CREDIT RISK MANAGER jobs in San Jose, CA

CREDIT RISK MANAGER develops and implements policies and procedures that reduce credit risk for a financial institution. Manages the building of financial models that predict credit risk exposure to the organization. Being a CREDIT RISK MANAGER oversees the preparation of performance reports for management. May require a master's degree. Additionally, CREDIT RISK MANAGER typically reports to a head of a unit/department. The CREDIT RISK MANAGER manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Extensive knowledge of department processes. To be a CREDIT RISK MANAGER typically requires 5 years experience in the related area as an individual contributor. 1 to 3 years supervisory experience may be required. (Copyright 2024 Salary.com)

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Director Risk Management and Compliance
  • KeyPoint Credit Union
  • San Jose, CA FULL_TIME
  • This position will oversee all aspects of enterprise risk management (ERM) and compliance within the credit union. This role will help lead and oversee a comprehensive risk management strategy and ensure the organization’s compliance with regulatory requirements. The role will ensure compliance with all state, federal, and credit union laws and regulations.

    Responsibilities:

    Enterprise Risk Management:

    · Develops and maintains an integrated risk management framework for the entire organization

    · Responsible for the development, implementation, and ongoing monitoring of the credit union’s enterprise risk and risk appetite frameworks, and related processes to achieve the organization's short-and-long erm strategic, financial and operational goals

    · Be responsible for the operational risk management function, providing advice and guidance to all departments and management in assessing and mitigating risk associated with new regulations/policies, as well as: any proposed system, procedural, or product changes; quality control processes; member fraud; other areas as appropriate

    Compliance:

    · Develops and maintains a robust compliance management program that ensures adherence to applicable Federal/State laws and regulations and credit union policy and procedure.

    · Monitor legislative and regulatory developments for the credit union, and report important risk and compliance-related developments to senior leadership.

    · Ensure the credit union products, services, processes, and programs are in compliance with laws, regulations, and policies.

    · Assist in supporting and maintaining an ongoing compliance training program for credit union staff.

    · Prepare applicable reporting for various committees and Supervisory Committee meetings

    · Reviews or ensures oversight and revises credit union forms and disclosures for compliance with applicable laws and regulations and counsel as necessary

    · Monitors/supervises Credit Union’s fraud loss control activities to include monitoring of transaction flows, potential fraud cases, fraud methodologies, risk and loss control techniques. Respond to and investigate material fraud cases and interface with appropriate law enforcement agencies in addition to reporting such cases to management.

    Bank Secrecy Act:

    · Serve as the credit union’s Bank Secrecy Act Officer. Responsible for the oversight of the Bank Secrecy Act Program including compliance with the policy and procedure.

    · Oversee the completion of the BSA and related risk assessments, as well as the development and completion of the resulting risk action plan

    · Assist in supporting and maintaining an ongoing BSA training program for credit union staff

    · Prepare applicable reporting for various committees and the Board of Directors

    · Recommend account closures to executive management, investigating and documenting all incidents including loss the to the credit union and filings of any insurance claims and recoveries. Monitor incidents of loss and make recommendations as appropriate

    Audits and Exams:

    · Serve as the internal liaison between independent audit firms and the credit union

    · Be responsible for the operational aspects and ensure audit schedules are completed and results of the audits are reported to the appropriate members of management and committees. Work closely with organizational department leadership to prepare, support, and communicate internal audit procedures, processes, results, and action items

    · Collaborate with management of departments to develop management responses and remediation plans in response to audits and examinations

    · Meet with CFO regularly to discuss status of audits and examinations and the respective remediation requirements

    · Prepare for and present to the Supervisory Committee reporting of audit reports if requested

    Physical Requirements: (Including lifting, sitting, walking, bending, reaching and squatting % of time in each function)

    Indoor office environment. ½ height partitions, no door. Standing 10%,

    walking 20%, and sitting 70%. Lift up to 30 pounds, up to 3 hours per month. Some carrying, bending, reaching, kneeling/squatting involved. Daily work in a retail banking branch environment; no hazardous conditions; frequent local travel; occasional out-of-town travel.

    Minimum Requirements:

    · Experience: Five to ten years of credit union experience. Previous compliance-related experience strongly preferred. Previous supervisory/management experience preferred.

    · Education: Bachelor’s degree or related experience

    · Interpersonal Skills: Ability to effectively communicate (in verbal and written form) with the general public. Excellent listening skills and ability to project a professional, positive image. Ability to maintain confidentiality and conduct oneself with a high level of diplomacy and tact. Attention to detail and accuracy required. Superior organizational skills, efficient and able to work independently. Detail oriented in order to generate accurate and precise work. In-depth knowledge of credit union operations. Working knowledge of laws and regulations pertaining to credit unions, and the ability interpret and understand laws and regulations. Familiar with credit union products, services and philosophies. Knowledgeable in the development of policies, procedures, processes and disclosures. Ability to exercise discretion, good judgment and confidentiality in the performance of all job duties. Excellent analytical and problem solving skills.

    · Other Skills: Proficient knowledge of MS Outlook, Word, Excel and PowerPoint. General knowledge of financial transaction software strongly preferred. Ability to operate a 10-key calculator, computer keyboard and other office equipment.

    Job Type: Full-time

    Pay: $119,485.00 - $164,292.00 per year

    Benefits:

    • 401(k)
    • 401(k) matching
    • Dental insurance
    • Employee assistance program
    • Employee discount
    • Health insurance
    • Life insurance
    • Referral program
    • Vision insurance

    Experience level:

    • 5 years

    Ability to Relocate:

    • San Jose, CA 95131: Relocate before starting work (Required)

    Work Location: Hybrid remote in San Jose, CA 95131

  • 4 Days Ago

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Risk Manager
  • HNTB
  • San Jose, CA FULL_TIME
  • What We're Looking For We are seeking an experienced candidate to lead and support Risk Management activities on the VTA’s BART Silicon Valley Phase II Extension (BSVII) Project. At HNTB, you can crea...
  • 10 Days Ago

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Risk Manager
  • Santa Clara Valley Water District (CA)
  • CA, CA FULL_TIME
  • Valley Water is searching for top-tier candidates to fill this exciting opportunity. Internal candidates will get first consideration.Overview:Valley Water’s Risk Manager oversees the Risk Management ...
  • 12 Days Ago

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Risk Manager
  • LTA Research
  • Mountain View, CA FULL_TIME
  • LTA Research and Exploration has an opening for a motivated Risk Manager to join our team and build ‘lighter than air’ flight vehicles. You will work within a group of leaders and managers to manage a...
  • 16 Days Ago

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Accounts Receivable and Credit Manager
  • Nevro Corp.
  • Redwood, CA OTHER
  • About Nevro Nevro (NYSE: NVRO) is a global medical device company headquartered in Redwood City, California. We are focused on delivering comprehensive, life-changing solutions that continue to set th...
  • 21 Days Ago

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Credit Manager - (78049)
  • Sanmina
  • Campus, CA FULL_TIME
  • Sanmina Corporation (Nasdaq: SANM) is a leading integrated manufacturing solutions provider serving the fastest growing segments of the global Electronics Manufacturing Services (EMS) market. Recogniz...
  • 3 Days Ago

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0 CREDIT RISK MANAGER jobs found in San Jose, CA area

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Construction Project Accountant
  • Omega Point Management Services LLC
  • Menlo Park, CA
  • Job Description Job Description Construction Project Accountant Job Location: Menlo Park, CA BACKGROUND: Menlo Equities ...
  • 3/29/2024 12:00:00 AM

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Senior Auditor II - Retail & Commercial Banking Operations
  • BNP Paribas Bank NV
  • San Ramon, CA
  • **Location** At Bank of the West, our people are having a positive impact on the world. Were investing where we feel we ...
  • 3/29/2024 12:00:00 AM

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CLINICIAN I/II - RESIDENTIAL *(SART)*
  • Momentum for Health
  • San Jose, CA
  • ***$1,500.00 Sign-On-Bonus for Clinician I (Associate) and $2,500 Sign-On-Bonus for Clinician II (Licensed) valid until ...
  • 3/28/2024 12:00:00 AM

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Accountant - Manufacturing
  • MRI
  • Gilroy, CA
  • Job Description Job Description ACCOUNTANT - NORTH AMERICA - AGRICULTURE MANUFACTURING The primary purpose of this role ...
  • 3/28/2024 12:00:00 AM

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Field Service Technician
  • SKIDATA
  • San Jose, CA
  • Job Title: Field Service Technician Location: San Jose, CA Coverage area: San Jose/South Bay/Monterrey Peninsula Departm...
  • 3/28/2024 12:00:00 AM

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Relationship Manager Senior CB
  • City National Bank
  • San Jose, CA
  • Overview: RELATIONSHIP MANAGER SENIOR CB WHAT IS THE OPPORTUNITY? Develops and manages relationships with commercial cli...
  • 3/27/2024 12:00:00 AM

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Field Service Technician
  • SKIDATA
  • San Jose, CA
  • Job Description Job Description Job Title: Field Service Technician Location: San Jose, CA Coverage area: San Jose/South...
  • 3/27/2024 12:00:00 AM

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Operations Manager
  • Petco Animal Supplies Inc
  • San Jose, CA
  • Create a healthier, brighter future for pets, pet parents and people! If you want to make a real difference, create an e...
  • 3/27/2024 12:00:00 AM

San Jose is located at 37°20′07″N 121°53′31″W / 37.335278°N 121.891944°W / 37.335278; -121.891944. According to the United States Census Bureau, the city has a total area of 180.0 sq mi (466 km2), of which 3.4 sq mi (8.8 km2) (1.91%) is water, making it the fourth-largest California city by land area (after Los Angeles, San Diego and California City). San Jose lies between the San Andreas Fault, the source of the 1989 Loma Prieta earthquake, and the Calaveras Fault. San Jose is shaken by moderate earthquakes on average one or two times a year. These quakes originate just east of the city on...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for CREDIT RISK MANAGER jobs
$146,711 to $216,130
San Jose, California area prices
were up 2.9% from a year ago

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This position determines the risk of default to the lender, not with a simple yes or no but with an analysis that may lead to a more detailed report.
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