Ascent is a leading provider of innovative financial products and student support services that enable more students to access education and achieve academic and economic success. Everything Ascent offers is designed with the best-in-class teams and technology to increase every student's ability to plan, pay, and succeed in their education and career. Ascent's planning tools and financing resources are co-created by students for those in college, graduate school, and career training programs. Ascent offers financial wellness education, student success services, and one-on-one and digital career coaching that put students' academic and professional goals within reach. Ascent has been widely recognized for its strong culture – named “Best Places to Work” by the San Diego Business Journal for the past 5 years – and as an industry leader – named “Best Student Loan” by NerdWallet for the past 3 years.
Job Description:
The Ascent Part-Time Contract Underwriter is responsible for the timely and accurate pipeline management of new loan application requests in a paperless environment. The Underwriter will need to review credit reports and income documentation as part of the student loan application. The Underwriter will work closely with Customer Service and Processing to ensure the accurate and timely underwriting of Ascent Student Loans. Furthermore, this position requires effective communication of Ascent policy and procedural information via multiple communication channels to and from internal and external parties.
We are looking for Underwriter (Part-time, Contract) to join our team in the heart of downtown San Diego, CA working a hybrid/remote schedule. This position is requiring a minimum of 16 hours per week, which can include nights/weekends as we are flexible to work around your schedule.
Responsibilities:- Be the first point of contact for income scenarios and income documentation questions.
- Verifies the accuracy of income documents and credit reports.
- Calculates monthly income and debt-to-income ratios.
- Interacts proficiently with applicants and team members.
- Identify red flags within documentation.
- Answer escalations emails, calls and inquires as it relates to income and credit scenarios.
- Collaborate on processes with multiple departments.
Minimum Requirements:- Minimum 4 years in mortgage processing, mortgage modification, student loan underwriting
- Experience working with income documents and income calculations.
- Must be able to review and interpret credit reports on a tradeline basis.
- Excellent verbal and written communication skills to articulate outstanding conditions and escalations with external applicants.
Qualities we look for in our candidates: - Pay for this position is $25 per hour (W2). Contract role will last approximately three months with potential for permanent placement.
- An eagerness to learn and grow your skills.
- A drive to succeed, a sense of urgency, and a passion for work.
- All-around good teammate who is approachable and dedicated to helping others succeed.
Bonus points if you have:- Associate degree, advanced education is a plus.
The Job Description is intended to be a general representation of the responsibilities and requirements of the job. However, the description may not be all-inclusive, and responsibilities and requirements are subject to change.
Equal Employment Opportunity
It is the policy of the Company to provide equal employment opportunities to all employees and employment applicants without regard to unlawful considerations of race, religion, color, national origin, sex, sexual orientation, gender identity or expression, age, sensory, physical, or mental disability, marital status, veteran or military status, genetic information, or any other classification protected by applicable local, state, or federal laws. This policy applies to all aspects of employment, including, but not limited to, hiring, job assignment, compensation, promotion, benefits, training, discipline, and termination. Reasonable accommodation is available for qualified individuals with disabilities, upon request.