Data Scientist jobs in Charlotte, NC

Credit Risk Data Scientist

Rich Data Corporation

Remote, North America

Full-time

About RDC

Rich Data Co (RDC) Delivering the Future of Credit, Today! We believe credit should be accessible, fair, inclusive, and sustainable. We are passionate about AI and developing new techniques that leverage traditional and non-traditional data to get the right decision in a clear and explainable way. Global leading financial institutions are leveraging RDC’s AI decisioning platform to offer credit in a way that aligns to the customers’ needs and expectations. RDC uses explainable AI to provide banks with deeper insight into borrower behaviour, enabling more accurate and efficient lending decisions to businesses.

Join the Future of Credit!

• Work at a 5-Star Employer of Choice 2023 - RDC was named one of HRD Australia’s “best companies to work for in Australia”.
• Join a fast-growing global AI company - Grow your skills, capabilities and gain AI and global experience.
• High performance team - Work alongside some of the best product teams, data scientists and credit experts in the industry.
• Vibrant team culture - Join an innovative and agile team who celebrates wins and solves problems together.
• Work-life balance - Highly flexible working arrangements - work how’s right for you!
• Financial inclusion - Be part of a company that is striving for global financial inclusion and driving the future of credit.

Purpose of Role

Rich Data Co is a cloud native AI Decisioning company whose purpose is financial inclusion and increasing global access to credit. To achieve this, the Data Science / Modeler function is key to our organisational success. As we look to expand in North America and grow our world-class team, we are seeking a Senior Data Science subject matter expert to join our team. A Lead/Senior Data Scientist will work closely with our customers on developing AI based solutions to solve complex credit-based decisions in the Small and Midsize Business and Commercial lending space.

Accountability & Outcomes

The role will involve the following key accountabilities:

• Designing, Presenting & documenting AI based initiatives to our clients, typically banking and risk executives.
• Design use cases for clients with clear objectives and success criteria, matching our AI platform capabilities and client needs.
• Develop data processing solutions and machine learned models to address the business objective of our clients using RDC platform.
• Lead discovery engagement and develop prototypes to be deployed on the RDC platform for clients across new use cases in SMB and Commercial lending within in Australia & New Zealand and/or North America
• Support sales, client advisory and client delivery team to achieve expected business outcomes as agreed with our clients.
• Help mentor and train more junior Data Science team members on RDC methodologies and AI best practices

Essential Qualifications

• 5 years of credit risk experience
• Programming experience in Python and SQL, including machine learning techniques
• Experience developing, and managing quantitative credit risk models including credit decisioning models
• Experience presenting to technical, and non-technical stakeholders, including senior leadership
• Experience working with non-traditional data sources such as transaction, accounting, and e-commerce data

Desired Qualifications

• Advanced degree in Computer Science, Data Science, Mathematics, Statistics, or other Quantitative related degree
• Exposure to other languages such as R, Perl, SAS.
• Deep understanding of the credit risk life cycle and lending practices.
• Understanding the decision-making process behind the lending process.