Credit Clerk, Sr. jobs in Tempe, AZ
Credit Clerk, Sr. evaluates and suggests creditworthiness of prospects and customers to decrease financial risk to the organization. Checks credit applications and grants approval within established guidelines for organizations or individuals. Being a Credit Clerk, Sr. communicates with the customers and other departments to solve the credit problems. May negotiate terms of payment to assist with collection of overdue balances. Additionally, Credit Clerk, Sr. requires a high school diploma or equivalent. Typically reports to a supervisor or manager. The Credit Clerk, Sr. works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Credit Clerk, Sr. typically requires 1-3 years of related experience. (Copyright 2024 Salary.com)
Recently Added Credit Clerk, Sr. jobs
Sr. Credit Risk Review Officer
- Western Alliance Bank
-
Scottsdale, AZ
FULL_TIME
- Job Title: Sr. Credit Risk Review Officer Location: Scottsdale What you'll do: This position is responsible for planning and executing quarterly continuous credit file examination of assigned reviewable units or risk segments. The Senior Credit Risk Review Officer will perform and lead activities that evaluate commercial loan transactions and perform assessments of underwriting and portfolio management to independently provide feedback on the adequacy of underwriting analyses, accuracy and timeliness of risk grading decisions, appropriateness of credit mitigation actions, and the effectiveness of the credit management process and key controls supporting credit quality. The Senior Credit Risk Review Officer independently monitors credit risk trends within assigned reviewable units or commercial risk segments, attends relevant meetings, and develops and maintains relationships with internal stakeholders responsible for credit approval. This position reports to a Credit Risk Review Director and is located in either Phoenix, AZ, Scottsdale, AZ, Las Vegas, NV, Reno, NV, San Jose, CA, San Diego, CA, Los Angeles, CA, or Dallas, TX. Credit Risk Review is an independent credit assurance and advisory team which reports functionally to the Directors’ Risk Committee of the Board of Western Alliance Bancorporation and administratively to the Chief Risk Officer. The team’s mission is to help collaboratively ensure the financial soundness of Western Alliance Bank by independently identifying, assessing, and escalating credit risk to the Board of Directors, banking regulators, and other key stakeholders. What we are looking for: Responsibilities: As Reviewer-in-Charge of assigned reviewable units or commercial risk segments, this role executes continuous quarterly credit file examination activities, ad hoc targeted loan review engagements, and quarterly written analyses of the credit risk trends of the loan portfolios of assigned reviewable units or risk segments. Reviews all pertinent credit and financial information, including business and personal financial statements, spreadsheets, cash flow analyses, and other sources, as applicable. Properly assesses borrower risk profiles and risk grades of each loan/lending relationship reviewed. Capable of analyzing the most complex and interlocking lending relationships. Performs proper risk-based sampling techniques for scoping continuous file reviews and periodic reviews; determines the need for expanding scope and adjusting exam procedures, as appropriate. Guides less experienced reviewers in determining the accuracy of assigned risk ratings, and analyzing borrower risk attributes and risk factors. Reviews work papers of other Credit Risk Review Officers. Analyzes loan reporting and tracking systems and prepares appropriate comments within Credit Risk Review reports. Properly evaluates changes or weaknesses within Credit Administration processes or policies. Maintains a strong working knowledge of a variety of industries and specialty lines of business (e.g., commercial real estate, equipment leasing, mortgage warehouse lending, gaming, technology, life sciences, HOA, franchise lending, sponsor finance, leveraged lending, etc.). Demonstrates an excellent knowledge of regulatory requirements and expectations pertaining to credit risk management. Ensures consistent application of enterprise-wide Credit Policy, as well as Credit Risk Review Policies and Procedures. Assists in performance and completion of special projects as may be assigned on an ad hoc basis. Qualifications: Experienced credit professional with minimum five years of commercial credit experience, preferably with a background in commercial credit underwriting and credit risk management. Successful completion of formal credit training program is preferred, but not necessary. Previous credit risk review experience is preferred, but not necessary. Minimum Bachelor's degree in Accounting, Finance, Economics, or a related discipline. Demonstrated understanding of commercial credit principles and strong analytical skills. Advanced working knowledge of accounting, financial statements and tax returns, and cash flow analyses, as well as a highly refined ability to make insightful comments relating to a borrower’s current and prospective credit risk profile. Strong analytical and problem-solving skills are required. Ability to understand business and industry concepts in order to develop and suggest intelligent, viable solutions to problems. Excellent knowledge of banking regulations and prudent commercial lending credit policies. Experience reviewing probability of default (PD) and loss given default (LGD) analyses. Effective oral, written and interpersonal communication skills with the ability to carry out instructions and instruct others, train personnel, interpret complex documents, understand procedures, write reports, correspondence and procedures, and speak clearly to lenders, management and employees. Excellent verbal and written communication and interpersonal skills required with ability to present complex and sensitive issues to management. Enthusiastic, self-motivated, effective in a dynamic fast-paced environment and willing to demonstrate personal responsibility and accountability. Ability to manage multiple tasks concurrently, with a high sense of urgency. Works well individually and in teams, shares information, supports colleagues, and encourages participation. Flexibility to travel as required. Participate in required Bank training, including but not limited to annual BSA/AML/OFAC and Compliance Training. Benefits you’ll love: We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. © Western Alliance Bancorporation About Western Alliance Bancorporation With more than $70 billion in assets, Western Alliance Bancorporation (NYSE:WAL) is one of the country’s top-performing banking companies. Through its primary subsidiary, Western Alliance Bank, Member FDIC, clients benefit from a full spectrum of tailored commercial banking solutions and consumer products, all delivered with outstanding service by industry experts who put customers first. Major accolades include being ranked as a top U.S. bank in 2023 by American Banker and Bank Director. Serving clients across the country wherever business happens, Western Alliance Bank operates individual, full-service banking and financial brands with offices in key markets nationwide. For more information, visit Western Alliance Bancorporation. For more information, visit Western Alliance Bank online. Terms & Notices Privacy Policy FDIC Insurance
- 10 Days Ago
Credit Analyst
- AgWest Farm Credit
-
Tempe, AZ
FULL_TIME
- AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners a...
- 12 Days Ago
Warehouse Associate
- SR International Inc.
-
Tempe, AZ
FULL_TIME
- Job DetailsMCCCD - Shipping & Receiving / Warehouse - Property Materials Specialist Req # 127713 (Local Only/ 100% Onsite)Location: 2411 W. 14th St., Tempe, AZ 85281-6942JOB DUTIES:40 % - SurplWood St...
- 19 Days Ago
Credit Specialist
- Senergy Petroleum
-
Gilbert, AZ
FULL_TIME
- Job Overview As a Credit Specialist at Senergy Petroleum, you will play a crucial role in the accounts receivable management process, specifically focusing on coordinating and executing collections pl...
- 15 Days Ago
Representative Credit
- CEMEX
-
Scottsdale, AZ
FULL_TIME
- Company Overview Founded in 1906, over the last 110 years' CEMEX has grown into a global building materials company that provides high quality products and reliable service to customers and communitie...
- 18 Days Ago
Credit Specialist
- Republic Services
-
Scottsdale, AZ
FULL_TIME
- POSITION SUMMARY: With general direction, and working within established guidelines, the Credit Specialist is primarily responsible for evaluating and assessing the credit worthiness of prospective cu...
- 23 Days Ago
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0 Credit Clerk, Sr. jobs found in Tempe, AZ area
Collections Clerk
- Williams Scotsman, Inc.
-
Phoenix, AZ
- At WillScot Mobile Mini (NASDAQ WSC), our 4000+ people are at the heart of everything we do. In addition to providing in...
- 4/23/2024 12:00:00 AM
Credit Associate
- Crescent Electric Supply Co.
-
Phoenix, AZ
- As a Credit Associate at Crescent Electric, you will assist credit and branch personnel concerning credit, collections, ...
- 4/21/2024 12:00:00 AM
Treasury Client Service Advisor
- BMO Financial Group
-
Tempe, AZ
- Provides exceptional, daily operational service support to grow the Banks market share and maximize profitability of cli...
- 4/21/2024 12:00:00 AM
VP, Credit Risk Conformance
- Synchrony Financial
-
Phoenix, AZ
- Job Description: Role Summary/Purpose: The role of Vice President, Credit Risk Conformance is responsible for managing a...
- 4/19/2024 12:00:00 AM
SBA Underwriter
- CrossFirst Bank
-
Phoenix, AZ
- Overview: The SBA Underwriter delivers detailed quantitative and qualitative credit analysis and underwriting for SBA 7a...
- 4/19/2024 12:00:00 AM
Senior Associate, Engineer - Renewable Energy
- KPMG
-
Tempe, AZ
- Business Title: Senior Associate, Engineer - Renewable Energy Requisition Number: 108566 - 5 Function: Tax Services Area...
- 4/19/2024 12:00:00 AM
Audit Supervisor
- Western Alliance Bancorporation
-
Chandler, AZ
- Job Title Audit Supervisor Location CityScape What you'll do: As an Audit Supervisor you will assist in planning, execut...
- 4/19/2024 12:00:00 AM
Sales Representative, Industrial Wood Coatings
- Sherwin-Williams
-
Phoenix, AZ
- Sales Representatives initiate and manage relationships with customers and serve as the point of contact for the Company...
- 4/18/2024 12:00:00 AM
About Tempe, Arizona
Tempe is an inner suburb, located between the core city of Phoenix and the rest of the East Valley. Due to this as well as being the home of the main campus of Arizona State University, Tempe has a fairly dense, urbanized development pattern in the northern part of the city with a growing skyline. Going south, development becomes less dense, consisting of single-family homes, strip malls and lower-density office parks.
Within Tempe are the Tempe Buttes. The Salt River runs west through the northern part of Tempe; part of the river is dammed in two places to create Tempe Town Lake.
According to...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Clerk, Sr. jobs
$40,963 to $55,954
Tempe, Arizona area prices
were up 2.2% from a year ago
were up 2.2% from a year ago
What does a Credit Clerk, Sr. do?
Credit Clerk, Sr. in Nashville, TN
Credit Clerk often work for high profile financial companies such as banks, federal credit unions, and mortgage brokers, as well as loan dependent sellers such as car companies and jewelers.
February 13, 2020
Credit Clerk, Sr. in Saint Louis, MO
Records amounts of blood or components used by patient and issues credit slip to blood bank accounting department.
January 22, 2020
Credit Clerk, Sr. in Honolulu, HI
Get full salary data for Credit Authorizer, Checker, and Clerk, including data for your industry, geographic region or metro area and employer size.
January 03, 2020
May interview applicants to obtain personal and financial data; determine credit worthiness; process applications; and notify customers of acceptance or rejection of credit.
January 14, 2020