Health Underwriter, Sr. jobs in Mobile, AL

Under the supervision of the Underwriting Team, supports the team in deciding whether to accept applications for insurance cover. Determining risk is a complex process and this position relies on sensible judgement and meticulous attention to detail. The Associate Underwriter must ensure that accurate quotes are produced which are both competitive for the customer but also profitable for the company. Primary focus on Property and Casualty for Personal and Commercial Lines. SSIU empowers our underwriters to put their exceptional analytical skills to use every day to assess and measure risk. Their decisions are critical to driving the company’s success and profitability.

Responsibilities & Duties

•               Evaluate risks, quote with underwriter supervision, and refer analysis for underwriter approval

•               Determine the acceptability of the risk and appropriate premium for coverage offered in accordance with the established underwriting guidelines; ensures                  compliance with underwriting strategies and regulatory compliance

•               Demonstrates a professional and courteous attitude with agents, which includes responding promptly and ethically to all requests and issues. Delivers on                  promises and only promises what can be delivered.

•               Provides accurate and thorough education to agents about the company’s risk selection philosophy and pricing guidelines.

•               Makes field visits to agent’s offices to build relationships and solicit new business applications

•               Contribute to operational efficiencies.

REQUIREMENTS

Education & Experience

•               Bachelor’s degree with a Business or Risk Management emphasis preferred

•               High school Diploma or Equivalent

•               Some exposure to underwriting concepts and a gal of further development of insurance knowledge and experience

•               Working knowledge of Windows PC, Microsoft Word, Outlook, and Excel is required

Knowledge, Skills & Abilities

•               Superior analytical, math, statistical and negotiation skills

•               Ability to work independently and with a team

•               Should be flexible and able to switch quickly from one project to another when dictated by business need

•               A willingness to put forth additional effort when critical projects arise as well as availability to communicate with people in different time zones are                                important. A positive, “can-do” attitude is expected

•               Maintains confidentiality

•               Listens actively and conveys appropriate information to others

•               Strong attention to detail, data analysis, and excellent decision-making skills are desired

•               Excellent customer service, interpersonal, and communication skills are preferred

Physical Requirements

To perform this job successfully, an individual must possess the physical ability to satisfactorily perform each essential function.  Specific abilities include:

•           Ability to sit or stand for extended periods of time

•           Ability to repetitively use fingers and hands

•           Ability to look at and read computer monitors for extended periods

We are proud to offer competitive salary and benefits, twelve paid holidays, educational allowance, 3% IRA match with no vesting period and a flexible and supportive work environment. 

EEOC Statement

South Shore Insurance Companies provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, or genetics. In addition to federal law requirements, SSIA, LLC complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.

South Shore Insurance Companies expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Improper interference with the ability of South Shore Insurance Companies employees to perform their job duties may result in discipline up to and including discharge.