Lending Officer conducts lending activities for an assigned market or geographic area. Develops a pipeline of customers through referrals, inquiries, and outreach. Being a Lending Officer performs a due diligence review of potential borrowers, including a risk and financial analysis. Structures loan proposals, prepares credit memos, and presents to loan committee for approval. Additionally, Lending Officer may manage a portfolio of existing loans, including reviewing financial reporting, monitoring compliance with loan terms, and handling loan modifications or workouts. Ensures adherence to regulations, bank credit policies, and procedures. Typically requires a bachelor's degree. Typically reports to a manager. The Lending Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Lending Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Position Goals:
A successful employee will have the passion and commitment of making possible the homeownership dream. The drive to build long term relationships with internal and external customers, while expanding their customer base via center of influence referrals. They will focus on strong and consistent production results by servicing and originating mortgage loans for individuals in low and moderate income and minority neighborhoods. Their communication and interpersonal skills will be essential to assist in the discovery and financial education process of many of their customers and prospects.
This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators. As such, an employment offer for this position is contingent on FMB's review of your criminal conviction history, credit report information available through NMLS.
Essential Duties and Responsibilities:
Position Requirements:
Education - High school diploma or equivalent (GED).
Experience - Two (2) plus years in one of the following fields; mortgage lending, consumer lending, credit counseling or homeownership counseling.
Other - None.
Preferred Requirements:
Understanding of conventional and/or government lending guidelines.
Understanding of residential first time home buyer processing, underwriting and closing process.
Experience presenting financial education workshops with a focus on low and moderate income and minority.
Neighborhoods.
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0 Lending Officer jobs found in Columbus, OH area