Lending Officer jobs in Hopkinsville, KY

Lending Officer conducts lending activities for an assigned market or geographic area. Develops a pipeline of customers through referrals, inquiries, and outreach. Being a Lending Officer performs a due diligence review of potential borrowers, including a risk and financial analysis. Structures loan proposals, prepares credit memos, and presents to loan committee for approval. Additionally, Lending Officer may manage a portfolio of existing loans, including reviewing financial reporting, monitoring compliance with loan terms, and handling loan modifications or workouts. Ensures adherence to regulations, bank credit policies, and procedures. Typically requires a bachelor's degree. Typically reports to a manager. The Lending Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Lending Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

Recently Added Lending Officer jobs

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Residential Lending Sr Loan Officer
  • Banterra
  • Paducah, KY FULL_TIME
  • Summary: Responsible for soliciting, negotiating and gathering documents to prepare mortgage loans and HELOCs for underwriting in compliance with federal guidelines and the Bank's lending policies and procedures.
    Responsibilities: include but are not limited to the following. Other duties may be assigned.
    • Self-source and generate mortgage loans through established referral partners and banking partnerships.
    • Gather financial information from clients including income, assets, debts, and credit history.
    • Evaluate creditworthiness and eligibility for mortgage loans.
    • Interview clients to understand their needs and goals.
    • Explain the difference types of mortgages loans available and recommend the best options for each client.
    • Prepare and submit mortgage loan applications in accordance with standards.
    • Work with processing and underwriting departments to secure loan approvals
    • Manage the closing process and ensure that all documents are completed and signed.
    • Build relationships with clients and referral partners, including realtors, builders, financial and industry professionals.
    • Regularly participate in branch activities to train retail staff and gain mortgage referrals.
    • Participates in regular sales, product and regulatory training as assigned by the bank management.
    • Identify opportunities to cross-sell bank products and services between all departments.
    • Stay up to date on the latest mortgage lending regulations and trends.
    • Keep abreast of underwriting policies, procedures and changes for all mortgage loan products.
    • Comply with applicable laws and regulations as well as the Bank's written policies and procedures.
    • Participate in continued mortgage compliance training including, but not limited to: Dodd-Frank Act, ATR/QM Rules, Truth in Lending Act, Real Estate Settlement Procedures Act (RESPA), Home Mortgage Disclosure Act (HMDA-Regulation C), Equal Credit Opportunity Act (ECOA-Regulation B), Fair Housing Act, Fair Credit Reporting Act, etc.
    All employees are expected to protect the information and assets of the organization through heightened awareness of information security, cyber security, and risk management best practices, as well as complying with all applicable laws, regulations, and organizational policies.
    Qualifications and Skills: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
    Education/Experience:
    • Bachelor's degree in finance/accounting or related field preferred.
    • Three years' mortgage banking experience in the assigned territory.
    • Strong understanding of the mortgage lending process.
    • Experience with Encompass preferred.
    Knowledge/Skills/Abilities:
    • Strong business development and sales skills.
    • Strong organizational skills and attention to detail.
    • Strong customer service orientation and ability to manage customer relationships.
    • Professional demeanor with excellent communication, interpersonal skills and conflict resolution skills.
    • Strong communication and interpersonal skills.
    • Ability to work independently and as part of a team.
    • Ability to problem solve, prioritize tasks and meet required deadlines.
    • Ability to think critically and use good, sound judgment in decision-making.
    • Ability to respond to common inquiries or complaints from customers, co-workers or vendors.
    • Ability to communicate effectively and tactfully, orally and in writing with employees, customers, vendors and management.
    • Ability to define problems, collect data, establish facts and draw valid conclusions.
    • Must understand and comply with company policies and procedures.
    • Ability to maintain a friendly, helpful and courteous attitude when working with customers or co-workers under diverse conditions.
    • Ability to accurately and quickly complete standard mathematical calculations.
    • Ability to apply concepts such as fractions, percentages, ratios and proportions to practical situations.
    • Ability to use a calculator, computer and applicable software.
    • Ability to use a variety of internet browsers and Microsoft Office programs, specifically Word, Outlook and Excel and Teams.
    Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee must have the ability to lift and carry 25 pounds for a distance of 50 feet.
    Intent and Function of Job Descriptions: The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, skills or working conditions.
    Banterra promotes an Equal Employment Opportunity workplace which includes reasonable accommodation of otherwise disabled applicants and employees. Please see your supervisor should you have any questions about this policy or these job duties.
    In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.
    Job descriptions are not intended as and do not create employment contracts. Banterra maintains its status as an at-will employer.
    Banterra Bank is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, age, disability, protected veteran status, or any other characteristics protected by law.

    Banterra Bank is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, sexual orientation, gender identify, age, disability, protected veteran status, or any other characteristics protected by law.

     

  • 27 Days Ago
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S
Lending Origination Specialist
  • Simmons Bank
  • Union, TN FULL_TIME
  • It's fun to work in a company where people truly BELIEVE in what they're doing!We're committed to bringing passion and customer focus to the business.The Lending Origination Specialist I performs a va...
  • 25 Days Ago
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Correctional Officer
  • Kentucky Department Of Corrections
  • Fredonia, KY FULL_TIME
  • Advertisement Closes 8/6/2023 (8:00 PM EDT) 23-06534 Correctional Officer Pay Grade 10 Salary $39,127.68 Locality Premium – $5.23 per hour Shift Premium - $2.13 per hour Weekend Premium - $2.13 per ho...
  • 21 Days Ago
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Correctional Officer
  • Commonwealth of Kentucky
  • Paducah, KY FULL_TIME
  • Advertisement Closes 3/3/2024 (7:00 PM EST) 24-01228 Correctional Officer Pay Grade 10 Salary $39,127.68 Annually Locality Premium $5.23 per hour Shift Premium - $2.13 an hour between 3:00 p.m. and 11...
  • 2 Days Ago
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Security Officer
  • Nighthawk Security Company LLC
  • Mayfield, KY FULL_TIME
  • Nighthawk Security is a fast-growing security company that puts our employees first. Join our Mayfield team and find out how our culture makes Nighthawk stand out from the competition. By joining us, ...
  • 14 Days Ago
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Correctional Officer
  • Commonwealth of Kentucky
  • Eddyville, KY FULL_TIME
  • Advertisement Closes 3/14/2024 (7:00 PM EST) 24-01445 Correctional Officer Pay Grade 10 Salary $39,127.68 Annually Locality Premium – $5.23 per hour Shift Premium - $2.13 per hour Weekend Premium - $2...
  • 1 Month Ago
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0 Lending Officer jobs found in Hopkinsville, KY area

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Processor
  • Realty Title
  • Clarksville, TN
  • Job Description Job Description Realty Title® & Escrow Company has a great opportunity for a Processor in Clarksville, T...
  • 4/25/2024 12:00:00 AM
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Q
Underwriter - Property
  • Qbe Insurance Group
  • New Concord, KY
  • Primary Details Time Type: Full timeWorker Type: EmployeePermanent, full time roleAuckland based The opportunity Diverse...
  • 4/24/2024 12:00:00 AM
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Financial Wellness Director
  • Fortera Credit Union
  • Clarksville, TN
  • Job Description POSITION PURPOSE The Financial Wellness Director plays a crucial role in Fortera's mission to passionate...
  • 4/22/2024 12:00:00 AM
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Assistant General Manager -Custom Home Construction
  • Southeast Recruiters
  • Clarksville, TN
  • Location Clarksville, TN No Remote ****Job Description**** A National leader in the custom home building industry, is lo...
  • 4/21/2024 12:00:00 AM
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Fraud Operations Manager
  • Fortera Credit Union
  • Clarksville, TN
  • Job Description Position Purpose The Fraud Operations Manager analyzes moderate to complex account activity utilizing va...
  • 4/21/2024 12:00:00 AM
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About Hopkinsville, Kentucky

Hopkinsville is a home rule-class city in and the county seat of Christian County, Kentucky, United States. The population at the 2010 census was 31,577. Hopkinsville is located south of the center of Christian County at 36°51′17″N 87°29′20″W / 36.85472°N 87.48889°W / 36.85472; -87.48889 (36.854712, -87.488872). Madisonville is 35 miles (56 km) to the north, Russellville is 35 miles (56 km) to the east, Oak Grove is 15 miles to the south, and Clarksville, Tennessee, is 26 miles (42 km) to the south. According to the United States Census Bureau, Hopkinsville has a total area of 30.8 square m...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Lending Officer jobs
$43,461 to $57,558
Hopkinsville, Kentucky area prices
were up 1.2% from a year ago
View detail

What does a Lending Officer do?

Lending Officer in Gainesville, FL
When a client’s profile doesn’t fit the bank’s requirements, Loan Officers are the ones who inform Managers.
December 16, 2019
Lending Officer in Paramus, NJ
Sometimes, even if some aspects of the business are going well, a client will struggle to repay the loan.
October 30, 2019
Lending Officer in Charleston, SC
Managers are also expected to lead and direct loan officers, developing their skills.
February 18, 2020