growing Companies in 2022, IndeVets is a company devoted to making the lives of vet...
  • 3/19/2024 12:00:00 AM

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Operations Manager
  • Legend Biotech Corp
  • Raritan, NJ
  • Company Information Legend Biotech is a global biotechnology company dedicated to treating, and one day curing, life-thr...
  • 3/19/2024 12:00:00 AM

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Operations Manager
  • Drytech Restoration LLC
  • Hillsborough, NJ
  • Job Description Job Description EXPERIENCE IN WATER DAMAGE RESTORATION A MUST Responsibilities The Operations Manager pr...
  • 3/18/2024 12:00:00 AM

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Operations Manager
  • CVS Health
  • Philadelphia, PA
  • Bring your heart to CVS Health. Every one of us at CVS Health shares a single, clear purpose: Bringing our heart to ever...
  • 3/17/2024 12:00:00 AM

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Operations Manager
  • Express Employment Professionals Elizabeth-Union NJ
  • Cranford, NJ
  • Job Description Job Description We have the job for you! An opportunity you can't resist We are looking for an energetic...
  • 3/16/2024 12:00:00 AM

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Operations Manager
  • ATAVAS, INC
  • Trenton, NJ
  • Over 35 years of experience in providing quality precast and pre-stressed concrete products to the Tri-State and surroun...
  • 3/15/2024 12:00:00 AM

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Operations Manager
  • College Hunks Hauling Junk & Moving
  • Trenton, NJ
  • Company Overview COMPANY MISSION: To live our four core values of Building Leaders; Always Branding; Listen to Fulfill a...
  • 3/15/2024 12:00:00 AM

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Operations Manager
  • CVS Health
  • Asbury Park, NJ
  • Bring your heart to CVS Health. Every one of us at CVS Health shares a single, clear purpose: Bringing our heart to ever...
  • 3/15/2024 12:00:00 AM

According to the United States Census Bureau, the city had a total area of 8.155 square miles (21.122 km2), including 7.648 square miles (19.809 km2) of land and 0.507 square mile (1.313 km2) of water (6.21%). Several bridges across the Delaware River – the Trenton–Morrisville Toll Bridge, Lower Trenton Bridge and Calhoun Street Bridge – connect Trenton to Morrisville, Pennsylvania, all of which are operated by the Delaware River Joint Toll Bridge Commission. Trenton is located near the exact geographic center of the state, which is 5 miles (8.0 km) located southeast of Trenton. The city is so...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Card Operations Manager jobs
$79,295 to $121,952
Trenton, New Jersey area prices
were up 1.5% from a year ago

Credit Card Operations Manager in Twin Falls, ID
Manage and co-ordinate operational activities within Retail Payment System, ensuring quality service and effective operations support for all internal and external customers.
December 20, 2019
Credit Card Operations Manager in Seattle, WA
Participate in the review and recommendation of card operations systems and procedures affecting assigned units, co-ordinating system conversions from an operations perspective.
November 29, 2019
Credit Card Operations Manager in New Bedford, MA
The Credit Card Operations Clerk is the individual that interviews credit card applicants to make sure all personal and credit information are correct for the credit report.
February 21, 2020