Lending Officer jobs in Columbus, MS

Overview

The Lending Assistant will assist the Executive Officer, Branch Manager, or Loan Officer in gathering financial data and credit information used in the credit decision. This individual will prepare loan documents and proofreads for corrections. In addition, the individual will handle confidential files and records of the bank, assist in loan closing and in many cases be responsible for closing loans, as well as prepare all entries to book loans.

RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER

Responsibilities

• Prepare loan papers, documents, files and correspondence
• Aid the lender in collecting financial and related data in order for the lender to determine the general credit worthiness of the prospects and the merits of the specific loan request
• Collect information, which reflects the current credit worthiness of customers and the current merits of existing loans
• Assist the lender by monitoring the overdraft list in his/her absence and calling for deposits as needed
• Assist the lender in collection efforts through preparing correspondence and monitoring payments
• Assist in preparing management reports including past due reports
• Prepare all the necessary entries to book loans including loan proceeds checks
• Assist loan customers on a daily basis with their deposit inquiries and problems
• Follow-up on tickler exceptions
• Responsible for keeping records and for preparing master note draws, construction lines of credits, and other business related lines of credit
• Determine loan documentation and compliance documents needed for loans
• Close loans on a regular basis
• Assist lender in monitoring and collecting information needed for notes to be renewed
• Work as a Personal Banker when needed
• Assist in other branch assignments as needed
• Perform other related duties as assigned

Qualifications

• High School diploma or equivalent required
• Minimum of 2 years job related experience
• Ability to operate a personal computer using Microsoft Word and Excel
• Ability to use DecisionPro and nCino, with a working knowledge of SBLU, BBLU, CLU, and the LSP highly preferred (Small Business Lending Unit, Business Banking Lending Unit, Commercial Lending Unit, and the Loan Submission Package)
• Basic knowledge of accounting
• Ability to deal tactfully and effectively with customers issues as well as co-workers
• Technical knowledge and proficiency to handle the activities and responsibilities of the job
• Excellent organizational skills and ability to multi-task

Physical Demands

The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.

Work Environment 

The Bank’s professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank’s employees, customers, and assets.

The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word “May”.

This job description is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties.  Other duties may be assigned as needs arise.  Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law.

This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.