Lending Officer conducts lending activities for an assigned market or geographic area. Develops a pipeline of customers through referrals, inquiries, and outreach. Being a Lending Officer performs a due diligence review of potential borrowers, including a risk and financial analysis. Structures loan proposals, prepares credit memos, and presents to loan committee for approval. Additionally, Lending Officer may manage a portfolio of existing loans, including reviewing financial reporting, monitoring compliance with loan terms, and handling loan modifications or workouts. Ensures adherence to regulations, bank credit policies, and procedures. Typically requires a bachelor's degree. Typically reports to a manager. The Lending Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Lending Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
We are seeking a seasoned portfolio manager/commercial banker to support our commercial lending portfolio.This position will be a key contributor to the implementation of the overall growth plan.
Working in partnership with the Team Leader and other staff, this position will be responsible for underwriting of new transactions as well as effectively managing credit relationships within the existing commercial portfolio of C&I clients, which includes owner-occupied CRE and some Not-For-Profit clients. The individual in this role will have the opportunity to develop as the main point of contact for credit for these clients that are commercial borrowers that likely have wealth and deposit relationships with the bank.
* We offer a flexible hybrid schedule with on-site work in Providence, RI.
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Our employees enjoy a comprehensive benefits package, which includes health and welfare benefits, paid time-off, work-life program, and a 401(k) plan. We believe employees who are valued, recognized, rewarded and empowered, will achieve personal and professional growth. Apply today and find out why we have been voted one of the Best Places to Work in Rhode Island since 2011!
The Washington Trust Company, and each of its subsidiaries and affiliates are committed to cultivating and promoting a diverse and inclusive workforce. We seek to provide an environment of equal employment opportunity and advancement to all employees and applicants. It is our policy to provide equal employment and advancement opportunities without regard to race, color, ethnicity, age, religion, gender, pregnancy/childbirth, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, or any other category protected by federal, state and/or local laws.Click Hereto view the EEOC "Know Your Rights" notice andClick Hereto view the "Pay Transparency Nondiscrimination Provision".
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0 Lending Officer jobs found in Providence, RI area