Credit Clerk, Sr. jobs in Avondale, AZ

Credit Clerk, Sr. evaluates and suggests creditworthiness of prospects and customers to decrease financial risk to the organization. Checks credit applications and grants approval within established guidelines for organizations or individuals. Being a Credit Clerk, Sr. communicates with the customers and other departments to solve the credit problems. May negotiate terms of payment to assist with collection of overdue balances. Additionally, Credit Clerk, Sr. requires a high school diploma or equivalent. Typically reports to a supervisor or manager. The Credit Clerk, Sr. works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Credit Clerk, Sr. typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)

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Sr. Business Credit Underwriter
  • Desert Financial Credit Union
  • Phoenix, AZ FULL_TIME
  • The Sr. Business Credit Underwriter will report to the Manager of Commercial Loan Underwriting in the Business Services Division. The Sr. Business Credit Underwriter will be involved in a broad range of activities related to the underwriting of complex large dollar commercial and industrial (C&I) requests which includes inclusive of working capital lines of credit, equipment financing, owner occupied real estate, construction, investor & project type real estate loans and loan participation.

    What you will do here:

    Works closely with the Business Relationship Managers to assemble relevant loan information to determine the appropriate loan structure which entails performing a comprehensive business financial statement analysis, business financial statement spreading, preparation of a pro forma balance sheet and projected statement of revenue and expenses, income tax analysis, debt service analysis and comparison of each to RMA ratios.

     Comprehensive analysis of the applicant's personal financial statement, income tax and debt service will be completed as well as determining their credit worthiness.

    Underwrite and complete annual reviews on a large volume of credits annually including portfolio term loans above $1 million and participation loans.

    Perform a detailed collateral evaluation and preparation of a narrative Credit Approval Memorandum for the loan transaction. Completes renewals for maturing revolving lines of credits and loans as necessary.

    Performs activities necessary to support business development, credit review writing, loan negotiation, legal review, and loan funding of all business loan products offered by Desert Financial.

     Maintain financial, tax return, and borrowing base tickler systems as well as follow up systems for balloon payments and term loan updates.

    Perform other job-related duties as assigned.

    What you will need:

    High School Diploma or GED required.

    Bachelor’s degree in accounting, finance, economics, or related field preferred; or equivalent combination of education and experience.

    5 years of experience with financial spreading software, financial statement analysis, tax analysis, commercial credit reports, and/or the Uniform Commercial Code required.

    Strong knowledge of business lending in commercial and industrial category, real estate lending inclusive of owner occupied, construction, investment real estate (multi-family, office, warehouse, retail, and self-storage) required.

    Ability to prepare income producing property analysis, analyze complex rent rolls, apply CAP rates, vacancy rates, and other analytical metrics associated with income property lending required.

    Detail oriented, highly organized, ability to oversee high volumes of loan production while maintaining multiple priorities with overlapping deadlines required.

    Communication skills – ability to effectively communicate and present information both in person and over the phone, effective written and verbal communication required.

    Microsoft Excel and Microsoft Word required.

    Must multi-task and possess high level of attention to detail required.

     

    We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

    For additional information about our organization, careers, and benefits visit: http://www.desertfinancial.com/careers.

  • 12 Days Ago

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Credit Clerk (West Valley)
  • Desert Diamond Casinos & Entertainment
  • Glendale, AZ FULL_TIME
  • Under direct supervision of the Credit Manager. Performs a variety of administrative duties and tasks ensuring all items processed are processed quickly and correctly. Processes and tracks requests fo...
  • 23 Days Ago

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Operations Support Specialist I, II, III, Sr.
  • Global Credit Union
  • Glendale, AZ FULL_TIME
  • Overview Reports To: Operations Support Officer Functions Supervised: None Primary Functions: Administer the credit union's specialty accounts to include IRA, HSA, business, trust and fiduciary accoun...
  • 22 Days Ago

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Credit Consultant
  • Casaluna Credit
  • Phoenix, AZ PART_TIME
  • We are growing and looking to add an amazing consultant to join our team! Our clients are the heart of our business and we are looking for someone that can nurture them and communicate with them effec...
  • 2 Days Ago

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Credit Consultant
  • Casaluna Credit
  • Yuma, AZ PART_TIME
  • We are growing and looking to add an amazing consultant to join our team! Our clients are the heart of our business and we are looking for someone that can nurture them and communicate with them effec...
  • 2 Days Ago

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Sr Accounting Clerk - National Remote
  • UnitedHealth Group
  • Phoenix, AZ FULL_TIME
  • Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connectin...
  • 2 Days Ago

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0 Credit Clerk, Sr. jobs found in Avondale, AZ area

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Portfolio Manager
  • USAA
  • Phoenix, AZ
  • Why USAA? Why USAA? Lets do something that really matters. At USAA, we have an important mission: facilitating the finan...
  • 3/28/2024 12:00:00 AM

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Personal Banker Biltmore
  • WELLS FARGO BANK
  • Phoenix, AZ
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/28/2024 12:00:00 AM

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Personal Banker - Warner & Val Vista
  • WELLS FARGO BANK
  • Gilbert, AZ
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/28/2024 12:00:00 AM

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Personal Banker - Roving Southeast Phoenix District
  • WELLS FARGO BANK
  • Mesa, AZ
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/28/2024 12:00:00 AM

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VP, Credit Risk Conformance
  • Synchrony Financial
  • Phoenix, AZ
  • Job Description: Role Summary/Purpose: The role of Vice President, Credit Risk Conformance is responsible for managing a...
  • 3/25/2024 12:00:00 AM

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Collection Specialist
  • PrePass, LLC
  • Phoenix, AZ
  • PrePass® is North America's most utilized and technologically advanced weigh station bypass and toll payment platform. P...
  • 3/25/2024 12:00:00 AM

2
Laboratory Specialist I
  • 21st Century HealthCare, Inc.
  • Tempe, AZ
  • Job Description Job Description 21st Century Healthcare is one of the largest international manufacturers of dietary sup...
  • 3/25/2024 12:00:00 AM

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Director of Credit Assistance
  • Desert Financial Credit Union
  • Phoenix, AZ
  • The Director of Credit Assistance provides leadership and operational support for all Collection & Overdraft Coverage op...
  • 3/24/2024 12:00:00 AM

Avondale is a city in Maricopa County, Arizona, United States, adjacent to Phoenix. According to the 2017 U.S. Census estimates, the population of the city is 84,025. Avondale, incorporated in 1946, experienced rapid residential and commercial growth in the years since 1980. Once primarily a sparsely populated farming community with many acres of alfalfa and cotton fields, Avondale has transformed into a major bedroom suburb for Phoenix. Several major residential subdivisions and shopping centers have recently been built on former farmland, many adjacent to Interstate 10.[citation needed] Phoe...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Clerk, Sr. jobs
$40,720 to $55,612
Avondale, Arizona area prices
were up 2.2% from a year ago

Credit Clerk, Sr. in Nashville, TN
Credit Clerk often work for high profile financial companies such as banks, federal credit unions, and mortgage brokers, as well as loan dependent sellers such as car companies and jewelers.
February 13, 2020
Credit Clerk, Sr. in Saint Louis, MO
Records amounts of blood or components used by patient and issues credit slip to blood bank accounting department.
January 22, 2020
Credit Clerk, Sr. in Honolulu, HI
Get full salary data for Credit Authorizer, Checker, and Clerk, including data for your industry, geographic region or metro area and employer size.
January 03, 2020
May interview applicants to obtain personal and financial data; determine credit worthiness; process applications; and notify customers of acceptance or rejection of credit.
January 14, 2020