CREDIT RISK MANAGER jobs in Mobile, AL

Company Overview

The founders of Credit Central had one target in mind when they started Credit Central in July 2002: Make loans as easy as possible. The motto turned into a huge success story. Credit Central has grown to more than 160 loan offices in 6 states: Alabama, Georgia, Louisiana, South Carolina, Tennessee, and Texas.

Job Description

Credit Central is seeking a Branch Manager for its consumer finance branch operation. The Branch Manager will manage outside sales, credit and collections, customer service, finance, and management functions including:

• Making outside sales calls and reporting customer activities to the district supervisor
• Business development; introducing customers to the finance/credit services available
• Collections, both internally and externally
• Making written description and appraising value of security
• Making written credit recommendations for loan amount and terms
• Developing qualified employees into upward positions or for upward mobility
• Generally managing the daily functions/results of 2-4 employees

Job Responsibilities

The Branch Manager will participate in various sales, collections, and management activities including:

• Completing Branch Manager training development exercises as directed by the district supervisor
• Completing weekly progress reports and maintaining daily/weekly reports
• Assisting in meeting standards in weekly credit delinquency reduction, loan volume, and slow file percentages
• Conducting office management duties to include staff management, credit extension, credit and collection functions and organization.

Job Qualifications

• Have previous finance experience managing a consumer finance office
• Possess management and organizational skills
• At least 18 years of age with a high school diploma or equivalency
• Have stable work history
• Have a valid driver’s license with acceptable driving record and reliable transportation
• Have acceptable credit
• Have knowledge of state and federal credit lending regulations
• Ability to recruit, train, and develop quality new employees

Benefits

• A 10 day training orientation program
• Competitive starting salary
• Incentive bonus compensation
• Benefits package
• 401(k) program

Job Type: Full-time

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Schedule:

• Monday to Friday

License/Certification:

• Driver's License (Required)

Work Location: In person