Credit Clerk evaluates and suggests creditworthiness of prospects and customers to decrease financial risk to the organization. Checks credit applications and grants approval within established guidelines for organizations or individuals. Being a Credit Clerk communicates with the customers and other departments to solve the credit problems. May negotiate terms of payment to assist with collection of overdue balances. Additionally, Credit Clerk requires a high school diploma or its equivalent. Typically reports to a supervisor or manager. The Credit Clerk possesses a moderate understanding of general aspects of the job. Works under the close direction of senior personnel in the functional area. May require 0-1 year of general work experience. (Copyright 2024 Salary.com)
PRIMARY OBJECTIVE OF POSITION
Provides service to credit union members by conducting appropriate transactions and meeting the needs of members by referring them to appropriate departments in the credit union. Fills orders for currency and coins; counts and records cash deposits in the credit union's vault. The position will require a thorough understanding of credit union products and services to ensure complete member satisfaction.
ESSENTIAL JOB FUNCTIONS
1. Teller Duties
2. Security and BSA
3. Compliance
4. Performs other related duties as required or assigned.
JOB SPECIFICATIONS
The incumbent must possess a high school diploma or GED as well as a minimum of six (6) months similar or related experience. Six (6) months experience handling large amounts of cash is preferred. Courtesy, tact, and diplomacy are essential elements of the job. Work involves personal contact with others inside and/or outside the organization, generally regarding routine matters for purposes of giving or obtaining information which may require some discussion.
PHYSICAL REQUIREMENTS
While performing the duties of this job, the incumbent is required to talk, hear, stand, walk, and manipulate (lift, carry, move) light to medium weights of 5 to 30 pounds. This position involves sitting or standing for long periods of time and frequently viewing a computer monitor. This position requires good handeye coordination, arm, hand and finger dexterity, including ability to grasp, and visual acuity to use a keyboard, operate equipment and read application information.
EQUIPMENT SKILLS
Personal computer with windows environment, copy machine, telephone, calculator and scanner.
The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as detailed description of all work requirements that may be inherent in the job.
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