Health Underwriter, Sr. jobs in Lincoln, NE

Farmers Mutual of Nebraska is seeking an Underwriter in our Town Department - an exceptional individual who is intuitive, motivated, and skilled. We’re experiencing incredible growth and are on the search for individuals who would like to grow with us. With a competitive salary and excellent benefits package, expanding beyond health insurance and a generous 401K, we offer an employee wellness program, a hybrid work-from-home policy for eligible employees (though all candidates must be available to work in our Lincoln Office for training and development), pension plan, and so much more. Please supply a cover letter and resume. Applications with cover letters will be given preferential review.

Be a part of a rock-solid company with deep Midwest roots. If our core values resonate with you, we encourage you to apply to be a Farmers Mutual Underwriter today!

Core values include: Integrity - Service - Excellence - Stability - Strength - Respect - Teamwork

General Function of an Underwriter:

Persons employed in this position are responsible for, but not limited to, analyzing new applications and endorsement requests for the purpose of selecting those risks that are acceptable based on established company rules and guidelines. Performs under established routine and practice regarding underwriting rules.

Duties and Responsibilities of an Underwriter:

• Analyze and evaluate applications and endorsement requests to approve or decline in accordance with company rules and guidelines.
• Calendar binders based on the effective date. Follow up on unanswered requests for information and expiring binders.
• Communicate effectively, by phone, e-mail or in writing, with agents, applicants, or policyholders regarding questions raised or submitted and/or to obtain additional underwriting information.
• Receive and handle unsolicited phone calls that originate outside the company.
• Have occasional in-person contact with agents and policyholders concerning underwriting questions or policy changes.
• Assist agents in figuring quotes on new risks.
• Handle routine policy cancellations and, if needed, manually calculate unearned premium.
• Coordinate the allocation of policy premiums with the Accounting Department.
• Handle late and insufficient funds premium payments, which includes reunderwriting the policy file.
• Assure smooth workflow and assist in training employees and/or overseeing their work as may be requested.
• Keep current on underwriting rules and regulations.
• Provide technical guidance to Assistant Underwriters and processor-verifier employees.
• Assist with supervision of the department in the absence of the Department Manager and Chief Underwriter.
• Determine need for field inspection. Request, review, and analyze field report to determine appropriate underwriting action.
• Regular and timely attendance in the office is an essential function of the job.

In addition to the duties and responsibilities set forth above, the employee occasionally may be asked to assist in other duties throughout the company on an as-needed basis. At no time will any employee be required to perform any duties, which he or she is not mentally or physically capable of performing.

Qualifications of an Underwriter:

• High school graduate or equivalent required, college degree preferred.
• Minimum of two years insurance related experience preferred.
• API, AINS, CPCU or similar insurance courses helpful.
• Ability to communicate effectively with agents, insured and mortgagees/lien holders, via letter, electronic mail, phone and in person.
• Ability to competently operate personal computer and possess some personal computer applications knowledge.
• Ability to adapt to detailed, precise work, accept responsibility, and work as a team.

Farmers Mutual recognizes that an individual with a disability may require an accommodation to enable them to successfully perform a job function. Should you require such an accommodation, please indicate the job function and suggested accommodation during the interview process. Farmers Mutual will attempt to make reasonable accommodations.