Credit Risk Officer jobs in Buffalo, NY

Credit Risk Officer provides analysis and evaluation in order to reduce credit risk for a financial institution. Extracts data from a variety of sources and uses data to build simple to moderately complex financial models that predict risk exposure. Being a Credit Risk Officer prepares performance reports for management. Requires a bachelor's degree. Additionally, Credit Risk Officer typically reports to a supervisor or manager. The Credit Risk Officer works on projects/matters of limited complexity in a support role. Work is closely managed. To be a Credit Risk Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Wholesale Credit Risk Senior Analyst, Funds - Officer
  • Citi
  • GETZVILLE, NY OTHER
  • ICM Risk Analysis Unit (IRAUs) is an integral part of the Institutional Credit Management (“ICM”) Underwriting organization.  The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICM Risk and Banking, shared commitment to ensuring the safety and soundness of wholesale lending across ICM.

     

    ICM Risk Analysis Credit Risk Senior Analysts are responsible for a portfolio of ICM Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. Credit Risk Senior Analysts are expected to use their industry and financial knowledge to perform credit assessments,  using independent judgment and discretion on aspects relating to credit risk ratings, regulatory classification and credit recommendation to Second Line of Defense. That includes the production of Annual Reviews, Quarterly Reviews, and Transactions memos.

    A Credit Risk Senior Analyst is expected to have a strong understanding of credit risk, of Citi´s internal policies and procedures, and be knowledgeable about the industry fundamentals that portfolio belongs to. They might need some supervision from their Credit Risk Team Lead on more sensitive and complex credit situations and be able to communicate with ICM Risk and Banking partners, with minimal supervision of the Team Lead.

    This role has responsibility for the portfolio of Funds Relationships. It reports directly to the Funds Credit Risk Team Lead.

    Key Responsibilities:

     

    • Assess the credit and financial strength of Citi’s Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors

    • Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within risk appetite

    • Perform Transaction memos approvals in a timely manner according to Business priority. Discretionary recommendation should be documented in the memo on the proposal.

    • Using discretion and independent judgement, perform the analysis  to make recommendations to Second Line of Defense on risk ratings, classifications and proposal

    • Continuously monitor the covered portfolio, following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICM Risk and Banking partners

    • Partner with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios

    • Support ICM Risk Analysis Voice of the Employee (VOE) initiatives

    • Travel (less than 10%)

    Skills/Competencies:

    • Risk & Credit Underwriting:

      • Intermediate analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues

      • Demonstrates considerable knowledge of financial statements and GAAP accounting or similar governance relating to country of operation

      • Displays robust industry research capabilities, including risk and key drivers

      • Strong understanding of Credit Policy and procedures; proactively refers to resources as needed

      • Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly

      • Be able to articulate orally and in  writing credit recommendations for decision-makers using judgement and knowledge  of the credit analysis. 

    • Leadership:

      • Display a deep commitment and positive attitude to Citi and colleagues

      • Be reliable and eager to undertake more functions and responsibilities

      • Embrace the need for change and appreciate its benefits with natural curiosity

      • Demonstrate professionalism by being reliable, actively contributing in meetings by asking questions and challenging ideas

    • Competencies:

      • Strong interpersonal skills, with the ability to build relationships

      • Strong organizational skills with ability and willingness to work under pressure and manage time and priorities effectively

      • Solid written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of various levels of seniority

    • Technical:

      • Proficient Microsoft Office (Word, Excel, and PowerPoint) skills

      • Progressive experience with the internal ICM Templates and with financial modeling

    Qualifications:

    • BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject

    • Financial Services experience including 2-3 years of credit experience in banking or credit risk management

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    Job Family Group:

    Risk Management

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    Job Family:

    Credit Decisions

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    Time Type:

    Full time

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    Primary Location:

    Getzville New York United States

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    Primary Location Full Time Salary Range:

    $61,120.00 - $85,280.00


    In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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    Anticipated Posting Close Date:

    Mar 25, 2024

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    Citi is an equal opportunity and affirmative action employer.

    Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

    Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

    View the "EEO is the Law" poster. View the EEO is the Law Supplement.

    View the EEO Policy Statement.

    View the Pay Transparency Posting

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Flex Security Officer
  • Brosnan Risk Consultants
  • Amherst, NY OTHER
  • Company Overview/Benefits Unarmed Flex Security Officer - Amherst NY Hiring Immediately Weekly Pay $18/hr Medical, Dental, and Vision plans 401K with company match up to 4% Company Overview/Benefits: ...
  • 1 Month Ago

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Flex Security Officer- Unarmed
  • Brosnan Risk Consultants
  • Niagara Falls, NY OTHER
  • Company Overview/Benefits Unarmed Flex Security Officer - Pay Rate: $18/hour Health, Vision, and Dental plans 401k with company match up to 4 % Site Location: Niagara Falls, NY Weekend availability pr...
  • 1 Month Ago

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Institutional Credit Management (ICM) Credit Risk Data Specialist
  • Citi
  • GETZVILLE, NY OTHER
  • The Risk Ops Associate Analyst II is a developing professional role. This role identifies policy and applies specialty knowledge in monitoring and assessing processes and data. Integrates established ...
  • 4 Days Ago

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Inter-Affiliate Credit Risk and Portfolio Manager (VP)
  • Hispanic Technology Executive Council
  • Getzville, NY FULL_TIME
  • Inter-affiliate risk management from the legal vehicle perspective has become a topic of great interest from a global regulatory perspective; prudential regulators around the world are focusing more o...
  • 18 Days Ago

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Inter-Affiliate Credit Risk and Portfolio Manager (VP)
  • Citi
  • Getzville, NY OTHER
  • Inter-affiliate risk management from the legal vehicle perspective has become a topic of great interest from a global regulatory perspective; prudential regulators around the world are focusing more o...
  • 2 Days Ago

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0 Credit Risk Officer jobs found in Buffalo, NY area

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Behavior Health Specialist- Residential Treatment Facility
  • OLV Human Services
  • Buffalo, NY
  • Behavior Health Specialist- Residential Treatment Facility 150 Martin Rd, Buffalo, NY 14218, USAReq #198 Wednesday, Janu...
  • 3/28/2024 12:00:00 AM

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General Manager - Regal Cinema Walden Galleria 16 RPX & 4DX, Buffalo, NY
  • Regmovies
  • Buffalo, NY
  • ** General Manager - Regal Cinema Walden Galleria 16 RPX & 4DX, Buffalo, NY** **Job Category****:** Management - Theatre...
  • 3/28/2024 12:00:00 AM

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Medical Officer (Physician)
  • Department of Defense
  • Niagara Falls, NY
  • Summary Click on "Learn more about this agency" button below for IMPORTANT additional information. This position will su...
  • 3/27/2024 12:00:00 AM

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Clinical Nurse
  • Department of Defense
  • Niagara Falls, NY
  • Summary Click on "Learn more about this agency" button below for IMPORTANT additional information. This position will su...
  • 3/27/2024 12:00:00 AM

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Healthcare Engineer-Project Engineer
  • Department of Veterans Affairs
  • Buffalo, NY
  • Summary This Healthcare Engineer position performs project planning, produces designs, manages designs, manages construc...
  • 3/26/2024 12:00:00 AM

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Physician (Emergency Medicine)
  • Department of Veterans Affairs
  • Buffalo, NY
  • Summary VA Western New York Healthcare Systems is looking for a skilled Emergency Medicine Physician for the Buffalo, Ne...
  • 3/26/2024 12:00:00 AM

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VP, Risk Reporting Officer - C13 (Hybrid)
  • Citigroup, Inc.
  • Getzville, NY
  • Job Description Overview The Finance Chief Risk Officer organization provides risk management oversight of the Global Fi...
  • 3/26/2024 12:00:00 AM

Buffalo is the second largest city in the U.S. state of New York and the largest city in Western New York. As of July 2016[update], the population was 256,902. The city is the county seat of Erie County and a major gateway for commerce and travel across the Canada–United States border, forming part of the bi-national Buffalo Niagara Region. The Buffalo area was inhabited before the 17th century by the Native American Iroquois tribe and later by French settlers. The city grew significantly in the 19th and 20th centuries as a result of immigration, the construction of the Erie Canal and rail tra...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Risk Officer jobs
$62,234 to $84,471
Buffalo, New York area prices
were up 1.5% from a year ago

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Peter Valdez has joined Community First Guam Federal Credit Union as vice president and chief credit risk officer.
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