Credit Clerk, Sr. jobs in Columbus, GA
Credit Clerk, Sr. evaluates and suggests creditworthiness of prospects and customers to decrease financial risk to the organization. Checks credit applications and grants approval within established guidelines for organizations or individuals. Being a Credit Clerk, Sr. communicates with the customers and other departments to solve the credit problems. May negotiate terms of payment to assist with collection of overdue balances. Additionally, Credit Clerk, Sr. requires a high school diploma or equivalent. Typically reports to a supervisor or manager. The Credit Clerk, Sr. works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Credit Clerk, Sr. typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)
Recently Added Credit Clerk, Sr. jobs
- Farm Credit Network
-
Opelika, AL
FULL_TIME
-
The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpretation of the applicant's financial information with a focus on owners' equity, working capital, and debt coverage to determine the short and long-term viability of the loan request. Prior experience in tax document preparation translates well in this position. The analyst will analyze the overall risk to the Association by utilizing those ratios and our potential collateral position to help the branch determine the best route forward on all loan requests.
Responsibilities/Duties
- Obtains and assembles information provided by the loan officer into a coherent and comprehensive loan package.
- Uses provided financial information to determine potential risks to the company and applicant credit worthiness.
- Analyzes financial statements, tax returns, and profit and loss statements for any individual or business associated with the loan request.
- Processes and prepares underwriting analysis for authorized credit personnel to make credit decisions, under direction of the Credit Analysis Manager.
- Maintains and makes recommendations on loan underwriting standards and procedures.
- Studies and researches the economic lending environment and the industries financed by the Association.
Education/Experience/Knowledge
- Bachelor's degree in Accounting, Finance, Business, or Economics.
- Two to five years of credit analysis and/or tax return work experience preferred.
- Experience in tax document preparation highly preferred, but not required.
- Solid knowledge of computers, Microsoft Excel, and related software.
Required Skills/Abilities
- Strong analysis, judgment, and communication (oral and written) skills.
- Problem solving skills and ability to work in a team atmosphere.
- High level of efficiency, accuracy, and responsibility.
- Motivated with a strong desire to take on new challenges and learn.
- Ability to handle frequent changes, delays, or unexpected events.
- Regularly exercises discretion and independent judgment.
- Self-starter and ability to be assertive and arrive at sound business decisions.
- Demonstrates initiative and can work responsibly with minimal supervision.
Leadership and advancement opportunities are available to analysts who display a thorough understanding of company policies, communicate clearly and effectively throughout the loan approval process, and adequately develop their knowledge of farm and nonfarm industries.
More experienced hires have an elevated ability to transition to team leaders within the department. Team leaders require exceptional analytical skills, as well as team-oriented focus to help improve the department. These individuals would be given minor internal supervisory responsibilities to oversee the daily workload of a team of 1-3 junior analysts, as well as serve as their primary point of contact for questions.
Benefits of being part of the First South team include:
- Competitive pay
- Personal development
- Paid vacation, sick leave, and holidays
- Medical insurance
- Dental and vision care
- Flexible spending accounts
- Health savings accounts
- 401(k) with employer matching
- Disability and life insurance
- Incentive plan
- 30 Days Ago
- Farm Credit Council
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpret...
- 1 Month Ago
- First South Farm Credit, ACA
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpret...
- 30 Days Ago
- Farm Credit Network
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of loan requests up to 250K. The analysis includes an in-depth interpretation of the applicant's...
- 14 Days Ago
- First South Farm Credit, ACA
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of loan requests up to 250K. The analysis includes an in-depth interpretation of the applicant's...
- 30 Days Ago
- RPM Living
-
Columbus, GA
FULL_TIME
- Overview Looking for something different? We ARE that something different at RPM Living. Dynamic and fast growth culture and multiple nationwide opportunities let YOU shape your future with us. Top in...
- 1 Day Ago
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0 Credit Clerk, Sr. jobs found in Columbus, GA area
- Department Of The Treasury
-
Columbus, GA
- Duties WHAT IS THE SMALL BUSINESS SELF EMPLOYEDDIVISION? A description of the business units can be found at: https://ww...
- 4/24/2024 12:00:00 AM
- Department Of The Treasury
-
Columbus, GA
- DutiesWHAT IS THE SMALL BUSINESS SELF EMPLOYEDDIVISION DIVISION?A description of the business units can be found at: htt...
- 4/23/2024 12:00:00 AM
- RPM Living
-
Columbus, GA
- Overview: Looking for something different? We ARE that something different at RPM Living. Dynamic and fast growth cultur...
- 4/23/2024 12:00:00 AM
- Department Of The Treasury
-
Columbus, GA
- Duties WHAT IS THE SBSE - SMALL BUSINESS SELF EMPLOYED DIVISION? A description of the business units can be found at: ht...
- 4/22/2024 12:00:00 AM
- Feyer&Associates
-
Columbus, GA
- Job Description This is a remote position. We are searching for highly self-motivated and entrepreneurial-minded people ...
- 4/22/2024 12:00:00 AM
- Capital One
-
Columbus, GA
- Center 1 (19052), United States of America, McLean, Virginia Lead Software Engineer, Back End Do you love building and p...
- 4/22/2024 12:00:00 AM
- Holiday Inn Express Phenix City - RAM Hotels
-
Phenix City, AL
- Who Are We? RAM Hotels - a dynamic, thriving,innovative hotel management company headquartered in Columbus, Georgia. Ove...
- 4/22/2024 12:00:00 AM
- Elevance Health
-
Columbus, GA
- WARNING: Please beware of phishing scams that solicit interviews or promote work-at-home opportunities, some of which ma...
- 4/20/2024 12:00:00 AM
About Columbus, Georgia
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