CREDIT RISK MANAGER jobs in Dallas, TX

CREDIT RISK MANAGER develops and implements policies and procedures that reduce credit risk for a financial institution. Manages the building of financial models that predict credit risk exposure to the organization. Being a CREDIT RISK MANAGER oversees the preparation of performance reports for management. May require a master's degree. Additionally, CREDIT RISK MANAGER typically reports to a head of a unit/department. The CREDIT RISK MANAGER manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Extensive knowledge of department processes. To be a CREDIT RISK MANAGER typically requires 5 years experience in the related area as an individual contributor. 1 to 3 years supervisory experience may be required. (Copyright 2024 Salary.com)

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Risk, Credit Risk, Associate
  • Goldman Sachs
  • Dallas, TX FULL_TIME
  • Risk Division
    The Risk division is responsible for credit, market and operational risk, model risk, independent liquidity risk, and insurance throughout the firm.

    Job Description

    We are seeking an associate level candidate to join the Credit Risk division team. The role will focus on credit risk management and small-business financials assessment. The specific skills and experience include data analytics, data insight generation, trend identification, data visualization to help understand credit risk drivers for unsecured consumer and small business lending assets such as line of credit, term loans, personal loans and credit cards. The required skills and knowledge also include the ability to understand small business financial statements as part of underwriting of small business loans and lines.

    Typical responsibilities and duties include the following:

    • Support Credit Risk management senior leadership with analysis, reporting and presentations
    • Engage with First Line business units to support Credit Risk (Second Line) role in providing Risk control for portfolios
    • Develop analytical reports and presentations for senior management, executive committees and regulatory exams.
    • Review financial data in income statements, balance sheets, cash-flow statements, and bank statements as part of manual review of small business credit applications
    • Design and write data queries to extract, manipulate and organize data from multiple sources and systems
    • Perform portfolio performance analysis, deep-dive analysis of trends, identify key insights based on data.
    • Summarize key portfolio analysis outcomes in reports and presentations. Present findings in meetings with management and business partners.
    • Ability to identify existing and emerging drivers of risk in a portfolio to drive guardrail design and proactive management of the portfolio. Create guardrails/ thresholds across various dimensions
    • Provide support for portfolio credit risk oversight and governance by tracking the actual performance of risk appetite and credit risk management metrics against approved guardrails
    • Create Management reporting using Tableau or other cutting-edge visual interface-based tools to monitor portfolio performance at portfolio segment level (e.g., product, vintage, risk segment, score band, or marketing channel)
    • Be up to date on applicable regulations and compliance requirements in consumer lending and provide support to Senior Leadership during interactions and updates to internal and external regulators
    • Adhere strictly to compliance and operational risk controls in accordance with company and regulatory standards, policies and practices
    • Address internal audit requirements and findings in a timely and appropriate manner

    MINIMUM EDUCATION REQUIREMENTS/DEGREE AND FIELD:

    Strong Quantitative/ analytical skill with Master’s degree (U.S. or equivalent) in a quantitative discipline such as Mathematics, Statistics, Engineering, Data Science/Analytics, Finance or related fields like Information Systems, Business Analytics.

    MINIMUM YEARS EXPERIENCE REQUIRED:

    3 years of experience in related industry

    Prior work and academic experience must include:

    • Building, improving, or analyzing risk policies including credit underwriting and collections in a consumer or small business lending or similar data driven industries such as insurance
    • Experience in consumer and small business lending (e.g., installment loans, credit cards) preferred and expertise with credit bureau data as well as familiarity with alternate credit related data sources
    • Knowledge and experience with financial statements review for small business lines and loans applications
    • Experience in retail credit risk analytics including 5 years of retail strategy with credit policy/underwriting criteria development, performing portfolio deep dive analytics including performance measurement and insight generation to influence credit policy
    • Utilizing knowledge of U.S. credit bureau data, Risk Scorecards to drive analysis and outcome
    • Use statistical packages like SQL, SAS, R, Python etc., tools to mine, manipulate & aggregate complex consumer and transaction level data on big data platforms such as Hadoop, Spark etc.
    • Use complex statistical techniques such as decision trees, regression modeling, machine learning, testing techniques and time series data analysis techniques.
    • Visualizing information/ trends from raw and complex data using visualization tools such as Tableau, and communicating results to a wide variety of audiences
    • Using advanced Microsoft Office skills, specifically Excel (including creation of pivot tables, logic functions), PowerPoint and Word
    • Strong writing, presentation and communication skills; technical writing and documentation experience desired
    • Strong project management / organizational skills and the ability to manage multiple assignments concurrently across various stakeholders.
    • Ability to do end-to-end project delivery.
    ABOUT GOLDMAN SACHS
    At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.
    We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.
    We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html
    © The Goldman Sachs Group, Inc., 2021. All rights reserved.
    Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Veteran/Sexual Orientation/Gender Identity
  • 20 Days Ago

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Risk, Credit Risk,VP
  • Candidate Experience Site - Lateral
  • Dallas, TX FULL_TIME
  • Job Description Operational Risk is an independent risk management function (2nd line), responsible for developing and implementing a standardized framework to identify, measure, and monitor operation...
  • 17 Days Ago

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Risk Management-Credit Risk - Analyst
  • Chase- Candidate Experience page
  • Plano, TX FULL_TIME
  • As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emergi...
  • 1 Month Ago

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Risk Management - Counterparty Credit CCAR Project Manager - Vice President
  • JPMC Candidate Experience page
  • Plano, TX FULL_TIME
  • As a Counterparty Credit CCAR Project Manager in Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsi...
  • 17 Days Ago

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Risk Management - Counterparty Credit CCAR Project Manager - Vice President
  • JPMorgan Chase
  • Plano, TX FULL_TIME
  • As a Counterparty Credit CCAR Project Manager in Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsi...
  • 18 Days Ago

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Lead Credit Risk Officer
  • Wells Fargo
  • Irving, TX FULL_TIME
  • About this role: As a part of Wells Fargo's second line of defense, Independent Risk Management team covers jobs which lead the design and management of a highly targeted independent credit review (ov...
  • 14 Days Ago

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0 CREDIT RISK MANAGER jobs found in Dallas, TX area

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Lead Business System Analyst Remote position
  • Indotronix International Corporation
  • Plano, TX
  • Indotronix is seeking a Lead Business System Analyst Remote position Job Title: Lead Business System Analyst Location: R...
  • 3/28/2024 12:00:00 AM

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Director, Allowance for Credit Loss
  • Hilltop Holdings
  • Dallas, TX
  • Hilltop Holdings Inc. (NYSE:HTH) is a Texas-based diversified financial holding company specializing in banking, mortgag...
  • 3/28/2024 12:00:00 AM

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Enterprise Architect
  • GDS Link
  • Dallas, TX
  • About GDS Link Join a fast-growing organization in the fintech industry. GDS Link's mission is to facilitate responsible...
  • 3/27/2024 12:00:00 AM

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Senior Credit Analyst
  • Interior Logic Group
  • Plano, TX
  • Job Description Job Description Summary As a Senior Credit Analyst, you will play a critical role in the financial and r...
  • 3/26/2024 12:00:00 AM

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Senior Account Executive - Sales - United States (Remote)
  • Careerbuilder
  • Dallas, TX
  • Job Description Job Description Description: About GDS Link Join a fast-growing organization in the fintech industry. GD...
  • 3/25/2024 12:00:00 AM

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Exec Renewables Commercial Asset Management Leader (VP - SVP level) - REMOTE
  • ThinkBAC Consulting
  • Dallas, TX
  • Job Description Exec Renewables Commercial Asset Management Leader (VP to SVP level) - Energy Storage Locations: FULLY R...
  • 3/25/2024 12:00:00 AM

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Supply Chain Customer Relationship Manager
  • Kelly Professional & Industrial
  • Dallas, TX
  • Supply Chain Customer Relationship Manager need in the Dallas area 100% On-site Payrate $29.37/hour Hours: M-F, 8am - 5p...
  • 3/24/2024 12:00:00 AM

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Risk, Credit Risk, Consumer Asset Purchases, Associate - Dallas
  • Goldman Sachs
  • Dallas, TX
  • MORE ABOUT THIS JOB: RISK The Risk division is responsible for credit, market and operational risk, model risk, independ...
  • 3/24/2024 12:00:00 AM

Dallas (/ˈdæləs/), officially the City of Dallas, is a city in the U.S. state of Texas and the seat of Dallas County, with portions extending into Collin, Denton, Kaufman and Rockwall counties. With an estimated 2017 population of 1,341,075, it is the ninth most-populous city in the U.S. and third in Texas after Houston and San Antonio. It is also the eighteenth most-populous city in North America as of 2015. Located in North Texas, the city of Dallas is the main core of the largest metropolitan area in the Southern United States and the largest inland metropolitan area in the U.S. that lacks ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for CREDIT RISK MANAGER jobs
$116,142 to $171,096
Dallas, Texas area prices
were up 2.2% from a year ago

CREDIT RISK MANAGER in Portland, OR
In the past, managing the credit portfolio was considered good credit risk management.
February 14, 2020
CREDIT RISK MANAGER in Youngstown, OH
They wanted to know that a bank has thorough knowledge of customers and their associated credit risk.
February 09, 2020
CREDIT RISK MANAGER in La Crosse, WI
This position determines the risk of default to the lender, not with a simple yes or no but with an analysis that may lead to a more detailed report.
January 02, 2020