Credit and Collections Director jobs in Waterloo, IA

Credit and Collections Director leads the overall credit function. Designs and implements processes to improve cash flow and reduce receivables. Being a Credit and Collections Director develops policies regarding the investigation of customers, extension of credit lines, and collections. Consults with current and future clients regarding their level of credit. Additionally, Credit and Collections Director oversees the negotiation and course of action taken for overdue accounts. Typically requires a bachelor's degree. Typically reports to top management. The Credit and Collections Director manages a departmental sub-function within a broader departmental function. Creates functional strategies and specific objectives for the sub-function and develops budgets/policies/procedures to support the functional infrastructure. Deep knowledge of the managed sub-function and solid knowledge of the overall departmental function. To be a Credit and Collections Director typically requires 5+ years of managerial experience. (Copyright 2024 Salary.com)

V
Senior Commercial Credit Analyst - FT
  • Veridian Credit Union
  • Waterloo, IA FULL_TIME
  •  
     
     

    This is a hybrid position that requires individual to work 2 days a week from one of our locations in North East, or Central IA, or Omaha, NE.

    WANT TO BE A PART OF AN AWARD WINNING TEAM, APPLY TODAY!!

    Take a look at all our great benefits here!

    Application deadline: March 14, 2024

    SUMMARY

    The primary focus of a Senior Commercial Credit Analyst is providing written presentation of interpreting and analyzing business and personal financial statements, tax returns, credit reports and other information pertinent to the evaluation of a commercial loan request to a Commercial Loan Officer and/or the Commercial Lending Committee. Additionally, the Senior Commercial Credit Analyst completes annual credit reviews and property inspections.

    ESSENTIAL FUNCTIONS

    • Interpret and analyze business and personal financial statements, tax returns, credit reports and other information pertinent to the evaluation of a commercial loan request.
    • Determine profitability, net worth, and ability for repayment, creating cash flow analysis for all borrowers and guarantors.
    • Generate financial ratios to evaluate members' current financial status, trends and comparison to industry averages.
    • Assess collateral values and credit risk associated with commercial loan requests. Perform asset verifications and property inspections as needed.
    • Provide written presentation of the credit request along with risk rating to the Commercial Loan Officer and or the Commercial Lending Committee.
    • Perform analysis for annual credit reviews to identify continued creditworthiness.
    • Identify strengths and weaknesses of a business borrower to effectively manage credit exposure.
    • Strong understanding of the core systems and all commercial lending software systems.   
    • Knowledgeable of NCUA and Iowa Code guidelines for business lending, as well as all credit union policies and procedures.
    • Possess a general understanding of appraisals and valuations to assist in collateral analysis.
    • Monitor the training needs of Credit Analysts, providing performance feedback as necessary.

    KEY ATTRIBUTES

    • Oral and written communication skills.
    • Member service focus.
    • Attention to detail and accuracy.
    • Positive attitude that supports a team environment.
    • Dependable and punctual; flexible during peak times.
    • High level of confidentiality.
    • Organizational skills.
    • Self-motivated; ability to work without close supervision.
    • Problem solving; analysis.

    PHYSICAL DEMANDS

    The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job:

    • Occasionally lift and/or move items over 10 pounds.
    • Remain sedentary (seated) for extended periods of time.

    WORKING CONDITIONS

    This job operates in a professional office environment and routinely uses standard office equipment.

    TRAVEL

    Limited travel expected.

    REQUIRED EDUCATION AND EXPERIENCE

    • Bachelor's Degree in Accounting, Finance, or related field.
    • 3 years of experience in commercial lending or investments.
    • 3 years of experience with credit analysis.
    • 3 years of experience with asset/liability management and risk assessment.
    • Proficient in Excel.

    PREFERRED EDUCATION AND EXPERIENCE

    • Proficiency in Credit Quest.

    OTHER DUTIES

    Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

    ABOUT VERIDIAN

    Veridian Credit Union provides equal employment opportunities to all employees and applicants for employment without regard to age, race, creed, color, sex, pregnancy, sexual orientation, gender identity, military service, national origin, religion, physical or mental disability, genetic information, or any other classifications protected by applicable federal, state or local laws.

  • 1 Month Ago

V
Contact Center Representative I
  • Veridian Credit Union
  • Waterloo, IA FULL_TIME
  • Under general supervision and in compliance with established policies and procedures, the Contact Center Representative I is responsible for providing superior member service by conducting transaction...
  • 12 Days Ago

V
Loan Advisor I/II - FT
  • Veridian Credit Union
  • Waterloo, IA FULL_TIME
  • This position requires an individual to work full-time from our Logan Ave Hy-Vee location in Waterloo, Iowa.WANT TO BE A PART OF AN AWARD WINNING TEAM, APPLY TODAY!!Take a look at all our great benefi...
  • 13 Days Ago

V
FT Receptionist-Branch Operations
  • Veridian Credit Union
  • Waterloo, IA FULL_TIME
  • RECEPTIONIST - ONSITEPAY - $14.81/HR.WANT TO BE A PART OF AN AWARD WINNING TEAM, APPLY TODAY!!Take a look at all our great benefits here!LOCATION: 1827 ANSBOROUGH AVE, WATERLOO IOWA SUMMARYThe Recepti...
  • 2 Days Ago

V
Benefits Coordinator
  • Veridian Credit Union
  • Waterloo, IA FULL_TIME
  • Benefits coordinator- FULL TIMEDeadline: 4/19/2024Hybrid Remote- 2 days in-office per week choosing from T/W/TH. Rest of the week working from home!MUST LIVE IN THE CEDAR FALLS/WATERLOO IOWA OR SURROU...
  • 5 Days Ago

V
VI - Agent Associate - FT
  • Veridian Credit Union
  • Waterloo, IA FULL_TIME
  • This is a hybrid position that requires individual to work 2 days a week from one of our locations in Waterloo or Cedar Rapids, IA. WANT TO BE A PART OF AN AWARD WINNING TEAM, APPLY TODAY!!Application...
  • 9 Days Ago

Filters

Clear All

Filter Jobs By Location
  • Filter Jobs by companies
  • More

0 Credit and Collections Director jobs found in Waterloo, IA area

W
Greeter
  • Walmart
  • Waterloo, IA
  • **Job Summary:** As a Greeter at Walmart, you will be the first point of contact for customers as they enter the store. ...
  • 4/19/2024 12:00:00 AM

T
Housing Services Coordinator
  • The Salvation Army Central Territory
  • Waterloo, IA
  • Job Description The starting salary for this position is $45k. The Salvation Army Mission:The Salvation Army, an interna...
  • 4/19/2024 12:00:00 AM

R
Customer Service Specialist - $1000 SIGN ON BONUS!
  • Rollins, Inc.
  • Cedar Falls, IA
  • ** Customer Service Specialist** **Job Category****:** Customer Service **Requisition Number****:** CUSTO020290 Showing ...
  • 4/19/2024 12:00:00 AM

W
Call Center Representative
  • Wolfe Eye Clinic
  • Waterloo, IA
  • Job Details Job Location Waterloo - Waterloo, IA Position Type Full Time Travel Percentage Minimal Job Category Health C...
  • 4/18/2024 12:00:00 AM

O
Customer Service Representative
  • Oculus Search Partners LLC
  • Waterloo, IA
  • Location Waterloo, IA **Customer Service Representative** **Waterloo, IA** **$15-23/hour** Our Waterloo, IA client is se...
  • 4/18/2024 12:00:00 AM

T
Customer Support Specialist - Work From Home>
  • Topstep
  • Cedar Falls, IA
  • [Customer Service / Remote] - Anywhere in U.S. / Competitive salary & bonuses / Medical, dental & vision / 401k match / ...
  • 4/18/2024 12:00:00 AM

B
FT Customer Support Advocate - Work From Home>
  • Brightwheel
  • Waterloo, IA
  • [Customer Service / Remote] - Anywhere in U.S. / $21.64 per hour / Medical, dental, and vision / PTO - As a Customer Sup...
  • 4/18/2024 12:00:00 AM

B
FT Customer Support Advocate - Work From Home>
  • Brightwheel
  • Cedar Falls, IA
  • [Customer Service / Remote] - Anywhere in U.S. / $21.64 per hour / Medical, dental, and vision / PTO - As a Customer Sup...
  • 4/18/2024 12:00:00 AM

Waterloo is a city in and the county seat of Black Hawk County, Iowa, United States. As of the 2010 United States Census the population decreased by 0.5% to 68,406; the 2016 Census estimates the population at 67,934, making it the sixth-largest city in the state. The city is part of the Waterloo – Cedar Falls Metropolitan Statistical Area, and is the more populous of the two cities. According to the United States Census Bureau, the city has a total area of 63.23 square miles (163.76 km2), of which 61.39 square miles (159.00 km2) is land and 1.84 square miles (4.77 km2) is water. The average el...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Credit and Collections Director jobs
$138,267 to $198,709
Waterloo, Iowa area prices
were up 0.8% from a year ago

Credit and Collections Director in Colorado Springs, CO
This position is responsible for credit and collections activities.
November 28, 2019
Credit and Collections Director in Greenville, SC
Anytime Collect is collections software to help businesses get paid faster.
February 11, 2020
Credit and Collections Director in Erie, PA
If you're looking at jobs in credit and collections, you might want to know that opportunities range from entry level to senior management at all kinds of companies and industries.
January 13, 2020