Lending Officer conducts lending activities for an assigned market or geographic area. Develops a pipeline of customers through referrals, inquiries, and outreach. Being a Lending Officer performs a due diligence review of potential borrowers, including a risk and financial analysis. Structures loan proposals, prepares credit memos, and presents to loan committee for approval. Additionally, Lending Officer may manage a portfolio of existing loans, including reviewing financial reporting, monitoring compliance with loan terms, and handling loan modifications or workouts. Ensures adherence to regulations, bank credit policies, and procedures. Typically requires a bachelor's degree. Typically reports to a manager. The Lending Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Lending Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Hudson River Community Credit Union is a not-for-profit financial cooperative whose mission is to improve the well-being of members and their families by providing quality financial services with the best overall value.
We have an exciting new opportunity in our Lending Department!
VP Of Lending
We are looking for the right candidate who is proactive and a confident self-starter who thrives in busy work environments. You enjoy mentoring staff to bring out the best in them in an environment that has freedom and independence for spontaneity.
The VP of Lending directs and coordinates all loan-underwriting activities within the Credit Union, ensuring compliance with Credit Union lending policies and regulations. Reporting to the Sr. VP of Lending assists in planning, directing, and coordinating the development of lending policies, procedures, goals, and objectives. Directs loan processing, servicing, and underwriting staff to meet Credit Union goals and objectives while ensuring an exceptional member and team member experience.
Some of the responsibilities include:
Promote a positive culture within the department, foster solid interdepartmental relationships, and maintain a high-performing team environment.
Serves as Brand Ambassador and supports the credit union's mission by maintaining relationships with other departments and businesses to expand connections. Researches and proposes business development ideas for new products, services, and programs where appropriate to grow our membership.
Assists in the Credit Union in reaching their goals. Reviews and recommends pricing strategies to support credit union goals. Researches and evaluates the feasibility of new consumer and real estate lending products or improvement of existing products. Collaborates with Sr. VP of Lending to develop and implement plans for expansion of lending delivery channels while keeping abreast of changes in the industry to maintain credit union competitiveness.
To protect the Credit Union and our members, review, update, and create policies and procedures supporting lending operations. Maintain current knowledge of loan underwriting, processing, and loan servicing and ensure they comply with all regulatory rules, regulations, and laws.
In-depth research & member resolution for escalated issues to ensure a positive member journey.
Experience, Education and Skills:
Salary Range: $90,000-$110,000.00
This position is located at our Operations Center in Corinth, NY. Full-Time Monday through Friday.
HRCCU is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religious creed, sex, gender, sexual orientation, and national origin, physical or mental ability, protected Veteran Status or other characteristics protected by law. To read the It's The Law Poster regarding EEO please paste the following link into your browser. http://www.eeoc.gov/employers/upload/poster_screen_reader_optimized.pdf.
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