Credit Risk Officer jobs in Las Cruces, NM

Credit Risk Officer provides analysis and evaluation in order to reduce credit risk for a financial institution. Extracts data from a variety of sources and uses data to build simple to moderately complex financial models that predict risk exposure. Being a Credit Risk Officer prepares performance reports for management. Requires a bachelor's degree. Additionally, Credit Risk Officer typically reports to a supervisor or manager. The Credit Risk Officer works on projects/matters of limited complexity in a support role. Work is closely managed. To be a Credit Risk Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst
  • WestStar Bank
  • Las Cruces, NM FULL_TIME
  •  

    Summary

    Responsible for analyzing financial information, communicating findings through concise, well-written analysis reports as well as verbal recommendations to management.

     

    Essential Functions

    • Perform financial statement spreading and analysis on new and existing loan relationships to determine creditworthiness of borrowers, by evaluating cash flow and debt serviceability.
    • Prepare written credit analysis reports that are clear, concise and complete; translate information clearly and effectively.
    • Ensure compliance with bank policies and procedures and applicable banking regulations.
    • Assist lenders with credit exceptions.
    • Communicate with company controllers or accountants to gather additional information and interpret financial transactions.
    • Communicate and work with legal counsel on preparation of real estate documents and loan agreements.
    • Assist in the coordination of real estate loan activity with title companies, appraisers, civil or environmental surveyors, etc.
    • Contact borrowers that are past due and report chronic situations or problems to the responsible lender.
    • Contact borrowers, insurance agents, accountants, etc. for correction of any loan documentation exceptions and report problem areas to the responsible lender.
    • Coordinate activities between the lending staff and credit administration.
    • Communicate closely with all lenders relating to progress on projects and/or problems encountered in meeting objectives.
    • Other duties and projects as assigned. 

    Required Education, Experience, Skills

    • Bachelor’s degree with a major in accounting, finance or business administration.
    • Strong analytical skills with ability to interpret complex financial information; identify relevant risk.
    • Ability to work on multiple transactions simultaneously; prioritize assignments to meet deadlines.
    • Ability to communicate in a clear, concise manner (oral and written).
    • Ability to interpret technical instructions and deal with an assortment of variable.
    • Good organization skills.
    • Proficient computer skills required (Excel and Word).
    • Requires valid driver’s license; ability to travel/drive to client meetings.

    Equipment Used

    • Standard office equipment such as computers, phones and photocopiers.

    Supervisory Responsibility

    • N/A

    Working Conditions/Physical Requirements

    • Office setting
    • May require travel to client worksites, offices or other locations.

     

     

    WestStar is an Equal Opportunity Employer and does not discriminate on the basis of any protected trait, including gender, race, ethnicity, disability, or veteran status.

     

  • 1 Month Ago

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Risk Manager
  • CACI
  • Las Cruces, NM FULL_TIME
  • Risk ManagerJob Category: EngineeringTime Type: Full timeMinimum Clearance Required to Start: TS/SCI with PolygraphEmployee Type: RegularPercentage of Travel Required: NoneType of Travel: None* * *The...
  • 28 Days Ago

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Risk Management Coordinator - FT
  • Mountainview Regional Medical Center
  • LAS CRUCES, NM FULL_TIME
  • Responsible for assisting leaders in administering the risk management program on a day-to-day basis, including managing and analyzing risk management data, facilitating systems analysis to promote an...
  • 10 Days Ago

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Director, QM/Risk Management
  • Three Crosses Regional Hospital
  • Las Cruces, NM FULL_TIME
  • If you're looking for a place to call home and grow, Three Crosses Regional Hospital is looking for you! We are looking for a Director of Quality and Compliance to join our team that is committed to c...
  • 15 Days Ago

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Facilities Technician
  • Nusenda Credit Union
  • Las Cruces, NM FULL_TIME
  • Nusenda Credit Union is dedicated to excellent member service, care for our community, and being a great place to work. We work to make a positive difference in the lives of the people we serve and he...
  • 3 Days Ago

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Universal Experience Rep I
  • Firstlight Federal Credit Union
  • Las Cruces, NM PART_TIME
  • Part of the Retail Floater team and provides coverage to various branches throughout the city. Assists members in an Engagement Center setting or by using virtual technology. A UER I is responsible fo...
  • 4 Days Ago

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0 Credit Risk Officer jobs found in Las Cruces, NM area

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Assistant in Training
  • Buckle
  • Las Cruces, NM
  • Summary Buckle is seeking experienced and talented individuals who desire to take their skills to the next level. As an ...
  • 3/29/2024 12:00:00 AM

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Dentist- Current, Permanent Employees of El Paso VA Health Care System
  • Department of Veterans Affairs
  • Las Cruces, NM
  • Summary This position is eligible for the Education Debt Reduction Program (EDRP), a student loan payment reimbursement ...
  • 3/28/2024 12:00:00 AM

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Personal Banker - Roving New Mexico Southwest
  • WELLS FARGO BANK
  • Las Cruces, NM
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/26/2024 12:00:00 AM

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Personal Banker - Roving New Mexico Southwest
  • WELLS FARGO BANK
  • Anthony, NM
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/26/2024 12:00:00 AM

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Equipment Specialist
  • Department of Defense
  • El Paso, TX
  • Summary This is a public flyer to notify interested applicants of anticipated vacancies. Applications will NOT be accept...
  • 3/26/2024 12:00:00 AM

Las Cruces is the seat of Doña Ana County, New Mexico, United States. As of the 2010 census the population was 97,618, and in 2017 the estimated population was 101,712, making it the second largest city in the state, after Albuquerque. Las Cruces is the largest city in both Doña Ana County and southern New Mexico. The Las Cruces metropolitan area had an estimated population of 213,849 in 2017. It is the principal city of a metropolitan statistical area which encompasses all of Doña Ana County and is part of the larger El Paso–Las Cruces combined statistical area. Las Cruces is the economic and...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit Risk Officer jobs
$54,182 to $73,542
Las Cruces, New Mexico area prices
were up 2.5% from a year ago

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Six years ago, it named Stephanie Jones as its chief risk officer.
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Credit Risk Officer in Bellingham, WA
Monitoring and analysing risk exposure on a daily basis.
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Credit Risk Officer in Cedar Falls, IA
Peter Valdez has joined Community First Guam Federal Credit Union as vice president and chief credit risk officer.
February 17, 2020