Credit Risk Officer jobs in Cedar Falls, IA

Job Summary

FCSAmerica is a great place to work. You see it in our people and the relationships they have with each other and our customers. Our passion and commitment to serving both rural America and each other is key to our success in the marketplace.

Seeking a Financial Officer who will be responsible for focusing on service and retention by quickly and effectively completing requests and building holistic relationships with customers and prospects for sales, marketing and promoting of all organizations core products. A large, assigned portfolio of steady and traditional operations.

Essential Duties & Responsibilities

• Design innovative customer packages, advising customers on financial information, and competitively pricing loans based on risk and profitability.
• Servicing assigned portfolios and developing business plans to increase market share, promoting, and selling loan products, cross selling all the organization's products and services, and supporting an unrivaled customer experience based on core principles and teamwork.
• May serve as the initial officer to engage with both incoming phone calls and walk in traffic seeking new credit.
• Discuss credit packages with Analysts and participate in consensus decision making process when appropriate.
• Collect necessary financial information and documents while providing excellent customer service, responding to inquiries, and completing key responsibilities timely. The primary focus being a development and learning period.
• Ability to provide sound coaching and counseling to customers. Demonstrated influence and negotiation skills (loan pricing, loan terms and conditions), credit analysis skills, and knowledge of multiple agricultural industries to assist customers in financial decisions.

Education Requirements

• Bachelor's Degree or equivalent work experience preferred in Ag Business, Accounting, Finance, Agricultural Economics, Animal Science or closely related field required.

Years of Experience

• Minimum of 1 year of experience in Lending, credit analysis and/or sales experience with a related financial services or agricultural credit organization required.

About Us

FCSAmerica and Frontier Farm Credit are jointly managed financial cooperatives but are separately owned by their farmer and rancher customers. Our customer-owners are directly served by their local financial and crop insurance team.

FCSAmerica supports rural communities and agriculture in Iowa, Nebraska, South Dakota and Wyoming. Frontier Farm Credit supports eastern Kansas. Together, we provide credit, crop insurance and other financial services to more than 60,000 agricultural producers and agribusinesses.

It takes a lot of expertise to meet the needs of today’s agricultural industry, and our combined 1,900 employees provide that in areas of lending, risk management, technology, marketing, customer and employee education.

We have job opportunities in Omaha, Nebraska, where FCSAmerica is headquartered, and 48 local offices across five states.

We take pride in serving every aspect of agriculture, from the young and beginning producer to some of the nation’s largest and most complex agribusinesses.