Credit Clerk jobs in Killeen, TX

You will source your own leads in this role, which means greater opportunity for commissions.

Texell, named one of the Best Credit Unions to Work for in the nation by the Credit Union Journal, is seeking an experienced Mortgage Loan Officer that will self-generate their own leads. This is a base bps role and is hybrid/remote for someone who lives in Coryell County, TX.

Are you looking for a stable company that has competitive base rates with UNCAPPED commission? Looking for a REMOTE work-from-home opportunity? Can you sell sand at the beach? Fantastic, although not necessary here at Texell, since we are known to have the BEST product and prices in the Texas market (no sand necessary). Please note, while this is a hybrid/remote role, you will need to attend training at our headquarters in Temple, TX.

End your job search now, because this is your chance to join a team that has been voted one of the best credit unions to work for by The Credit Union Journal! We have the STABILITY and COMPETITIVE COMPENSATION you are looking for, and yes you saw that correctly… UNCAPPED commission! Our mortgage team is constantly strategizing ways to provide our members with amazing mortgage options and pricing, but we can’t do it without YOU! If you are looking to become the next Purchase Transaction Leader in the Mortgage Industry, then keep reading and apply now!

About the Mortgage Loan Officer III role:

The Mortgage Loan Officer III (MLO III) is responsible for increasing Texell’s Purchase and Refinance loan production by developing business referrals, attracting mortgage customers/members, completing mortgage loan applications, and matching members with appropriate product sets. The MLO III is also responsible for obtaining initial loan documents and needs list items from prospect and keeping all parties in the loan process appraised of the progress. This position level is excluded from yearly merit increases.

As a Mortgage Loan Officer III, you will:

• Self-source your own leads.
• Attract existing and new mortgage loan referral sources by managing and developing existing and future relationships.
• Participate in community efforts to promote home ownership.
• Work with Mortgage Loan Processors/Closers and Mortgage Manager directly to ensure that loan documents are processed in a timely manner. Provide communication with borrowers, agents, and processors on the status of all loan files. Attend mortgage loan closings.
• Meet with prospective borrowers. Interview mortgage prospects and obtain initial needs list items to complete the loan application.
• Review/Analyze credit and financial data. Determine borrower financing objectives and goals. Present appropriate Texell products and programs. Explain pricing and lock rate as required. Identify appropriate opportunities to sell additional products. Collect supporting loan documentation as required. Upload complete application and supporting documentation into the Mortgage Loan Origination Software.
• Keep Mortgage Loan Manager updated on the status of pipeline and any obstacles that would prevent a quality loan experience for members/prospects.
• Update job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations.
• Perform other functions and special projects that might be needed from time to time and assist others to complete tasks and work assignments.

We are looking for someone who:

• Lives in or near Coryell County, TX.
• LOVES working with people! We are looking for extroverts who truly enjoy human interaction.
• Has demonstrated success of being a self-starter, can work independently, and can successfully manage existing relationships while establishing new referral source relationships that generate leads to build a book of business.
• Be RESILIENT! There will be ups and downs, but we persevere through the difficult times and CELEBRATE WINS TOGETHER. It takes a TEAM effort to be successful.
• A good sense of humor is a MUST. Please come with knock-knock jokes.
• Has a bachelor’s degree in business or related field and/or two years of progressive experience in lending-related roles.
• Is experienced with Federal Housing Authority (FHA), Veterans Affairs (VA), and Federal National Mortgage (Fannie Mae).
• Will maintain their registration active, and current, with the National Mortgage Licensing System throughout their employment.

We want you to know:

• Texell offers an excellent benefits package, including health, dental, vision, 401K with a dollar for dollar match up to 6%, paid vacation time, and paid sick leave! Vacation and sick time accruals start on your 1st day with the credit union.
• Texell holds company events such as Yearly Awards Banquet, Employee Family Day, Back to School Supplies for your Kids, and more!
• We participate in sporting events such as the annual Corporate Challenge!
• Texell is passionate about helping our community and we volunteer for several events each month with our team called Texell Serves.