Health Underwriter, Sr. jobs in Santa Cruz, CA
Health Underwriter, Sr. reviews applications for coverage, gathers data and assesses risk related to qualifying a candidate for health insurance. Calculates and recommends pricing. Being a Health Underwriter, Sr. performs group and/or individual underwriting. Requires a bachelor's degree. Additionally, Health Underwriter, Sr. typically reports to supervisor or manager. The Health Underwriter, Sr. contributes to moderately complex aspects of a project. Work is generally independent and collaborative in nature. To be a Health Underwriter, Sr. typically requires 4 to 7 years of related experience. (Copyright 2024 Salary.com)
Recently Added Health Underwriter, Sr. jobs
Underwriter
- Alliance Member Servic
-
Santa Cruz, CA
FULL_TIME
-
Underwriter
Summary
Reporting to the Underwriting Manager and operating within guidelines established in the NIAC / ANI underwriting manual, performs risk selection and pricing on new business, renewals and endorsements. Reviews new business and renewal quotes prior to issuance. Makes marketing calls to members and brokers on an as needed basis. This position requires a great deal of creativity and latitude. Makes some marketing calls to members and brokers on an as needed basis. The requirements listed below are representative of the knowledge, skill, and/or ability required but are not all inclusive. Prior experience working remote out of a home office is required for remote positions.
ResponsibilitiesThe Underwriter I responsibilities include but are not limited to:- Assess and price new business, renewals and endorsements according to guidelines and authority as outlined in the underwriting manual. Lines of business to underwrite include general liability, auto liability and physical damage, improper sexual conduct, liquor liability, employee benefits liability, umbrella, property and crime, social service professional liability, directors’ & officers, employment practices liability and accident
- Prepare the underwriting and rating work-up on all new business and renewal policies as assigned. Such work-up to include but is not limited to:
- Select and/or verify class code and premium base and rating exposure
- Calculate final premium including specialty charges (special events and additional insureds)
- Determine appropriate credits and/or debits to obtain a fair and sustained premium for risk
- Determine coverage forms and necessary endorsements
- Effectively communicate to broker quote conditions
- Provide accurate documentation in the file and/or in electronic notes of underwriting thought process
- Ability to think outside of the box and develop solutions for our members that address their specific insurance needs
- A personal commitment to providing Inspired Service in every internal and external client engagement
- Provide customer service by responding promptly and courteously to all requests for information
- Ensure timely and accurate preparation for issuance of policies
- Effectively communicate company standards, mission, underwriting guidelines, and requirements to brokers and/or members
- Provide accurate documentation in the file and/or in electronic notes of underwriting thought process.
- Order/review inspection reports to assess risk quality and to confirm exposure base accuracy
- Actively manage assigned book of business. Responsible for achieving company renewal retention ratio goal and amount of new business written on a monthly basis in addition to company profitability goals
- Actively manage relationships with assigned brokers, customers and members.
- Ensure that information available from internal and external resources is properly integrated into underwriting decision making
- Ensure that referral guidelines are properly followed regarding all lines of business underwritten
- Provides training and mentoring for other members of the Insurance Operations team when required
- Miscellaneous tasks – Any and all assignments related to the insurance operations department as requested
- Some travel required
Required Skills- Strong technical P&C underwriting knowledge and skills
- Intermediate knowledge of ISO commercial class codes and CLM rules, forms, rating and regulatory requirements
- Strong knowledge of NIAG polices and coverages and how they differ from competitor’s forms and coverages.
- Strong knowledge of underwriting and pricing principles and the ability to use this knowledge to make underwriting and pricing decisions with little oversight
- Results-oriented, self-motivated problem solver with excellent verbal and written communication skills
- Consistent customer service focus for members and brokers
- Ability to organize and prioritize workload with little supervision and efficiently make sound business decisions within level of authority
- Capacity to manage multiple tasks in response to both written and verbal requests
- PC literate. Basic to intermediate skills with Word, Outlook and Power Point. Intermediate skills in Excel
- Should expect to assist with training and development of less experienced staff. This includes the ability to do formal and informal training sessions/classes
- Candidate should possess excellent written and verbal communication skills, and sharp attention to detail. This includes strong documentation skills
- Ability to collaborate with other staff members and external constituents
- While performing the duties of this job, the employee is required to climb, stoop, bend, reach or sit for up to 3 hours at a time. The employee must occasionally lift/and or move up to 20lbs
- Must have adequate vision (with corrective lenses if needed) to clearly view computer screen
- Must have adequate hearing to perform job tasks
Experience- 2-4 years working as an Underwriter I or have minimum 5 years as Commercial CSR or Associate Underwriter or equivalent preferred
- Experience in a multi-state and multi-line commercial insurance environment preferred
- Prior experience working remotely from a home office 100% of the time is required for remote positions
Education- 4-year degree (or directly-related equivalent experience) preferred
- CIC, AU, AINS or comparable designations preferred
Compensation: The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors including the location, skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for additional incentive compensation upon achievement of individual and company goals.Salary Range
73,000 - 100,000
- 1 Month Ago
Associate Underwriter
- Alliance Member Servic
-
Santa Cruz, CA
FULL_TIME
- SummaryReporting to the Underwriting Manager and operating within guidelines established in the NIAC / ANI underwriting manual, performs risk selection and pricing on renewals, new business and endors...
- 23 Days Ago
Associate Underwriter
- Alliance Member Servic
-
Santa Cruz, CA
FULL_TIME
- SummaryReporting to the Underwriting Manager and operating within guidelines established in the NIAC / ANI underwriting manual, performs risk selection and pricing on renewals, new business and endors...
- 1 Month Ago
Sr. Director Data & Analytics
- Universal Audio
-
Scotts, CA
FULL_TIME
- Department: Business Operations Location: Scotts Valley, CA OR Remote/Hybrid Intention: The Sr. Director of Data & Analytics will be responsible for leading a robust data and analytics function that w...
- 17 Days Ago
Sr. Software Program Manager
- Universal Audio
-
Scotts, CA
FULL_TIME
- Department: Engineering / Program Management Location: Scotts Valley, CA OR Hybrid OR Remote The Senior Software Program Manager will be responsible for the overall planning and execution of our softw...
- 19 Days Ago
Sr. Compensation Analyst
- Robert Half
-
Watsonville, CA
OTHER
- We are offering an exciting Sr. Compensation Analyst opportunity in the Agricultural industry based in Watsonville, California. We are in search of a meticulous and detail-oriented Sr. Compensation An...
- Just Posted
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0 Health Underwriter, Sr. jobs found in Santa Cruz, CA area
Personal Lines Producer
- Eumarkjah Sanford Allstate Insurance Agency
-
San Jose, CA
- Job Description Job Description Benefits: Dental insurance Health insurance Paid time off Vision insurance Benefits/Perk...
- 4/24/2024 12:00:00 AM
Commercial Banker - San Jose, CA
- Zions Bancorporation
-
San Jose, CA
- Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, tr...
- 4/24/2024 12:00:00 AM
Home-Based Remote Sales Representative Work From Home
- Symmetry Financial Group
-
San Jose, CA
- Job Description Overview: We are seeking a highly motivated and results-driven Life Insurance Sales Representative, who ...
- 4/24/2024 12:00:00 AM
Vice President, Senior Broker
- Flow
-
Mountain View, CA
- Vice President, Senior Broker Location: Mountain View, CA or Remote About Capitola Capitola is a next generation Commerc...
- 4/22/2024 12:00:00 AM
Remote Insurance Agent
- Propel Personnel
-
San Jose, CA
- Job Description Job Description Remote Insurance Agent Job Overview Join one of the nation’s leading Fortune 100 Insuran...
- 4/22/2024 12:00:00 AM
Acquisitions Associate - Multifamily (Semi-Remote)
- Advice Personnel
-
San Jose, CA
- Real Estate Acquisitions Associate Multifamily (Semi-Remote) A prominent national real estate investment and management ...
- 4/22/2024 12:00:00 AM
Work From Home Remote Sales Specialist
- Symmetry Financial Group
-
San Jose, CA
- Job Description Overview: We are seeking a highly motivated and results-driven Life Insurance Sales Representative, who ...
- 4/22/2024 12:00:00 AM
Work From Home Online Remote Sales Executive
- Symmetry Financial Group
-
San Jose, CA
- Job Description Overview: We are seeking a highly motivated and results-driven Life Insurance Sales Representative, who ...
- 4/22/2024 12:00:00 AM
About Santa Cruz, California
Santa Cruz (/ˈsæntə ˈkruːz/, Spanish: Holy Cross) is the county seat and largest city of Santa Cruz County, California. As of 2013 the U.S. Census Bureau estimated Santa Cruz's population at 62,864.
Situated on the northern edge of Monterey Bay, about 32 mi (51 km) south of San Jose and 75 mi (120 km) south of San Francisco, the city is part of the 12-county San Jose-San Francisco-Oakland Combined Statistical Area.
Santa Cruz is known for its moderate climate, natural environment, coastline, redwood forests, alternative community lifestyles, and socially liberal leanings. It is also home to th...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Health Underwriter, Sr. jobs
$96,097 to $120,661
Santa Cruz, California area prices
were up 2.5% from a year ago
were up 2.5% from a year ago