Lending Officer conducts lending activities for an assigned market or geographic area. Develops a pipeline of customers through referrals, inquiries, and outreach. Being a Lending Officer performs a due diligence review of potential borrowers, including a risk and financial analysis. Structures loan proposals, prepares credit memos, and presents to loan committee for approval. Additionally, Lending Officer may manage a portfolio of existing loans, including reviewing financial reporting, monitoring compliance with loan terms, and handling loan modifications or workouts. Ensures adherence to regulations, bank credit policies, and procedures. Typically requires a bachelor's degree. Typically reports to a manager. The Lending Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Lending Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
The Lending Sales Specialist position rewards individuals with a generous sales incentive for loan production, introductory rate and bilingual pay differential.
Demonstrates a highly motivated, positive, outgoing, influential personality with a strong emphasis on sales and results orientation to ensure the credit union maximizes lending and sales opportunities with members who apply for credit over the phone. Consistently demonstrates the ability to think independently, outside the box, by effectively responding to each individual member’s unique situation; not stuck in a mass production box. Commands a thorough knowledge of the lending process from application to closing to ensure maximum funding rates. Demonstrates an unsurpassed commitment to exceptional member service and teamwork. Is fully knowledgeable of all credit union products and services and can confidently offer appropriate solutions to fit member need. Can clearly and effectively communicate with members and all levels of staff in oral and written form and is proficient with applicable technology.
EDUCATION: High School Diploma or equivalent
EXPERIENCE REQUIRED:
Minimum one (1) year experience in areas related to sales and lending preferred.
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0 Lending Officer jobs found in El Paso, TX area