Credit Risk Officer provides analysis and evaluation in order to reduce credit risk for a financial institution. Extracts data from a variety of sources and uses data to build simple to moderately complex financial models that predict risk exposure. Being a Credit Risk Officer prepares performance reports for management. Requires a bachelor's degree. Additionally, Credit Risk Officer typically reports to a supervisor or manager. The Credit Risk Officer works on projects/matters of limited complexity in a support role. Work is closely managed. To be a Credit Risk Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
MAJOR RESPONSIBILITIES AND DESIRED QUALIFICATIONS:
This position will analyze and provide written recommendations for credit decisions based on financial information and projections. The credit officer role is also known as a Credit Analyst or Credit Underwriter at other lending institutions.
· Reviews basic and complex loan requests to ensure applicant, loan purpose and collateral eligibility meet Association requirements
· Analyzes balance sheets, tax returns, repayment worksheets and credit bureau information by:
o Performing projections based on financial statements, historical data and agricultural trends to determine long-term profitability
o Determining if applicant’s financial ratios meet Association standards
· Approves or denies loan application based on Association standards and credit authority
· Reviews loan documentation files to ensure compliance with Association standards and FCA regulations
REQUIRED KNOWLEDGE AND EXPERIENCE:
Bachelor’s degree in business administration, agricultural economics, accounting, economics, finance or related field required. Minimum two years’ experience preferred in a credit related function and strong agricultural background. Successful candidates must be highly motivated with strong communication skills both written and verbal. Other strong skills required are interpersonal relationship skills, analytical skills and the ability to work individually and as a team player.
SEND RESUME OR APPLICATION TO:
Attn: Katie Edmison – Credit Officer
AgHeritage Farm Credit Services
119 East Third St. Suite 200
Little Rock, AR 72201
Job Link: https://agheritagefcs.bamboohr.com/careers/77
EEO/AA/M/F/V/D – No Agencies Please
Job Type: Full-time
Benefits:
Schedule:
Work setting:
Work Location: In person
Clear All
0 Credit Risk Officer jobs found in Little Rock, AR area