Credit and Collections Director jobs in Columbus, GA
Credit and Collections Director leads the overall credit function. Designs and implements processes to improve cash flow and reduce receivables. Being a Credit and Collections Director develops policies regarding the investigation of customers, extension of credit lines, and collections. Consults with current and future clients regarding their level of credit. Additionally, Credit and Collections Director oversees the negotiation and course of action taken for overdue accounts. Typically requires a bachelor's degree. Typically reports to top management. The Credit and Collections Director manages a departmental sub-function within a broader departmental function. Creates functional strategies and specific objectives for the sub-function and develops budgets/policies/procedures to support the functional infrastructure. Deep knowledge of the managed sub-function and solid knowledge of the overall departmental function. To be a Credit and Collections Director typically requires 5+ years of managerial experience. (Copyright 2024 Salary.com)
Recently Added Credit and Collections Director jobs
- Farm Credit Network
-
Opelika, AL
FULL_TIME
-
The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpretation of the applicant's financial information with a focus on owners' equity, working capital, and debt coverage to determine the short and long-term viability of the loan request. Prior experience in tax document preparation translates well in this position. The analyst will analyze the overall risk to the Association by utilizing those ratios and our potential collateral position to help the branch determine the best route forward on all loan requests.
Responsibilities/Duties
- Obtains and assembles information provided by the loan officer into a coherent and comprehensive loan package.
- Uses provided financial information to determine potential risks to the company and applicant credit worthiness.
- Analyzes financial statements, tax returns, and profit and loss statements for any individual or business associated with the loan request.
- Processes and prepares underwriting analysis for authorized credit personnel to make credit decisions, under direction of the Credit Analysis Manager.
- Maintains and makes recommendations on loan underwriting standards and procedures.
- Studies and researches the economic lending environment and the industries financed by the Association.
Education/Experience/Knowledge
- Bachelor's degree in Accounting, Finance, Business, or Economics.
- Two to five years of credit analysis and/or tax return work experience preferred.
- Experience in tax document preparation highly preferred, but not required.
- Solid knowledge of computers, Microsoft Excel, and related software.
Required Skills/Abilities
- Strong analysis, judgment, and communication (oral and written) skills.
- Problem solving skills and ability to work in a team atmosphere.
- High level of efficiency, accuracy, and responsibility.
- Motivated with a strong desire to take on new challenges and learn.
- Ability to handle frequent changes, delays, or unexpected events.
- Regularly exercises discretion and independent judgment.
- Self-starter and ability to be assertive and arrive at sound business decisions.
- Demonstrates initiative and can work responsibly with minimal supervision.
Leadership and advancement opportunities are available to analysts who display a thorough understanding of company policies, communicate clearly and effectively throughout the loan approval process, and adequately develop their knowledge of farm and nonfarm industries.
More experienced hires have an elevated ability to transition to team leaders within the department. Team leaders require exceptional analytical skills, as well as team-oriented focus to help improve the department. These individuals would be given minor internal supervisory responsibilities to oversee the daily workload of a team of 1-3 junior analysts, as well as serve as their primary point of contact for questions.
Benefits of being part of the First South team include:
- Competitive pay
- Personal development
- Paid vacation, sick leave, and holidays
- Medical insurance
- Dental and vision care
- Flexible spending accounts
- Health savings accounts
- 401(k) with employer matching
- Disability and life insurance
- Incentive plan
- 29 Days Ago
- Farm Credit Council
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpret...
- 30 Days Ago
- First South Farm Credit, ACA
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpret...
- 29 Days Ago
- Farm Credit Network
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of loan requests up to 250K. The analysis includes an in-depth interpretation of the applicant's...
- 13 Days Ago
- First South Farm Credit, ACA
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of loan requests up to 250K. The analysis includes an in-depth interpretation of the applicant's...
- 29 Days Ago
- America's Car-Mart
-
Opelika, AL
FULL_TIME
- America's Car-Mart is seeking a motivated and results-driven Field Collections Representative to join our organization. If you have a background in collections, strong communication skills, and a comm...
- 13 Days Ago
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0 Credit and Collections Director jobs found in Columbus, GA area
- Texas Nursing Services
-
Columbus, GA
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- Texas Nursing Services
-
Columbus, GA
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- Columbus Hospice of GA & AL
-
Columbus, GA
- Job Details Job Location Columbus Hospice of GA and AL - Columbus, GA Position Type Full Time Education Level 1 Year Cer...
- 4/23/2024 12:00:00 AM
- Comcast Corporation
-
Columbus, GA
- Comcast brings together the best in media and technology. We drive innovation to create the world's best entertainment a...
- 4/22/2024 12:00:00 AM
- Comcast Corporation
-
Columbus, GA
- Comcast brings together the best in media and technology. We drive innovation to create the world's best entertainment a...
- 4/22/2024 12:00:00 AM
- City of Phenix City
-
Phenix City, AL
- **Golf Cart Attendant (Part-Time)** / / Golf Cart Attendant (Part-Time) **Golf Cart Attendant (Part-Time)** **Personnel ...
- 4/22/2024 12:00:00 AM
- CenterWell Home Health
-
Columbus, GA
- Become a part of our caring community and help us put health first As a Home Health Physical Therapist Assistant, you wi...
- 4/20/2024 12:00:00 AM
- Automotive Supplier
-
Columbus, GA
- Job Description Job Description Assist HR Director/Manager with daily functions of department to include recruitment, re...
- 4/19/2024 12:00:00 AM
About Columbus, Georgia
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